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<\/p>\nSpoiler: The average benefit isn’t a lot, but you shouldn’t be counting on a lot, anyway.<\/p>\n
Selena Maranjian
\n\u00a0|\u00a0 The Motley Fool<\/p>\n
<\/p>\n
Donald Trump defends Social Security on its 90th anniversary<\/p>\n
President Trump marked Social Security\u2019s 90th anniversary and pledged to protect and expand benefits for seniors.<\/p>\n
Social Security<\/a> has just turned 90, and it’s a vital program, lifting some 22 million people above the poverty line, per the Center on Budget and Policy Priorities. An eye-opening 56% of respondents in the 2025 Nationwide Retirement Institute’s Social Security Survey say they wouldn’t survive financially if they missed half of a Social Security payment.<\/p>\n So what are these benefits, exactly? Well, the overall average monthly Social Security benefit for retirees was $2,007 as of July \u2014 about $24,000 per year. Below are average monthly Social Security benefits<\/a> for those who are 65 or other ages, as of the end of last year.<\/p>\n Age<\/p>\n Average Benefit, All<\/p>\n Average Benefit, Men<\/p>\n Average Benefit, Women<\/p>\n<\/tr>\n 62<\/p>\n<\/td>\n $1,342<\/p>\n<\/td>\n $1,486<\/p>\n<\/td>\n $1,207<\/p>\n<\/td>\n<\/tr>\n 64<\/p>\n<\/td>\n $1,425<\/p>\n<\/td>\n $1,574<\/p>\n<\/td>\n $1,289<\/p>\n<\/td>\n<\/tr>\n 65<\/p>\n<\/td>\n $1,611<\/p>\n<\/td>\n $1,785<\/p>\n<\/td>\n $1,453<\/p>\n<\/td>\n<\/tr>\n 67<\/p>\n<\/td>\n $1,930<\/p>\n<\/td>\n $2,143<\/p>\n<\/td>\n $1,719<\/p>\n<\/td>\n<\/tr>\n 70<\/p>\n<\/td>\n $2,148<\/p>\n<\/td>\n $2,390<\/p>\n<\/td>\n $1,909<\/p>\n<\/td>\n<\/tr>\n 75<\/p>\n<\/td>\n $2,065<\/p>\n<\/td>\n $2,278<\/p>\n<\/td>\n $1,857<\/p>\n<\/td>\n<\/tr>\n 80<\/p>\n<\/td>\n $2,006<\/p>\n<\/td>\n $2,206<\/p>\n<\/td>\n $1,816<\/p>\n<\/td>\n<\/tr>\n 85<\/p>\n<\/td>\n $1,944<\/p>\n<\/td>\n $2,120<\/p>\n<\/td>\n $1,788<\/p>\n<\/td>\n<\/tr>\n Data source: Social Security Administration.<\/p>\n Those are all just averages, though. To get a clearer idea of how much you might receive, set up a my Social Security<\/a> account with the Social Security Administration (SSA).<\/p>\n All of these numbers might end up being somewhat off the mark, though, because while the Social Security program has worked well for many decades, it’s facing some challenges<\/a> in the coming years, as many people live longer and retire earlier than they used to. If nothing is done to strengthen Social Security (and there are multiple ways to do so<\/a>), within a decade, it’s estimated that beneficiaries will see benefits cut by as much as 23%.<\/p>\n Worse still, the Trump administration’s Big, Beautiful Bill is set to accelerate the depletion<\/a> of Social Security’s coffers.<\/p>\n So do count on getting Social Security income in retirement, but don’t assume that it will be a lot. Instead, plan to set up other income streams to keep you afloat.<\/p>\n The Motley Fool has a disclosure policy<\/a>.<\/p>\n The Motley Fool is a USA TODAY content partner offering financial news, analysis and commentary designed to help people take control of their financial lives. Its content is produced independently of USA TODAY.<\/p>\n The\u00a0$23,760\u00a0Social Security bonus most retirees completely overlook<\/p>\n Offer from the Motley Fool: <\/b>If you’re like most Americans, you’re a few years (or more) behind on your retirement savings. But a handful of little-known\u00a0“Social Security secrets”<\/a>could help ensure a boost in your retirement income.<\/p>\n One easy trick could pay you as much as $23,760 more… each year! Once you learn how to maximize your Social Security benefits, we think you could retire confidently with the peace of mind we’re all after. JoinStock Advisorto learn more about these strategies.<\/p>\n\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n