{"id":33228,"date":"2025-08-30T17:28:36","date_gmt":"2025-08-30T17:28:36","guid":{"rendered":"https:\/\/www.europesays.com\/ie\/33228\/"},"modified":"2025-08-30T17:28:36","modified_gmt":"2025-08-30T17:28:36","slug":"dwp-names-seven-benefits-pensioners-can-get-but-theres-one-you-wont-get","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ie\/33228\/","title":{"rendered":"DWP names seven benefits pensioners can get but there&#8217;s one you won&#8217;t get"},"content":{"rendered":"<p class=\"mb-4 text-lg md:leading-8 break-words\">Across Great Britain, some 13 million individuals have now reached the State Pension age, including over 1.1 million people in Scotland. The contributory benefit serves as the primary <a href=\"https:\/\/www.walesonline.co.uk\/news\/cost-of-living\/state-pension-2026-age-change-32369067\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:source of income for many retirees;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">source of income for many retirees<\/a>, providing crucial financial support of up to \u00a3921 every four weeks for 4.1 million recipients of the New State Pension.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">However, when you reach State Pension age,<a href=\"https:\/\/www.walesonline.co.uk\/news\/cost-of-living\/\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:you can no longer claim or make new claims;elm:context_link;itc:0;sec:content-canvas\" class=\"link \"> you can no longer claim or make new claims<\/a> for working-age benefits like Universal Credit (UC) unless you are a mixed-age couple where one person is still under State Pension age.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">A further 8.8 million pensioners receive up to \u00a3705.80 each pay period through the Basic State Pension. For those nearing the official retirement age, it&#8217;s vital to be aware of certain <a href=\"https:\/\/www.walesonline.co.uk\/all-about\/department-for-work-and-pensions\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:benefits claimable from the DWP, as well as Council Tax discounts, assistance with heating costs and more.;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">benefits claimable from the DWP, as well as Council Tax discounts, assistance with heating costs and more.<\/a><\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\"><b>READ MORE:<\/b> <a href=\"https:\/\/uk.news.yahoo.com\/welsh-households-urged-keep-spiders-120039715.html\" data-ylk=\"slk:Welsh households urged to keep spiders out by doing one 10-minute task weekly in September;elm:context_link;itc:0;sec:content-canvas;outcm:mb_qualified_link;_E:mb_qualified_link;ct:story;\" class=\"link  yahoo-link\" rel=\"nofollow noopener\" target=\"_blank\">Welsh households urged to keep spiders out by doing one 10-minute task weekly in September<\/a><\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\"><b>READ MORE:<\/b> <a href=\"https:\/\/www.walesonline.co.uk\/news\/real-life\/i-found-note-charity-shop-32380871?int_source=nba\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:&#039;I found note in charity shop coat pocket and was stunned when I realised what it said&#039;;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">&#8216;I found note in charity shop coat pocket and was stunned when I realised what it said&#8217;<\/a><\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Likewise, people already receiving State Pension payments may not realise there are over a dozen ways they could potentially increase their current income in the coming months.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Pension Credit, currently worth an average of \u00a34,300 annually, takes approximately 50 working days to process, meaning successful claimants could see their first payments arrive before the end of June.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">To simplify understanding and claiming these benefits, discounts or reductions, the MoneyHelper website has assembled a comprehensive list, complete with quick eligibility checks to ensure older people are accessing essential support in later life, reports <a href=\"https:\/\/www.dailyrecord.co.uk\/lifestyle\/money\/benefits-only-pensioners-can-claim-35811866\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:the Daily Record;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">the Daily Record<\/a>.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">The most straightforward way to check eligibility for any benefit, discount or reduction is to use an online benefits calculator &#8211; you can find out more about these <a href=\"https:\/\/www.dailyrecord.co.uk\/lifestyle\/money\/check-online-unclaimed-benefits-discounts-32414725\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:here.;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">here.<\/a><\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">If you know of any older family members or friends who aren&#8217;t internet-savvy or don&#8217;t have access to a computer, lend them a hand to ensure they&#8217;re not missing out on additional financial support in 2025.<\/p>\n<p>Benefits for individuals over State Pension age<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">There are several benefits and discounts available upon retirement, including:<\/p>\n<ul class=\"mb-4\">\n<li class=\"ml-4 list-disc\"\/>\n<li class=\"ml-4 list-disc\"\/>\n<li class=\"ml-4 list-disc\"\/>\n<li class=\"ml-4 list-disc\">\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Help with heating costs &#8211; eligibility for some may require a relevant qualifying means-tested benefit<\/p>\n<\/li>\n<li class=\"ml-4 list-disc\">\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Health benefits &#8211; Attendance Allowance, Pension Age Disability Payment<\/p>\n<\/li>\n<li class=\"ml-4 list-disc\"\/>\n<li class=\"ml-4 list-disc\">\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Benefits for war widows and widowers<\/p>\n<\/li>\n<\/ul>\n<p>State Pension<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">The State Pension provides a regular taxable income for the rest of your life once you reach State Pension age and make a claim. Some people opt to defer this while they continue working.