{"id":588413,"date":"2026-07-16T09:44:11","date_gmt":"2026-07-16T09:44:11","guid":{"rendered":"https:\/\/www.europesays.com\/ie\/588413\/"},"modified":"2026-07-16T09:44:11","modified_gmt":"2026-07-16T09:44:11","slug":"how-this-senior-forced-herself-to-slow-down-in-retirement-after-an-intense-career","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ie\/588413\/","title":{"rendered":"How this senior forced herself to slow down in retirement after an intense career"},"content":{"rendered":"<p><a style=\"display:block\" href=\"https:\/\/www.theglobeandmail.com\/resizer\/v2\/EH4AU6U2XVFZPO6XC45DDGCCIM.JPG?auth=0a31a5c9eafb23bebddc1c580129ae0ad927b9afa5ac3b03eb077b43cf634c72&amp;width=600&amp;height=400&amp;quality=80&amp;smart=true\" aria-haspopup=\"true\" data-photo-viewer-index=\"0\" rel=\"nofollow noopener\" target=\"_blank\">Open this photo in gallery:<\/a><\/p>\n<p class=\"figcap-text\">Shelagh Barrington, 73, is pictured in the Henry Moore Sculpture Centre at the Art Gallery of Ontario (AGO) in Toronto on July 10, 2026. Shelagh retired at age 48 from a career in finance, and has been volunteering at the AGO for more than 25 years.(Laura Proctor\/The Globe and Mail)Laura Proctor\/The Globe and Mail<\/p>\n<p class=\"c-article-body__text text-pr-5\">In Tales from the Golden Age, retirees talk about their spending, savings and whether life after work is what they expected. For more articles in this series, <a href=\"https:\/\/www.theglobeandmail.com\/topics\/tales-from-the-golden-age\/\" target=\"_blank\" rel=\"nofollow noopener\" title=\"https:\/\/www.theglobeandmail.com\/topics\/tales-from-the-golden-age\/\">click here.<\/a><\/p>\n<p class=\"c-article-body__text text-pr-5\"><b>Shelagh Barrington, 73, Toronto.<\/b><\/p>\n<p class=\"c-article-body__text text-pr-5\">I retired in 2000 at the age of 48 after a career in finance, most of which was in short-term money market sales and trading. I had planned to get out of the markets fairly early because I felt it was a young person\u2019s career with a lot of socializing and client entertaining. <\/p>\n<p class=\"c-article-body__text text-pr-5\">So, my husband and I went over our finances and determined that I could retire. He worked in IT and retired about five years later, at age 55.<\/p>\n<p class=\"c-article-body__text text-pr-5\">The first year of retirement was an adjustment. I was used to my routines while working. It took me a while to sit still and enjoy the quiet. I would literally force myself to sit for an hour and think. I would have a pen and paper beside me to take notes on what came up. <\/p>\n<p class=\"c-article-body__text text-pr-5\">I was amazed at how my brain started rolling through memories and ideas that I never really gave space for while working. It also helped me relax and feel like I didn\u2019t need to fill every minute of my day. It worked out well because I was calmer when my husband retired. <\/p>\n<p class=\"c-article-body__text text-pr-5\">He\u2019s a lot better at doing nothing, which is a compliment. If we had retired at the same time, it would have been a lot more challenging for both of us. <\/p>\n<p class=\"c-article-body__text text-pr-5\">I do some volunteering in retirement. I\u2019m a gallery guide at the Art Gallery of Ontario and work with the Reena Foundation, which raises funds for people with developmental disabilities. <\/p>\n<p class=\"c-article-body__text text-pr-5\">My husband and I also belong to Friendship Force International, which is a travel and social club. We host travellers from around the world and show them around for a week. <\/p>\n<p class=\"c-article-body__text text-pr-5\">We then visit hosts in other countries and they show us around for a week. My husband and I also travel a lot independently.<\/p>\n<p class=\"c-article-body__text text-pr-5\">We don\u2019t worry about money in retirement. We don\u2019t have kids and we never went into debt other than our mortgage. I also received settlements from the two corporate takeovers I went through during my career, which we invested.<\/p>\n<p class=\"c-article-body__text text-pr-5\">We\u2019ve always had a financial advisor while also managing part of our portfolios ourselves. As we got older, we started giving more of our portfolio to an advisor to manage, so we didn\u2019t have all that responsibility. I still manage a small portfolio of my own, which keeps me involved in the markets. <\/p>\n<p class=\"c-article-body__text text-pr-5\">Having ridden out several past boom-bust markets, we remain confident our conservative growth investment strategy will see us through. <\/p>\n<p class=\"c-article-body__text text-pr-5\">I\u2019m glad I retired when I did. However, as I enter my 25th year of retirement without children or grandchildren to take up our time, I\u2019m seeing the possibility of our worlds shrinking and wondering if we can continue to find things that make us want to get up in the morning. <\/p>\n<p class=\"c-article-body__text text-pr-5\">We\u2019re lucky we have nieces and nephews who seem to enjoy our company, but it\u2019s getting harder to keep up with the younger generations. Also, health concerns are becoming more apparent and we want to remain independent for as long as possible. <\/p>\n<p class=\"c-article-body__text text-pr-5\">My advice to others entering retirement is to find what makes you happy and live within your means, but also don\u2019t be afraid to spend what you have.<\/p>\n<p class=\"c-article-body__text text-pr-5\">This interview has been edited and condensed. <\/p>\n<p class=\"c-article-body__text text-pr-5\"><b>Attention retirees! <\/b>Are you a Canadian retiree interested in discussing what life is like now that you\u2019ve stopped working? The Globe is seeking participants for its Tales from the Golden Age feature, which examines the personal and financial realities of retirement. If you\u2019re interested in being interviewed for this feature and agree to use your full name and have a photo taken, please e-mail us at: <a href=\"https:\/\/www.theglobeandmail.com\/investing\/globe-advisor\/advisor-news\/article-how-this-senior-forced-herself-to-slow-down-in-retirement-after-an\/mailto:goldenageglobe@gmail.com\" target=\"_blank\" rel=\"nofollow noopener\" title=\"https:\/\/www.theglobeandmail.com\/investing\/globe-advisor\/advisor-news\/article-how-this-senior-forced-herself-to-slow-down-in-retirement-after-an\/mailto:goldenageglobe@gmail.com\">goldenageglobe@gmail.com<\/a>. Please include a few details about how you saved and invested for retirement, and about how you spend your time. We look forward to sharing your story with our readers.<\/p>\n","protected":false},"excerpt":{"rendered":"Open this photo in gallery: Shelagh Barrington, 73, is pictured in the Henry Moore Sculpture Centre at the&hellip;\n","protected":false},"author":2,"featured_media":588414,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[177],"tags":[4659,79,18,9299,19,17,5494,234,235],"class_list":["post-588413","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-appwebview","tag-business","tag-eire","tag-globe-advisor","tag-ie","tag-ireland","tag-noastack","tag-personal-finance","tag-personalfinance"],"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/588413","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/comments?post=588413"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/588413\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media\/588414"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media?parent=588413"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/categories?post=588413"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/tags?post=588413"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}