{"id":22481,"date":"2025-08-25T16:12:11","date_gmt":"2025-08-25T16:12:11","guid":{"rendered":"https:\/\/www.europesays.com\/ie\/22481\/"},"modified":"2025-08-25T16:12:11","modified_gmt":"2025-08-25T16:12:11","slug":"whats-the-average-retirement-age-for-men-vs-women-in-2025","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ie\/22481\/","title":{"rendered":"What\u2019s the Average Retirement Age for Men vs. Women in 2025?"},"content":{"rendered":"\n<p class=\"yf-1090901\"><a href=\"https:\/\/www.gobankingrates.com\/retirement\/planning\/planning-for-retirement\/?hyperlink_type=manual&amp;utm_term=incontent_link_1&amp;utm_campaign=1313618&amp;utm_source=yahoo.com&amp;utm_content=1&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Retirement;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Retirement<\/a> may be the ultimate goal for many working Americans, but the path to it \u2014 and the age at which it\u2019s reached \u2014 varies significantly between men and women.\u00a0While the gender wage gap continues to shape financial realities, it also influences when individuals feel ready or able to leave the workforce.<\/p>\n<p class=\"yf-1090901\"><strong>Read Next: <a href=\"https:\/\/www.gobankingrates.com\/retirement\/401k\/retirement-account-could-cut-taxes-forever-according-to-cfp\/?hyperlink_type=manual&amp;utm_term=related_link_1&amp;utm_campaign=1313618&amp;utm_source=yahoo.com&amp;utm_content=2&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Here\u2019s Why You Might Want To Invest Your Retirement Savings in a Roth 401(k);elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Here\u2019s Why You Might Want To Invest Your Retirement Savings in a Roth 401(k)<\/a><\/strong><\/p>\n<p class=\"yf-1090901\"><strong>Learn More: <a href=\"https:\/\/www.gobankingrates.com\/saving-money\/car\/affordable-car-brands-you-wont-regret-buying\/?hyperlink_type=manual&amp;utm_term=related_link_2&amp;utm_campaign=1313618&amp;utm_source=yahoo.com&amp;utm_content=3&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:4 Affordable Car Brands You Won&#039;t Regret Buying in 2025;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">4 Affordable Car Brands You Won&#8217;t Regret Buying in 2025<\/a><\/strong><\/p>\n<p class=\"yf-1090901\">Surprisingly, despite earning less over their lifetimes, women tend to retire earlier than men. According to data from the Center for Retirement Research at Boston College, the average retirement age for men in 2025 is 65, while for women it\u2019s 63. This two-year difference raises important questions about financial preparedness, health and societal expectations.<\/p>\n<p class=\"yf-1090901\">While the specific retirement ages can vary between studies, one trend remains the same: men and women are consistently delaying retirement until their 60s. <a href=\"https:\/\/www.gobankingrates.com\/retirement\/planning\/average-retirement-age-2024-us-vs-china\/?hyperlink_type=manual&amp;utm_term=incontent_link_2&amp;utm_campaign=1313618&amp;utm_source=yahoo.com&amp;utm_content=4&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Keep reading for a closer look at the most recent data;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Keep reading for a closer look at the most recent data<\/a>.<\/p>\n<p class=\"yf-1090901\">In general, the average <a href=\"https:\/\/www.gobankingrates.com\/retirement\/planning\/most-realistic-retirement-age-every-state-2\/?hyperlink_type=manual&amp;utm_term=incontent_link_3&amp;utm_campaign=1313618&amp;utm_source=yahoo.com&amp;utm_content=5&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:retirement age;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">retirement age<\/a> in the U.S. is currently 62, but this varies across states and can range from 61 to 66. The actual retirement age often differs from when people expect to retire, which is typically between ages 65 to 66. It\u2019s important to note that Social Security\u2019s full retirement age (FRA) is now 67 for those born after 1960, while Medicare eligibility begins at 65.<\/p>\n<p class=\"yf-1090901\">Americans work longer but also live longer, which leads to extended retirement periods. Here are a few key takeaways about average retirement ages:<\/p>\n<ul class=\"yf-1woyvo2\">\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\">The expected retirement length has grown from 12.8 to 18.6 years for men and from 16.6 to 21.3 years for women since 1970.<\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\">Retirement duration has increased by nearly 50%, even with people retiring later.<\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\">Social Security benefits vary by retirement age. Retiring at age 62 results in about $2,831 per month, whereas retiring at full retirement age between 66 and 67 is about $4,018 per month and retiring at age 70 will get you the highest payment of about $5,108 per month.