{"id":139621,"date":"2026-09-01T19:54:13","date_gmt":"2026-09-01T19:54:13","guid":{"rendered":"https:\/\/www.europesays.com\/korea\/139621\/"},"modified":"2026-09-01T19:54:13","modified_gmt":"2026-09-01T19:54:13","slug":"woman-gets-pre-approval-from-credit-union-then-she-takes-it-to-enterprise-and-buys-a-hyundai","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/korea\/139621\/","title":{"rendered":"Woman Gets Pre-Approval From Credit Union. Then She Takes It To Enterprise\u2014And Buys A Hyundai"},"content":{"rendered":"<p>A woman says she took the internet\u2019s advice and bought a former rental car from Enterprise. So far, she\u2019s thrilled with the decision. But some people are urging others not to follow her example.<\/p>\n<p>TikTok user Naomii (@lamorenanaomii), who says she lives in Phoenix, Arizona, recently walked viewers through the 2024 Hyundai Sonata she bought from Enterprise.<\/p>\n<p>\u201cI took TikTok advice and bought a car from Enterprise,\u201d she wrote in the text overlay of her post.<\/p>\n<p>Naomii says she\u2019s \u201cvery satisfied\u201d with the experience and thinks it&#8217;s worth considering if you&#8217;re looking for something that fits your budget.<\/p>\n<p>She says she first went through her credit union and got pre-approved for financing before heading to Enterprise.<\/p>\n<p>The result was the 2024 <a href=\"https:\/\/www.motor1.com\/news\/791561\/mechanic-recommends-selling-hyundai-sonata\/\" data-inline-widget=\"internal-links\" data-type-id=\"0\" data-params=\"%7B%22article_edition_id%22%3A%22791561%22%2C%22section%22%3A%221%22%2C%22alias%22%3A%22mechanic-recommends-selling-hyundai-sonata%22%7D\" rel=\"nofollow noopener\" target=\"_blank\">Hyundai Sonata<\/a>.<\/p>\n<p>Naomii says she pays about $400 per month and got the car for $22,500.\u00a0<\/p>\n<p>\u201cI\u2019ve only had the car for a few days,\u201d she says.<\/p>\n<p>Naomii\u2019s already impressed.<\/p>\n<p>She showed viewers the interior, which she said was \u201cfuturistic,\u201d and praised the car\u2019s gas mileage. She also joked that the dashboard display makes her feel \u201crich\u201d every time she turns the car on.<\/p>\n<p>\u201cIf you can afford it and you need a car, do it,\u201d Naomii says.<\/p>\n<p>She even offered to send fellow Arizonans to her \u201cguy\u201d at the Enterprise location where she bought the Sonata.<\/p>\n<p>As of this writing, her <a href=\"https:\/\/www.tiktok.com\/@lamorenanaomii\/video\/7677262517474774286\" rel=\"nofollow noopener\" target=\"_blank\">video<\/a> has just under 650,000 views.<\/p>\n<p>Is Buying A Former Rental Car A Good Idea?\u00a0<\/p>\n<p>Buying a used car from <a href=\"https:\/\/www.motor1.com\/news\/791451\/buy-car-from-enterprise\/\" rel=\"nofollow noopener\" target=\"_blank\">Enterprise<\/a> is quite different than buying one from a traditional dealership\u2014and, as with any car purchase, there are pros and cons to doing so.<\/p>\n<p><a href=\"https:\/\/www.lendingtree.com\/auto\/buying-a-car-from-enterprise\/\" rel=\"nofollow noopener\" target=\"_blank\">Lending Tree<\/a> says many of the vehicles it sells come from Enterprise\u2019s rental fleet. Before listing them for sale, <a href=\"https:\/\/www.enterprisecarsales.com\/help-resources\/articles\/certified-used-advantage-pre-owned-vehicle-benefits\" rel=\"nofollow noopener\" target=\"_blank\">the company says<\/a> it has an ASE-certified technician inspect them. Every vehicle also comes with a 12-month\/12,000-mile limited powertrain warranty, 12 months of roadside assistance and a seven-day or 1,000-mile buyback period.