Last Updated: Jan. 21, 2026 at 4:49\u202fp.m. ET
First Published: Jan. 21, 2026 at 8:05\u202fa.m. ET<\/p>\n
Morgan Housel is a financial writer and partner at the Collaborative Fund. He focuses on investor behavior and how psychology shapes economic decision-making. In his 2020 book \u201cThe Psychology of Money,\u201d Housel examined why people make financial choices that often diverge from traditional economic models. His latest work, \u201cThe Art of Spending Money: Simple Choices for a Richer Life<\/a>,\u201d explores patterns in human behavior that persist across economic cycles.\u00a0<\/p>\n In this recent interview, edited for length and clarity, Housel shares his views on saving and investing, the rules people should follow before spending, and the most common spending traps.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"Last Updated: Jan. 21, 2026 at 4:49\u202fp.m. ETFirst Published: Jan. 21, 2026 at 8:05\u202fa.m. ET Morgan Housel is…\n","protected":false},"author":2,"featured_media":296633,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[177],"tags":[85047,85030,365,43360,7066,10471,79,17733,87187,147197,18,117,41579,3334,70898,19,39536,3442,41557,2003,1094,17,3521,6403,82656,825,2336,234,235,9436,44285,4226,85048,12985,19363,5569,49256,26243,5644],"class_list":["post-296632","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-analyst-comment","tag-analyst-comment-recommendation","tag-arts","tag-arts-entertainment","tag-behavior","tag-budget","tag-business","tag-commentary","tag-commentary-opinion","tag-decisionmaking","tag-eire","tag-entertainment","tag-gcapi","tag-general-news","tag-housel","tag-ie","tag-invest","tag-investing","tag-investing-securities","tag-investment","tag-investor","tag-ireland","tag-lifestyle","tag-living","tag-living-lifestyle","tag-money","tag-opinion","tag-personal-finance","tag-personalfinance","tag-political","tag-political-general-news","tag-psychology","tag-recommendation","tag-saving","tag-securities","tag-spending","tag-strategies","tag-synd","tag-wealth"],"share_on_mastodon":{"url":"","error":"Validation failed: Text character limit of 500 exceeded"},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/296632","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/comments?post=296632"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/296632\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media\/296633"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media?parent=296632"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/categories?post=296632"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/tags?post=296632"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}