CoinDesk Miami<\/a>, Arjun Mukherjee, chief technology officer at Mesh, said the shift is driven by what he called the cold-start problem for AI agents. <\/p>\n\u201cAn agent can\u2019t do anything until it has a wallet funded,\u201d he said. \u201cIt\u2019s very difficult for the agent to act until it has a wallet to do something, and it has value to transact with. And suddenly, enter crypto. Crypto has found its kind of niche, its killer app.\u201d<\/p>\n
Mesh, which builds a connectivity layer across exchanges, wallets, smart contracts and decentralized exchanges, has launched a product called Smart Funding that routes payments across chains, networks, accounts and tokens for both human and agent users.<\/p>\n
Felix Fan, CEO of Trust Wallet, said the company is taking a deliberately bifurcated approach to agent integration. On its consumer crypto app, where users hold the keys, agents act as a copilot to simplify navigation and reduce friction without taking custodial control. <\/p>\n
\u201cUsers always hold the keys and all these permissions. Every single step, they need to give consent,\u201d Fan said. The agent\u2019s role on the consumer side is to \u201cspeed up the process and also help them to better understand how to navigate on-chain.\u201d<\/p>\n
On the developer side, Trust Wallet has taken a more aggressive posture. The company recently launched an agent kit that lets agents autonomously make trades, transfers and other on-chain actions, and it is implementing EIP-8004, an Ethereum proposal that provides agents with on-chain identity and credit-style scores.<\/p>\n
\u201cOn the crypto app side, we\u2019re enabling humans to have superpowers with AI, whereas on the developer side, we are enabling agents to do something like humans,\u201d Fan said. <\/p>\n
On where liability sits, Mukherjee said Mesh is wary of importing traditional finance\u2019s friction into agent payments. <\/p>\n
\u201cAI should augment human judgment, not replace human responsibility or accountability,\u201d he said, adding that responsibility for an agent\u2019s actions sits with the institution that deploys it.<\/p>\n
Both panelists said they expect AI labs to launch their own wallets. X has already been vocal about X Money, Fan noted, and \u201cGrok will very likely have a wallet within.\u201d<\/p>\n
\u201cClaude and all these players, they can run on-chain maybe just tomorrow,\u201d Fan said. \u201cSo we are open for that challenge.\u201d<\/p>\n
Mukherjee said Mesh\u2019s strategy is to remain agnostic across wallets, networks and tokens. <\/p>\n
\u201cIf there\u2019s Web3-based e-commerce on any network, on any token, and any connected funds, we all win,\u201d he said.<\/p>\n","protected":false},"excerpt":{"rendered":"MIAMI BEACH, Fla. \u2014 Crypto wallets are being rebuilt for AI agents, said executives from Trust Wallet and…\n","protected":false},"author":2,"featured_media":476918,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[261],"tags":[291,289,290,195656,18,19,17,82],"class_list":{"0":"post-476917","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-artificial-intelligence","8":"tag-ai","9":"tag-artificial-intelligence","10":"tag-artificialintelligence","11":"tag-consensus-miami-2026","12":"tag-eire","13":"tag-ie","14":"tag-ireland","15":"tag-technology"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ie\/116546721817268926","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/476917","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/comments?post=476917"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/476917\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media\/476918"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media?parent=476917"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/categories?post=476917"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/tags?post=476917"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}