<\/p>\n<p>That gives buyers a little more breathing room than in a typical used-car sale, where return policies can vary widely. The <a href=\"https:\/\/consumer.ftc.gov\/articles\/buyers-remorse-ftcs-cooling-rule-may-help\" rel=\"nofollow noopener\" target=\"_blank\">Federal Trade Commission<\/a> (FTC) notes that federal law does not require dealers to give buyers a three-day window to cancel a car purchase, so read any return policy carefully before signing.<\/p>\n<p>Still, \u201cformer rental\u201d does not automatically mean problem-free.<\/p>\n<p>When buying any used car, the FTC <a href=\"https:\/\/consumer.ftc.gov\/articles\/buying-used-car-dealer\" rel=\"nofollow noopener\" target=\"_blank\">recommends<\/a> getting a vehicle history report and having an independent mechanic inspect it, even if the seller says it has already been inspected or certified. A history report <a href=\"https:\/\/www.caranddriver.com\/auto-loans\/a43149830\/what-is-a-vehicle-history-report\/\" rel=\"nofollow noopener\" target=\"_blank\">can show\u00a0<\/a><a href=\"https:\/\/www.caranddriver.com\/auto-loans\/a43149830\/what-is-a-vehicle-history-report\/\" target=\"_blank\" rel=\"noopener nofollow\">information such<\/a>\u00a0as title and accident details, along with other details that matter to anyone shopping for a new vehicle.\u00a0<\/p>\n<p>One thing Naomii did before shopping also lines up with <a href=\"https:\/\/www.northwoodscu.org\/blog\/how-to-buy-a-car-with-a-pre-approved-loan\/\" rel=\"nofollow noopener\" target=\"_blank\">federal consumer advice<\/a>: she got pre-approved through her credit union.<\/p>\n<p>The <a href=\"https:\/\/www.consumerfinance.gov\/ask-cfpb\/can-i-negotiate-the-interest-rate-on-an-auto-loan-with-the-dealer-en-795\/\" rel=\"nofollow noopener\" target=\"_blank\">Consumer Financial Protection Bureau<\/a> recommends getting financing offers before going to a dealership so buyers can compare rates and terms. A bank or credit union preapproval gives shoppers a number to bring with them, rather than relying entirely on the financing the seller offers.<\/p>\n<p>And that matters more than the monthly payment alone. A $400 payment can mean very <a href=\"https:\/\/www.creditacceptance.com\/car-buyers\/express-lane\/interest-rate-changes-and-auto-loans\" rel=\"nofollow noopener\" target=\"_blank\">different things<\/a> depending on the interest rate, loan length, down payment, and total amount financed.<\/p>\n<p>And that is the biggest piece missing from Naomii\u2019s video. She says she pays $400 a month and mentions $22,500, but without the loan term, APR, and purchase price, viewers cannot tell what the Sonata will ultimately cost her.<\/p>\n<p>So her experience may have been smooth, but the usual <a href=\"https:\/\/www.motor1.com\/news\/777106\/used-car-always-look-check-engine-light\/\" rel=\"nofollow noopener\" target=\"_blank\">used car homework<\/a> still applies.<\/p>\n<p>                            <a href=\"http:\/\/www.motor1.com\/photos\/888030\/2024-hyundai-sonata-hybrid-limited-review\/#7850889_2024-hyundai-sonata-hybrid-limited\" class=\"msnt-photo-thumb-gallery-main-photo-box\" itemprop=\"image\" itemscope=\"\" itemtype=\"https:\/\/schema.org\/ImageObject\" data-url=\"\/photos\/888030\/2024-hyundai-sonata-hybrid-limited-review\/#7850889_2024-hyundai-sonata-hybrid-limited\" data-thumb=\"\" data-caption=\"\" data-src=\"\" data-sub-html=\"2024 Hyundai Sonata Hybrid Limited\" data-entity-id=\"7850889\" data-download-url=\"\" rel=\"nofollow noopener\" target=\"_blank\"><\/p>\n<p>                                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/korea\/wp-content\/uploads\/2026\/09\/1788292453_443_16x9-tr.png\" loading=\"lazy\" alt=\"2024 Hyundai Sonata Hybrid Limited\" width=\"16\" height=\"9\"\/><\/p>\n<p>                            <\/a><\/p>\n<p>                                    12                                <\/p>\n<p>\n                            Source: Chris Perkins \/ Motor1                        <\/p>\n<p>Viewers Wondered About The Deal And The Financing<\/p>\n<p>Many viewers seemed impressed by Naomii\u2019s experience, though several had questions about how she made the numbers work.