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">It&#8217;s not means-tested, but the amount you receive depends on how many qualifying years of National Insurance Contributions or credits you&#8217;ve accumulated. You need at least 10 years&#8217; worth for any State Pension payment and around 35 for the maximum amount &#8211; this may be more for people who were &#8216;contracted out&#8217;.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">More information can be found <a href=\"https:\/\/www.gov.uk\/contracted-out\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:here.;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">here.<\/a><\/p>\n<p>State Pension weekly payment rates for 2025\/26<\/p>\n<ul class=\"mb-4\">\n<li class=\"ml-4 list-disc\">\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Full New State Pension: \u00a3230.25)<\/p>\n<\/li>\n<li class=\"ml-4 list-disc\">\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Full Basic State Pension (Category A or B): \u00a3176.45)<\/p>\n<\/li>\n<\/ul>\n<p>Pension Credit<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Currently, Pension Credit provides extra money to help with living costs for 1.4 million people across the UK &#8211; including over 125,000 in Scotland &#8211; who are over State Pension age and on a low income. It is a &#8216;passport&#8217; benefit providing on average around \u00a34,300 this year in financial support, acting as a &#8216;gateway&#8217; to Council Tax discounts, help with housing costs, <a href=\"https:\/\/www.walesonline.co.uk\/all-about\/nhs\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:NHS;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">NHS<\/a> discounts, and free TV Licences for those aged over 75.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\"><a href=\"https:\/\/www.gov.uk\/pension-credit-calculator\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Try the Pension Credit Calculator on GOV.UK;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Try the Pension Credit Calculator on GOV.UK<\/a> for yourself or a family member to ensure you&#8217;re receiving all the financial support you&#8217;re entitled to. You can also ring the Pension Credit helpline on 0800 99 1234.<\/p>\n<p>Help with council tax<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Whether you&#8217;re a homeowner or a tenant, you could be eligible for support from your local council to help with your Council Tax payments. Contact your local council to enquire about Council Tax support &#8211; find out more <a href=\"https:\/\/www.dailyrecord.co.uk\/lifestyle\/money\/council-tax-bill-savings-scotland-34411521\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:here.;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">here.<\/a><\/p>\n<p>Insulation and Heating Schemes<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">There are several schemes available that install insulation and heating improvements to make your home more energy efficient. If your home is poorly insulated or lacks a functioning central heating system, and if you&#8217;re receiving any income-related benefits including Pension Credit, you&#8217;re likely to be eligible.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Find out more from Home Energy Scotland<a href=\"https:\/\/www.dailyrecord.co.uk\/lifestyle\/money\/council-tax-bill-savings-scotland-34411521\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:here;elm:context_link;itc:0;sec:content-canvas\" class=\"link \"> here <\/a>or by ringing 0808 808 2282.<\/p>\n<p>Health Benefits<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">All residents in Scotland are entitled to free prescriptions. Find out more about free dental treatment and refunds for travel to hospital appointments <a href=\"https:\/\/www.dailyrecord.co.uk\/lifestyle\/money\/free-nhs-services-discount-vouchers-27431636\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:here.;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">here.<\/a><\/p>\n<p>Disability and care benefits<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">There are several benefits available to individuals who have disabilities, long-term health conditions or specific care needs.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">These benefits include:<\/p>\n<ul class=\"mb-4\">\n<li class=\"ml-4 list-disc\">\n<p class=\"mb-4 text-lg md:leading-8 break-words\"><b>Personal Independence Payment<\/b> (PIP) &#8211; if you\u2019re under State Pension age, if you reached State Pension age while claiming PIP this will continue<\/p>\n<\/li>\n<li class=\"ml-4 list-disc\">\n<p class=\"mb-4 text-lg md:leading-8 break-words\"><b>Adult Disability Payment<\/b> &#8211; replacing PIP for people living in Scotland<\/p>\n<\/li>\n<li class=\"ml-4 list-disc\">\n<p class=\"mb-4 text-lg md:leading-8 break-words\"><b>Disability Living Allowance<\/b> (DLA) &#8211; you will need to have been already claiming this before you reached State Pension age<\/p>\n<\/li>\n<li class=\"ml-4 list-disc\">\n<p class=\"mb-4 text-lg md:leading-8 break-words\"><b>Attendance Allowance<\/b> &#8211; if you\u2019re over State Pension age and have not claimed DLA or PIP<\/p>\n<\/li>\n<li class=\"ml-4 list-disc\">\n<p class=\"mb-4 text-lg md:leading-8 break-words\"><b>Pension Age Disability Payment (PADP)<\/b> &#8211; a new benefit replacing Attendance Allowance in Scotland and available to claim now in Argyll and Bute, Highland, Aberdeen City, Orkney and Shetland. Find out more <a href=\"https:\/\/www.mygov.scot\/pension-age-disability-payment\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:here.;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">here.