{"id":640666,"date":"2026-08-16T20:29:15","date_gmt":"2026-08-16T20:29:15","guid":{"rendered":"https:\/\/www.europesays.com\/ie\/640666\/"},"modified":"2026-08-16T20:29:15","modified_gmt":"2026-08-16T20:29:15","slug":"what-you-do-now-might-affect-your-happiness-in-retirement","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ie\/640666\/","title":{"rendered":"What you do now might affect your happiness in retirement"},"content":{"rendered":"<p class=\"paragraph_paragraph___QITb\">We&#8217;ve all dreamed about retirement, right? How we will spend our days when we are finally off the clock \u2014 permanently.<\/p>\n<p class=\"paragraph_paragraph___QITb\">While having enough money to enjoy it is generally the first thing people plan for, experts say retirement can be a shock to the system if you&#8217;ve not considered how you&#8217;ll spend your time.<\/p>\n<p class=\"paragraph_paragraph___QITb\">Loneliness, a loss of identity and family expectations are just a few things that can be challenging to navigate.<\/p>\n<p class=\"paragraph_paragraph___QITb\">Here&#8217;s what to consider, and when.<\/p>\n<p>Consider transitioning to retirement slowly<\/p>\n<p class=\"paragraph_paragraph___QITb\">Retirement is one of the most significant transitions working Australians go through, according to Nick Tebbey, the national executive officer at Relationships Australia.<\/p>\n<p class=\"paragraph_paragraph___QITb\">&#8220;I think a lot of people really approach that with a great sense of excitement,&#8221; he says.<\/p>\n<p class=\"paragraph_paragraph___QITb\">&#8220;But also, [there&#8217;s] trepidation and perhaps a little bit of stress about what life is going to look like on the other side.&#8221;<\/p>\n<p class=\"paragraph_paragraph___QITb\">Mr Tebbey recommends people start this planning <strong>at least five years<\/strong> before retiring to allow themselves time to adjust.<\/p>\n<p class=\"paragraph_paragraph___QITb\">&#8220;[If you can] over a few years, start reducing your hours from full-time to part-time, or part-time to a casual arrangement,&#8221; he says.<\/p>\n<blockquote class=\"EmphasisedText_quote__TE6kn\"><p>&#8220;This allows you to test out and adapt to fewer hours at work and more time at home.&#8221;<\/p><\/blockquote>\n<p><img decoding=\"async\" alt=\"Two middle aged women taking a selfie together\" class=\"Image_image__5tFYM ContentImage_image__DQ_cq\"  src=\"https:\/\/www.europesays.com\/ie\/wp-content\/uploads\/2026\/08\/66e976f161b3ce4211d941b3e1597495.jpeg\" loading=\"lazy\" data-component=\"Image\" data-lazy=\"true\"\/><\/p>\n<p class=\"Typography_base__sj2RP FigureCaption_text__zDxQ5 Typography_sizeMobile12__w_FPC Typography_lineHeightMobile20___U7Vr Typography_regular__WeIG6 Typography_colourInherit__dfnUx\" data-component=\"Typography\">Being socially connected in retirement is important for wellbeing. (Pexels)<\/p>\n<p class=\"paragraph_paragraph___QITb\">Lachlan Searle, the chief executive for national suicide prevention charity for RUOK?, says mapping out your retirement is <strong>as important as the financial planning.<\/strong><\/p>\n<p class=\"paragraph_paragraph___QITb\">&#8220;I think like any transition in life, whether it&#8217;s in early adulthood, it&#8217;s whether it&#8217;s getting married or having children or buying a new house, these things need to be planned for,&#8221; he says.<\/p>\n<p class=\"paragraph_paragraph___QITb\">&#8220;The tricky thing is that you go from being busy to not being busy.&#8221;<\/p>\n<p>Discuss your plans and expectations with loved ones<\/p>\n<p class=\"paragraph_paragraph___QITb\">Relationships Australia says retirement may <strong>change the dynamic and expectations<\/strong> within close relationships.<\/p>\n<p class=\"paragraph_paragraph___QITb\">&#8220;Have the necessary conversations with your loved ones about what retirement is going to look like,&#8221; Mr Tebbey says.