<\/p>\n<\/li>\n<\/ul>\n<p class=\"yf-1090901\"><strong>Find Out: <a href=\"https:\/\/www.gobankingrates.com\/retirement\/planning\/savings-needed-to-be-rich-in-americas-most-popular-retirement-destinations\/?hyperlink_type=manual&amp;utm_term=related_link_3&amp;utm_campaign=1313618&amp;utm_source=yahoo.com&amp;utm_content=6&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Savings Needed To Be Rich in America\u2019s Most Popular Retirement Destinations;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Savings Needed To Be Rich in America\u2019s Most Popular Retirement Destinations<\/a><\/strong><\/p>\n<p class=\"yf-1090901\">Retirement planning is not as straightforward for younger generations like Millennials, Gen Z or even Gen X as it has been for boomers. Though the biggest reason people delay retirement tends to be financial, rising life expectancy and <a href=\"https:\/\/www.gobankingrates.com\/retirement\/planning\/ways-retirees-can-prepare-for-rising-medicare-costs-in-2025\/?hyperlink_type=manual&amp;utm_term=incontent_link_4&amp;utm_campaign=1313618&amp;utm_source=yahoo.com&amp;utm_content=7&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:healthcare costs;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">healthcare costs<\/a> can shift timelines as well. Some Americans delay retiring until their FRA when they can receive their maximum payout for Social Security benefits, while others wait until they can be covered under Medicare.<\/p>\n<p> Story Continues <\/p>\n<p class=\"yf-1090901\">Some people, especially women, may intend to keep working into their late 60s or early 70s, but circumstances force an <a href=\"https:\/\/www.gobankingrates.com\/retirement\/planning\/pros-and-cons-of-early-retirement\/?hyperlink_type=manual&amp;utm_term=incontent_link_5&amp;utm_campaign=1313618&amp;utm_source=yahoo.com&amp;utm_content=8&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:earlier retirement;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">earlier retirement<\/a>. These reasons include health, family care needs, and a lay-off or job loss. According to the senior care website <a href=\"https:\/\/www.aplaceformom.com\/senior-living-data\/articles\/caregiver-statistics\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:A Place for Mom;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">A Place for Mom<\/a>, in 2023, roughly 75% of unpaid caregivers to spouses, aging parents, or other seniors were women.<\/p>\n<p class=\"yf-1090901\">It\u2019s also been reported that early childhood trauma, ranging from childhood poverty to negative exposures and unfavorable conditions, can lead to chronic disease, mental illness, obesity and even risky health behaviors like smoking, in later years. These conditions, in turn, can lead to early-than-planned retirement for men and women alike.<\/p>\n<p class=\"yf-1090901\"><a href=\"https:\/\/www.gobankingrates.com\/author\/cmoorhead\/?hyperlink_type=manual&amp;utm_term=incontent_link_6&amp;utm_campaign=1313618&amp;utm_source=yahoo.com&amp;utm_content=9&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Caitlyn Moorhead;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Caitlyn Moorhead<\/a> contributed to the reporting of this article.<\/p>\n<p class=\"yf-1090901\"><strong>More From GOBankingRates<\/strong><\/p>\n<p class=\"yf-1090901\">This article originally appeared on <a href=\"https:\/\/www.gobankingrates.com?utm_term=bottom_link&amp;utm_campaign=1313618&amp;utm_source=yahoo.com&amp;utm_content=14&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:GOBankingRates.com;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">GOBankingRates.com<\/a>: <a href=\"https:\/\/www.gobankingrates.com\/retirement\/planning\/average-retirement-age-for-men-vs-women-2025\/?utm_term=source_link&amp;utm_campaign=1313618&amp;utm_source=yahoo.com&amp;utm_content=15&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:What\u2019s the Average Retirement Age for Men vs. Women in 2025?;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">What\u2019s the Average Retirement Age for Men vs. Women in 2025?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Retirement may be the ultimate goal for many working Americans, but the path to it \u2014 and the&hellip;\n","protected":false},"author":2,"featured_media":22482,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[177],"tags":[19248,79,18,19,17,234,235,3887,3045,4036],"class_list":{"0":"post-22481","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-boston-college","9":"tag-business","10":"tag-eire","11":"tag-ie","12":"tag-ireland","13":"tag-personal-finance","14":"tag-personalfinance","15":"tag-retirement","16":"tag-retirement-age","17":"tag-retirement-savings"},"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/22481","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/comments?post=22481"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/22481\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media\/22482"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media?parent=22481"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/categories?post=22481"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/tags?post=22481"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}