<\/a><\/p>\n<\/li>\n<\/ul>\n<p>Travel concessions<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">If you&#8217;re over 60 or disabled, find out about travel concessions on the Transport Scotland website <a href=\"https:\/\/www.transport.gov.scot\/concessionary-travel\/\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:here.;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">here.<\/a><\/p>\n<p>Free passport<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">If you were born on or before 2 September 1929, and are a British national, you might be eligible for a free passport. More information and how to apply can be found on the<a href=\"https:\/\/www.gov.uk\/passport-fees\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:GOV.UK website.;elm:context_link;itc:0;sec:content-canvas\" class=\"link \"> GOV.UK website.<\/a><\/p>\n<p>Free\/discounted TV licence<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">You are now required to pay for your TV licence unless you receive Pension Credit. Individuals over State Pension age may qualify for a half-price TV Licence if they are registered as severely sight-impaired or blind.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">The<a href=\"https:\/\/www.moneyadviceservice.org.uk\/en\/articles\/paying-your-tv-licence\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:MoneyHelper Advice Service TV licence guide;elm:context_link;itc:0;sec:content-canvas\" class=\"link \"> MoneyHelper Advice Service TV licence guide<\/a> can provide further details on eligibility.<\/p>\n<p>Benefits for war widows and widowers<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">If your spouse or civil partner died, were injured or became ill due to their service in Her Majesty&#8217;s (HM) Armed Forces, or during a time of war prior to 6 April 2005, you could be entitled to a <a href=\"https:\/\/www.gov.uk\/war-widow-pension\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:War Widow&#039;s or Widower&#039;s Pension.;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">War Widow&#8217;s or Widower&#8217;s Pension.<\/a><\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">If they died or sustained an injury or illness due to serving in a conflict after 6 April 2005, you might be eligible for compensation through the <a href=\"https:\/\/www.gov.uk\/guidance\/armed-forces-compensation-scheme-afcs\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Armed Forces Compensation Scheme.;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Armed Forces Compensation Scheme.<\/a><\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">More information about War widows and widowers&#8217; pensions and compensation can be found on the <a href=\"https:\/\/www.gov.uk\/war-widow-pension\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:GOV.UK website.;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">GOV.UK website.<\/a><\/p>\n<p>Medical costs for war pensioners<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">If you require medical treatment because you were disabled while serving in the Armed Forces, you could receive help towards your medical costs for your accepted disability.<\/p>\n<p>War Disablement Pension<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">If you sustained an injury or disability whilst serving in the Armed Forces prior to 6 April 2005, you may be eligible for additional pension support. More information about the War Disablement Pension can be found on the <a href=\"https:\/\/www.gov.uk\/guidance\/war-pension-scheme-wps\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:GOV.UK website.;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">GOV.UK website.<\/a><\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Age Scotland also provides a comprehensive list of benefits, discounts and support that older individuals may be entitled to claim. Further details can be found on their <a href=\"https:\/\/www.ageuk.org.uk\/scotland\/information-advice\/money-matters\/benefits\/\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:website.;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">website.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Across Great Britain, some 13 million individuals have now reached the State Pension age, including over 1.1 million&hellip;\n","protected":false},"author":2,"featured_media":6610,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[177],"tags":[3721,79,18,26012,19,17,16664,234,235,4121],"class_list":{"0":"post-33228","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-benefits","9":"tag-business","10":"tag-eire","11":"tag-financial-support","12":"tag-ie","13":"tag-ireland","14":"tag-pension-credit","15":"tag-personal-finance","16":"tag-personalfinance","17":"tag-state-pension"},"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/33228","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/comments?post=33228"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/33228\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media\/6610"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media?parent=33228"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/categories?post=33228"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/tags?post=33228"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}