The Social Security Administration will officially announce the 2027 COLA on the morning of Oct. 14, 2026, at 8:30 a.m. Eastern. That’s the day it finally gets the September inflation data, the last piece of information necessary to complete the COLA calculation. <\/p>\n The latest projections from the Senior Citizens League, a nonpartisan senior group, suggest the COLA will come in at around 3.6%. This is down slightly from the group’s earlier estimate of 3.8% and reflects cooling inflation over the last couple of months. If inflation continues to slow, the COLA may come in a little lower than expected, and if inflation rises, your benefit may see a bigger boost. <\/p>\n A 3.6% COLA would add roughly $75 to the $2,086 average monthly benefit as of July 2026. But you could get more or less than this, depending on how your checks stack up to the current average. <\/p>\n Once the official Social Security COLA<\/a> is in, you can use the percentage to get a rough idea of how much you’ll get next year. The Social Security Administration will also send you a personalized COLA notice in early December stating your exact 2027 benefit amount. <\/p>\n The\u00a0$23,760\u00a0Social Security bonus most retirees completely overlook <\/p>\n If you’re like most Americans, you’re a few years (or more) behind on your retirement savings. But a handful of little-known\u00a0“Social Security secrets”<\/strong><\/a> could help ensure a boost in your retirement income. For example: one easy trick could pay you as much as $23,760 more<\/strong>… each year! Once you learn how to maximize your Social Security benefits, we think you could retire confidently with the peace of mind we’re all after. <\/p>\n Many Americans leave money on the table in retirement. Learn more about these retirement strategies and more, available when you join Stock Advisor. <\/p>\n View the “Social Security secrets” \u00bb<\/strong><\/a> <\/p>\n The Motley Fool has a disclosure policy<\/a>. <\/p>\n<\/a> Image source: Getty Images. <\/p>\n