{"id":659212,"date":"2026-08-27T12:27:09","date_gmt":"2026-08-27T12:27:09","guid":{"rendered":"https:\/\/www.europesays.com\/ie\/659212\/"},"modified":"2026-08-27T12:27:09","modified_gmt":"2026-08-27T12:27:09","slug":"how-to-lower-your-expenses-when-every-dollar-counts","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ie\/659212\/","title":{"rendered":"How to Lower Your Expenses When Every Dollar Counts"},"content":{"rendered":"

If you’re looking to cut back on your expenses and create some breathing room in your budget<\/a>, you’re not alone. <\/p>\n

Sixty-three percent of Americans are living paycheck to paycheck, according to the CNBC and SurveyMonkey Quarterly Money Survey<\/a> published in July. Of that group, 20% break even each month and 17% spend more than they make.<\/p>\n

Earning more money<\/a> isn’t feasible for everyone but trimming your expenses could provide some relief. While that might sound like a daunting task, there are many tools that can help. <\/p>\n

CNBC Select picked the best strategies and products to help you make some extra space in your budget, including ways to cut back on small expenses and where to find extra cash. <\/p>\n

Talk to us<\/p>\n

Are you living paycheck to paycheck, or do you have a financial success you’re comfortable sharing with a reporter? Please fill out this quick form<\/a>.<\/p>\n

Use these tricks to make more room in your budgetShop for and switch your insurance<\/p>\n

Insurance costs, including homeowners and auto insurance, have increased since 2021. Auto insurance costs jumped by 47.5% between 2021 and 2026, according to data from insurance comparison site The Zebra<\/a>. Premiums jumped 64% between 2021 and the end of 2025, according to data from mortgage lender and servicer Newrez<\/a>. <\/p>\n

One of the best ways to combat these increasing costs is to shop around for coverage. That way, you can be certain that you’re getting the best deal on policies for homeowners<\/a>, auto<\/a> and renters insurance<\/a>. <\/p>\n

You can work with a broker \u2014 who can help you get quotes and policies from several different insurance companies \u2014 or c<\/strong>omparison shop with insurers that offer quotes online.<\/p>\n

If you’re going the DIY route, one product could be especially <\/strong>useful for auto insurance: Jerry<\/a>, an AI-powered shopping tool, can give you quotes from dozens of insurers in just a few minutes and can alert you if it finds a lower price for you in the future. <\/p>\n

Jerry.ai<\/a><\/p>\n