{"id":610000,"date":"2026-07-29T13:04:11","date_gmt":"2026-07-29T13:04:11","guid":{"rendered":"https:\/\/www.europesays.com\/ie\/610000\/"},"modified":"2026-07-29T13:04:11","modified_gmt":"2026-07-29T13:04:11","slug":"an-uphill-climb-for-cpfs-glide-path-portfolios-but-digital-platform-defies-odds","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ie\/610000\/","title":{"rendered":"An uphill climb for CPF&#8217;s glide-path portfolios, but digital platform defies odds"},"content":{"rendered":"<p data-testid=\"article-description\">Endowus\u2019 success in weaning members off their love for cash deposits offers hope for the upcoming funds<\/p>\n<p class=\"whitespace-pre-wrap break-words mb-4 md:mb-6\" data-testid=\"article-paragraph-component\">[SINGAPORE] Life-cycle portfolios that use a glide-path mechanism, in which the risk exposure dials down as you near retirement, is a sensible, well-established approach <a class=\"text-verticals-btblue underline hover:text-blue-500\" data-testid=\"article-annotation-link-component\" href=\"https:\/\/www.businesstimes.com.sg\/opinion-features\/cpfs-new-life-cycle-investment-scheme-everyone\" target=\"_blank\" rel=\"nofollow noopener\">to pre-retirement investing<\/a>.<\/p>\n<p class=\"whitespace-pre-wrap break-words mb-4 md:mb-6\" data-testid=\"article-paragraph-component\">In the US, this class of assets \u2013 also called target-date strategies \u2013 grew by 20 per cent in 2025, hitting US$4.8 trillion due to buoyant equity markets.<\/p>\n<p class=\"whitespace-pre-wrap break-words mb-4 md:mb-6 inline-block\" data-testid=\"article-paragraph-component\">Investment research company Morningstar noted that target-date strategies in the US have grown at a compounded rate of nearly 12 per cent annualised over the past 10 years, reflecting asset-price appreciation and steady plan contributions.<\/p>\n","protected":false},"excerpt":{"rendered":"Endowus\u2019 success in weaning members off their love for cash deposits offers hope for the upcoming funds [SINGAPORE]&hellip;\n","protected":false},"author":2,"featured_media":610001,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[177],"tags":[79,47970,18,19,17,234,235,3887],"class_list":["post-610000","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-cpf","tag-eire","tag-ie","tag-ireland","tag-personal-finance","tag-personalfinance","tag-retirement"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ie\/117003410900528426","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/610000","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/comments?post=610000"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/610000\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media\/610001"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media?parent=610000"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/categories?post=610000"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/tags?post=610000"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}