{"id":363190,"date":"2026-03-02T00:44:29","date_gmt":"2026-03-02T00:44:29","guid":{"rendered":"https:\/\/www.europesays.com\/ie\/363190\/"},"modified":"2026-03-02T00:44:29","modified_gmt":"2026-03-02T00:44:29","slug":"brits-can-build-1056-pot-this-year-using-competitive-savings-account-personal-finance-finance","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ie\/363190\/","title":{"rendered":"Brits can build \u00a31,056 pot this year using competitive savings account | Personal Finance | Finance"},"content":{"rendered":"<p class=\"withoutCaption\"><img decoding=\"async\" src=\"https:\/\/www.europesays.com\/ie\/wp-content\/uploads\/2026\/03\/saving-money-6765303.jpg\" class=\"zoomEnabled\" data-img=\"https:\/\/cdn.images.express.co.uk\/img\/dynamic\/23\/1200x712\/secondary\/saving-money-6765303.jpg?r=1772027315039\" alt=\"Saving money\" title=\"Saving money\" width=\"590\" height=\"405\" fetchpriority=\"high\"\/><\/p>\n<p>Rain could work in your favour with this simple savings trick (Image: Getty)<\/p>\n<p>The start of 2026 has been exceptionally wet. <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.express.co.uk\/latest\/cornwall\" rel=\"nofollow noopener\" target=\"_blank\">Cornwall<\/a> and <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.express.co.uk\/travel\/uk\/2031914\/uk-seaside-town-bangor-northern-ireland\" rel=\"nofollow noopener\" target=\"_blank\">County Down<\/a> recorded their <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.express.co.uk\/news\/world\/2172044\/uk-veg-shortage-spanish-crops-destroyed-rain\" rel=\"nofollow noopener\" target=\"_blank\">wettest<\/a> January on record, while <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.express.co.uk\/latest\/northern-ireland\" rel=\"nofollow noopener\" target=\"_blank\">Northern Ireland<\/a> experienced its rainiest January in 149 years, according to the <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.express.co.uk\/latest\/met-office\" rel=\"nofollow noopener\" target=\"_blank\">Met Office<\/a>, with <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.express.co.uk\/news\/weather\/2169383\/weather-forecast-uk-rain-met-office\" rel=\"nofollow noopener\" target=\"_blank\">rainfall continuing in February<\/a>. Surprisingly, however, all this wet weather could actually help you grow your savings.<\/p>\n<p>The Plum app\u2019s <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.express.co.uk\/finance\/personalfinance\/1378161\/savings-advice-plum-save-money-2021\" rel=\"nofollow noopener\" target=\"_blank\">Rainy Days Rule<\/a> lets users save money whenever rain is forecast in their area. You can choose to save \u00a31, \u00a32, \u00a35, \u00a310, or \u00a320 each rainy day. On average, people using the feature save around \u00a388 a month which totals \u00a31,056 over a year, <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.thetimes.com\/money\/saving-investing\/article\/rainy-day-saving-tips-plum-b6hdf6m0s?gaa_at=eafs&amp;gaa_n=AWEtsqfSoCk-sx-Lj2Gfj8aKqL7bSQkmbW8BSNy-U82pu0KUIVIYDGD7q1vo5-Vxc5A%3D&amp;gaa_ts=699eef0a&amp;gaa_sig=kNjT1JvBJ3Q-CTKymuNOCU5dWB7pj6qCbZTvItBRlmEBrfleXgB4jq8NOf6My6ndM7oMQyPXOP3gd2KD0cEb6w%3D%3D\" rel=\"nofollow noopener\" target=\"_blank\">The Times<\/a> reported.<\/p>\n<p><strong> READ MORE:<\/strong> <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.express.co.uk\/finance\/personalfinance\/2175180\/martin-lewis-premium-bonds-verdict-ns-i-bonds-worth-after-3-30-rate-cut\" rel=\"nofollow noopener\" target=\"_blank\"> Martin Lewis Premium Bonds verdict for savers as major account change announced <\/a><\/p>\n<p><strong> READ MORE:<\/strong> <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.express.co.uk\/finance\/personalfinance\/2175171\/brits-bank-account-warning\" rel=\"nofollow noopener\" target=\"_blank\"> Brits with \u00a310,000 issued bank account warning &#8211; &#8216;incredibly costly&#8217; <\/a><\/p>\n<p class=\"withoutCaption\"><img decoding=\"async\" src=\"https:\/\/www.europesays.com\/ie\/wp-content\/uploads\/2026\/03\/close-up-of-umbrella-on-table-against-gray-background-6765374.jpg\" class=\"zoomEnabled\" data-img=\"https:\/\/cdn.images.express.co.uk\/img\/dynamic\/23\/1200x712\/secondary\/close-up-of-umbrella-on-table-against-gray-background-6765374.jpg?r=1772027315056\" alt=\"Close-up of umbrella on table against gray background\" title=\"Close-up of umbrella on table against gray background\" width=\"590\" height=\"393\" loading=\"lazy\"\/><\/p>\n<p>Plum is a financial app that helps users manage their money (Image: Getty)<\/p>\n<p><a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.express.co.uk\/finance\/personalfinance\/1998634\/plum-boosts-interest-rate-cash-isa\" rel=\"nofollow noopener\" target=\"_blank\">Plum<\/a> is a smart savings app that analyses your spending to determine how much you can safely put aside each month, and the best possible place for this money to go and grow. It will also suggest helpful ways to make the most of any leftover money you may have.