<\/p>\n<p class=\"paragraph_paragraph___QITb\">&#8220;[This] helps family and friends adjust their expectations and gives them insight into what might be appropriate to ask of you.&#8221;<\/p>\n<p><img decoding=\"async\" alt=\"A white man with facial hair wearing a black tshirt and a dark blue blazer.\" class=\"Image_image__5tFYM ContentImage_image__DQ_cq\"  src=\"https:\/\/www.europesays.com\/ie\/wp-content\/uploads\/2026\/08\/fb0361d3456840a66893d7c6e1a6f20d.jpeg\" loading=\"lazy\" data-component=\"Image\" data-lazy=\"true\"\/><\/p>\n<p class=\"Typography_base__sj2RP FigureCaption_text__zDxQ5 Typography_sizeMobile12__w_FPC Typography_lineHeightMobile20___U7Vr Typography_regular__WeIG6 Typography_colourInherit__dfnUx\" data-component=\"Typography\">Nick Tebbey is the national executive officer of Relationships Australia. (Supplied)<\/p>\n<p class=\"paragraph_paragraph___QITb\">He says to consider <strong>talking through the following:<\/strong><\/p>\n<ul class=\"ContentAlignment_marginBottom__4H_6E ContentAlignment_overflowVisible__N2zKU\">\n<li>How you&#8217;ll spend time together and individually (if partnered)<\/li>\n<li>Expectations around housework and maintenance<\/li>\n<li>Consider attending couples&#8217; counselling to fine-tune the relationship<\/li>\n<li>Communicate availabilities for helping children or grandchildren<\/li>\n<\/ul>\n<p class=\"paragraph_paragraph___QITb\">&#8220;Get a clear understanding of what each other&#8217;s needs are and expectations are,&#8221; Mr Tebbey says.<\/p>\n<p class=\"paragraph_paragraph___QITb\">&#8220;If grandad is off to golf on a Monday afternoon, he&#8217;s not picking [grandchildren] from school.<\/p>\n<blockquote class=\"EmphasisedText_quote__TE6kn\"><p>&#8220;It&#8217;s having those conversations before they get to the point where there&#8217;s a tension or a conflict.&#8221;<\/p><\/blockquote>\n<p>Goals can be healthy<\/p>\n<p class=\"paragraph_paragraph___QITb\">Our experts say doing as little as possible is &#8220;perfectly acceptable and common in the early stages&#8221; of retirement, but often enjoyment of that wanes.<\/p>\n<p><a href=\"https:\/\/www.abc.net.au\/news\/2025-07-23\/retirement-superannuation-pension-age-emotions\/105543136\" data-component=\"FullBleedLink\" class=\"RelatedCard_link__rsgR9 FullBleedLink_root__lTw_U interactive_focusContext__yRhc_ interactive_defaults__AKxUU FullBleedLink_showVisited__g3Xvz\" rel=\"nofollow noopener\" target=\"_blank\">Why retirement can sometimes stir mixed emotions<\/a><\/p>\n<p class=\"Typography_base__sj2RP RelatedCard_synopsis__cFwMW Typography_sizeMobile14__u7TGe Typography_lineHeightMobile20___U7Vr Typography_regular__WeIG6 Typography_colourInherit__dfnUx\" data-component=\"Typography\">Wondering what life after work will look like? Here are the practical steps you can take to get the retirement you want.<\/p>\n<p class=\"paragraph_paragraph___QITb\">&#8220;Over time, [you&#8217;ll want] something to focus on and we can still have goals after we retire,&#8221; Mr Tebbey says.<\/p>\n<p class=\"paragraph_paragraph___QITb\">He says there might be a life skill you want to master, a topic you want to study or a group activity or volunteer work you&#8217;d like to get involved with.<\/p>\n<p class=\"paragraph_paragraph___QITb\">&#8220;So actually, thinking about what those might be and setting some goals that you can track and focus on, gives us a sense of purpose,&#8221; he says.<\/p>\n<blockquote class=\"EmphasisedText_quote__TE6kn\"><p>&#8220;Give yourself permission really to think of all the things that bring you joy and excitement.&#8221;<\/p><\/blockquote>\n<p class=\"paragraph_paragraph___QITb\">Mr Searle says ideally, people will start those goals or hobbies <strong>before they stop working.<\/strong><\/p>\n<p class=\"paragraph_paragraph___QITb\">&#8220;We spend a lot of time on the road, and we come across a lot of retirees who are doing their big lap around the country in their caravans,&#8221; he says.