{"id":250888,"date":"2025-12-25T14:20:14","date_gmt":"2025-12-25T14:20:14","guid":{"rendered":"https:\/\/www.europesays.com\/ie\/250888\/"},"modified":"2025-12-25T14:20:14","modified_gmt":"2025-12-25T14:20:14","slug":"demand-grows-for-housing-loans-of-up-to-50-years-in-japan","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ie\/250888\/","title":{"rendered":"Demand grows for housing loans of up to 50 years in Japan"},"content":{"rendered":"<p>Housing loans with repayment periods of up to 50 years, far longer than the standard 35-year term for long-term mortgages, are gaining popularity in Japan, particularly among people in their 20s.<\/p>\n<p>With housing prices continuing to soar, as illustrated by the average price of newly built condominiums in central Tokyo\u2019s densely populated 23 wards now exceeding \u00a5100 million, a growing number of homebuyers appear to be opting for superlong-term loans in an effort to keep their monthly payments at manageable levels.<\/p>\n<p>Housing loans with repayment periods of up to 50 years are being offered mainly by regional and online banks. By lowering the monthly repayment burden, these new long-term loans allow borrowers to purchase properties that would be unaffordable under a 35-year mortgage.<\/p>\n","protected":false},"excerpt":{"rendered":"Housing loans with repayment periods of up to 50 years, far longer than the standard 35-year term for&hellip;\n","protected":false},"author":2,"featured_media":250889,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[174],"tags":[79,6046,179,18,3847,19,17,10603,1361],"class_list":{"0":"post-250888","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economy","8":"tag-business","9":"tag-debt","10":"tag-economy","11":"tag-eire","12":"tag-housing","13":"tag-ie","14":"tag-ireland","15":"tag-japanese-economy","16":"tag-real-estate"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ie\/115780650717361606","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/250888","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/comments?post=250888"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/250888\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media\/250889"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media?parent=250888"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/categories?post=250888"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/tags?post=250888"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}