<\/p>\n<p data-mce-linkchecker-status=\"valid\">To set up the Rainy Days rule in the Plum app, open the app, go to the &#8220;Brain&#8221; section and select &#8220;Rainy Days.&#8221; You can toggle it on and choose to save between \u00a31 and \u00a320 for each day rain is forecast.<\/p>\n<p>The money will then automatically be set aside every time rain is forecast in the area you have registered in your account.<\/p>\n<p><strong>*** Ensure our latest personal finance headlines always appear at the top of your Google Search by making us a Preferred Source. <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.google.com\/preferences\/source?q=express.co.uk&amp;hl=en_GB\" target=\"_blank\" rel=\"nofollow noopener\">Click here to activate<\/a> or add us as Preferred Source in your Google search settings. ***<\/strong><\/p>\n<p>If you had set the feature to save \u00a320 per rainy day from January 1, you could already have \u00a3800 tucked away. The rule is calculated based on the rainy days from the previous week, not the current one.<\/p>\n<p>The service Plum uses relies on weather forecasts and not the actual weather, so it may not be 100% accurate.<\/p>\n<p>This feature is only available on Plum\u2019s paid subscription plans. To use the Rainy Days Rule, you\u2019ll need a Plum Plus, Boost, or Max account. The Plus plan costs \u00a33.99 a month, Boost is \u00a37.99, and Max is \u00a314.99 per month.<\/p>\n<p data-mce-linkchecker-status=\"valid\">Plum was founded in 2014 by two friends, Victor and Alex, who wanted to make managing money easier using technology.<\/p>\n<p data-mce-linkchecker-status=\"valid\">Based in <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.express.co.uk\/latest\/london\" rel=\"nofollow noopener\" target=\"_blank\">London<\/a>, with offices in <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.express.co.uk\/travel\/articles\/1992952\/stunning-european-city-loved-athens\" rel=\"nofollow noopener\" target=\"_blank\">Athens<\/a> and <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.express.co.uk\/travel\/europe\/2173375\/Europe-s-sunniest-city-45-flights\" rel=\"nofollow noopener\" target=\"_blank\">Nicosia<\/a>, the company offers tools for saving, investing, and budgeting, powered by automated algorithms that remove much of the manual work from <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.express.co.uk\/finance\/personalfinance\" rel=\"nofollow noopener\" target=\"_blank\">personal finance<\/a>.<\/p>\n<p>Today, Plum serves millions of users, helping them set money aside, grow their savings, and invest.<\/p>\n","protected":false},"excerpt":{"rendered":"Rain could work in your favour with this simple savings trick (Image: Getty) The start of 2026 has&hellip;\n","protected":false},"author":2,"featured_media":363191,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[73],"tags":[79,18,19,17,46593,234,169024,169023,3888,9244],"class_list":{"0":"post-363190","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-business","8":"tag-business","9":"tag-eire","10":"tag-ie","11":"tag-ireland","12":"tag-money-saving","13":"tag-personal-finance","14":"tag-plum-app","15":"tag-rainy-days-rule","16":"tag-savings","17":"tag-savings-account"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ie\/116156816678722993","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/363190","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/comments?post=363190"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/363190\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media\/363191"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media?parent=363190"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/categories?post=363190"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/tags?post=363190"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}