<\/p>\n<p>\u201cDang, you got a good deal, and I love your car. You don\u2019t have to tell me your credit score, but is it at least a 680? Asking for myself,\u201d one person wrote.<\/p>\n<p>Another viewer zeroed in on the monthly payment.<\/p>\n<p>\u201c$400 w good credit thru your bank??\u201d they asked.<\/p>\n<p>That lines up with one of the bigger details Naomii shared in the video: She says she went through her credit union and arrived at Enterprise with a pre-approval already in hand.<\/p>\n<p>One commenter suggested that people with bad credit will qualify for a loan through Enterprise.<\/p>\n<p>\u201cEnterprise scooping up everyone with bad credit,\u201d they joked.<\/p>\n<p>Others, however, were much more enthusiastic about the company.<\/p>\n<p>\u201cEnterprise is the way to go!\u201d one commenter wrote.<\/p>\n<p>Some viewers were more interested in the Sonata itself.<\/p>\n<p>\u201cHyundai Sonatas are AMAZING when it comes to gas,\u201d one person wrote.<\/p>\n<p>Another already had a suggestion for what Naomii should do next: \u201cTint the windows.\u201d<\/p>\n<p>Motor1 contacted Naomii via TikTok direct message. We\u2019ll be sure to update this if she responds.<\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p class=\"comfort-title-large flex gap-spacing-sm-base items-center\">\n<p>\t\tWe want your opinion!\n\t<\/p>\n<p>What would you like to see on Motor1.com?<\/p>\n<p>\t\t<a href=\"https:\/\/www.motor1.com\/survey\/2025\/\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n\t\t\tTake our 3 minute survey.\t\t<\/a><\/p>\n<p class=\"compact-body-medium\">&#8211; The Motor1.com Team<\/p>\n<p>                                                                        <script async src=\"\/\/www.tiktok.com\/embed.js\"><\/script><\/p>\n","protected":false},"excerpt":{"rendered":"A woman says she took the internet\u2019s advice and bought a former rental car from Enterprise. So far,&hellip;\n","protected":false},"author":2,"featured_media":139622,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[320,13655,1398,20542,1391,295,294,293,2282,1397,703,56756,34729,154,36285,8281,1015,35029],"class_list":["post-139621","post","type-post","status-publish","format-standard","has-post-thumbnail","category-hyundai","tag-b2c","tag-budget","tag-connected-services","tag-fleet","tag-genesis","tag-hyundai","tag-hyundai-group","tag-hyundai-motor-group","tag-hyundai-sonata","tag-infotainment","tag-kia","tag-low-consumption","tag-mid-range","tag-news","tag-petrol","tag-sedan","tag-trending","tag-young-drivers"],"_links":{"self":[{"href":"https:\/\/www.europesays.com\/korea\/wp-json\/wp\/v2\/posts\/139621","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/korea\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/korea\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/korea\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/korea\/wp-json\/wp\/v2\/comments?post=139621"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/korea\/wp-json\/wp\/v2\/posts\/139621\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/korea\/wp-json\/wp\/v2\/media\/139622"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/korea\/wp-json\/wp\/v2\/media?parent=139621"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/korea\/wp-json\/wp\/v2\/categories?post=139621"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/korea\/wp-json\/wp\/v2\/tags?post=139621"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}