{"id":603021,"date":"2026-07-25T03:25:09","date_gmt":"2026-07-25T03:25:09","guid":{"rendered":"https:\/\/www.europesays.com\/ie\/603021\/"},"modified":"2026-07-25T03:25:09","modified_gmt":"2026-07-25T03:25:09","slug":"florida-leads-nation-in-foreclosure-filings-report-shows","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ie\/603021\/","title":{"rendered":"Florida leads nation in foreclosure filings, report shows"},"content":{"rendered":"

ORLANDO, Fla. \u2014 Florida is leading the nation in foreclosure filings as housing-related costs continue to rise, according to a newly released report by property data company ATTOM<\/a>.<\/p>\n

In Central Florida, Osceola County is among the top four counties statewide for foreclosure filings, according to the report. Experts said the trend is being driven by a combination of factors, including the cost of living, homeowners insurance, homeowners association fees, property taxes, and the lingering effects of the COVID-19 pandemic.<\/p>\n

ATTOM reported that foreclosure filings nationwide rose 21% in the first half of 2026, compared with the same period in 2025. More than 39,000 properties nationwide received default notices, scheduled auctions or bank repossessions, according to the report.<\/p>\n

Central Florida real estate agent Ali Partovi said rising housing costs can put additional pressure on homeowners who were already close to the limit of what they could afford.<\/p>\n

\u201cHomeowners insurance, property taxes, those all weigh in on your monthly mortgage payment,\u201d Partovi said. \u201cSo that does not help those borrowers that were right on the brink or stretching to the limits of qualifications.\u201d<\/p>\n

Chris Atwell, president and board chairman of the Orlando Regional Realtor Association<\/a>, said foreclosure activity also reflects a backlog from the COVID-19 era, when many proceedings were paused.<\/p>\n

\u201cThe COVID era of our nation’s history and Florida’s history caused a lot of foreclosure proceedings to be paused,\u201d Atwell said. \u201cAnd now we’re seeing a catch-up of people that maybe for years have not paid their mortgage or otherwise had financial difficulty, unfortunately, being foreclosed on.\u201d<\/p>\n

Since 2020, foreclosure filings have increased 71%, according to ATTOM. The company found Florida recorded the highest average annual foreclosure filings per ZIP code, at 4,871, followed by New Jersey, Delaware, Nevada, and South Carolina.<\/p>\n

Atwell said economic uncertainty can also contribute to an increase in foreclosures.<\/p>\n

\u201cAny time there’s instability or even fear of instability within the economy, it can create ripple effects,\u201d Atwell said. \u201cAnd oftentimes, unfortunately, part of one of those ripples is foreclosure activity increasing.\u201d<\/p>\n

Partovi said loss of income is often a primary factor when homeowners fall behind on payments. He said illness and divorce can also contribute to foreclosure proceedings.<\/p>\n

For homeowners facing foreclosure, experts said taking action early can make a difference.<\/p>\n

\u201cDon’t ignore it because you can reach out to your lender, the service loan provider,\u201d Partovi said. \u201cThey have programs. There are ways that they can help you out by either trying to restructure the loan, take payments that were due or past due payments, and add them toward the end of it where they modify the loan.\u201d<\/p>\n

Experts also recommend that prospective buyers make sure they can comfortably afford their monthly payments before purchasing a home. They also advise homeowners to keep at least six months of reserves available to cover housing expenses in case of an emergency.<\/p>\n","protected":false},"excerpt":{"rendered":"ORLANDO, Fla. \u2014 Florida is leading the nation in foreclosure filings as housing-related costs continue to rise, according…\n","protected":false},"author":2,"featured_media":603022,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[174],"tags":[143503,11418,79,179,18,3847,19,17,254849,5,1293,21237,254850,7,35590],"class_list":["post-603021","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economy","tag-app-housing","tag-app-top-stories","tag-business","tag-economy","tag-eire","tag-housing","tag-ie","tag-ireland","tag-massiel-leyva","tag-news","tag-orange-county","tag-orlando","tag-osceola-county","tag-top-stories","tag-vod"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ie\/116978485049531102","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/603021","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/comments?post=603021"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/603021\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media\/603022"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media?parent=603021"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/categories?post=603021"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/tags?post=603021"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}