<\/p>\n<p class=\"paragraph_paragraph___QITb\">&#8220;A lot of them started doing it in their 40s and 50s with the kids.<\/p>\n<p class=\"paragraph_paragraph___QITb\">&#8220;It&#8217;s a good example of how you can try things out that you&#8217;re going to spend more and more time on as you retire.&#8221;<\/p>\n<p>Read more on retirement:Planning new routines to combat loneliness<\/p>\n<p class=\"paragraph_paragraph___QITb\">It is common for retirement to lead to <strong>greater social isolation<\/strong> and <strong>feelings of loneliness<\/strong>, according to Mr Tebbey.<\/p>\n<p class=\"paragraph_paragraph___QITb\">&#8220;Because for so much of our lives, our work community is such a big part of our social community,&#8221; he says.<\/p>\n<p><a href=\"https:\/\/www.abc.net.au\/news\/2026-06-17\/australian-pensioners-moving-overseas-for-cheaper-life\/106803056\" data-component=\"FullBleedLink\" class=\"RelatedCard_link__rsgR9 FullBleedLink_root__lTw_U interactive_focusContext__yRhc_ interactive_defaults__AKxUU FullBleedLink_showVisited__g3Xvz\" rel=\"nofollow noopener\" target=\"_blank\">Pensioner finds cheaper life in Thailand after rent squeeze<\/a><\/p>\n<p class=\"Typography_base__sj2RP RelatedCard_synopsis__cFwMW Typography_sizeMobile14__u7TGe Typography_lineHeightMobile20___U7Vr Typography_regular__WeIG6 Typography_colourInherit__dfnUx\" data-component=\"Typography\">Peter Stevenson says moving to Thailand has allowed him to live more comfortably on his Australian Age Pension after struggling to cover rent and essentials in regional Victoria.<\/p>\n<p class=\"paragraph_paragraph___QITb\">&#8220;It&#8217;s quite natural to feel lonely from time to time, it&#8217;s more what you do about it and how you can prevent it from becoming a chronic or lasting feeling.&#8221;<\/p>\n<p class=\"paragraph_paragraph___QITb\">He recommends people <strong>plan for regular activities<\/strong> that provide social interaction, such as <strong>weekly lunch dates<\/strong> or <strong>calling friends and family<\/strong> consistently.<\/p>\n<p class=\"paragraph_paragraph___QITb\">Mr Searle says if you&#8217;ve planned for how you&#8217;ll spend your time, or started new hobbies or interests, you will begin <strong>forming new and important friendships.<\/strong><\/p>\n<p class=\"paragraph_paragraph___QITb\">&#8220;To find those other interests outside of work is really important, whether that&#8217;s pre-retirement or after retirement, because it gives you the ability to connect with the community,&#8221; he says.<\/p>\n<p class=\"paragraph_paragraph___QITb\">&#8220;Social connectedness can be a key factor in wellbeing, especially during this period.&#8221;\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"We&#8217;ve all dreamed about retirement, right? How we will spend our days when we are finally off the&hellip;\n","protected":false},"author":2,"featured_media":640667,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[177],"tags":[3500,79,7944,78793,18,270960,102004,43099,19,17,3521,234,235,10657,3887,3795],"class_list":["post-640666","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-advice","tag-business","tag-community","tag-connection","tag-eire","tag-fulfillment","tag-goals","tag-hobbies","tag-ie","tag-ireland","tag-lifestyle","tag-personal-finance","tag-personalfinance","tag-purpose","tag-retirement","tag-wellbeing"],"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/640666","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/comments?post=640666"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/640666\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media\/640667"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media?parent=640666"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/categories?post=640666"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/tags?post=640666"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}