{"id":121332,"date":"2026-03-05T19:53:07","date_gmt":"2026-03-05T19:53:07","guid":{"rendered":"https:\/\/www.europesays.com\/lt\/121332\/"},"modified":"2026-03-05T19:53:07","modified_gmt":"2026-03-05T19:53:07","slug":"europa-nori-atsikratyti-visa-ir-mastercard-ar-nauja-sistema-pakeis-musu-iprocius","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lt\/121332\/","title":{"rendered":"Europa nori atsikratyti \u201eVisa\u201c ir \u201eMastercard\u201c &#8211; ar nauja sistema pakeis m\u016bs\u0173 \u012fpro\u010dius?"},"content":{"rendered":"<p>Europa kasmet i\u0161leid\u017eia trilijonus eur\u0173 atsiskaitymams mok\u0117jimo kortel\u0117mis, ta\u010diau beveik n\u0117 viena i\u0161 \u0161i\u0173 operacij\u0173 nevyksta per europin\u0119 sistem\u0105. <a data-autolink-id=\"10\" target=\"_blank\" href=\"https:\/\/ekonomika.lt\/temos\/europos-sajunga\/\" title=\"Europos S\u0105junga\" rel=\"nofollow noopener\">Europos S\u0105junga<\/a> siekia tai pakeisti, ta\u010diau kyla klausimas \u2013 ar jai pavyks?<\/p>\n<p>Dauguma atsiskaitym\u0173 kortele ar internetu Europoje yra vykdomi per \u201eVisa\u201c ir \u201eMastercard\u201c \u2013 dvi <a data-autolink-id=\"9\" target=\"_blank\" href=\"https:\/\/ekonomika.lt\/temos\/jav\/\" title=\"JAV\" rel=\"nofollow noopener\">JAV<\/a> bendroves, dominuojan\u010dias pasaulin\u0117je mok\u0117jim\u0173 rinkoje. ES lyderiai vis da\u017eniau tai vertina kaip rizik\u0105, kurios Europa nebegali ignoruoti, ir imasi veiksm\u0173.<\/p>\n<p>\u201eWero\u201c \u2013 tai Europos bank\u0173 ir mok\u0117jimo bendrovi\u0173 sukurta skaitmenin\u0117 pinigin\u0117, leid\u017eianti atsiskaityti nepasitelkiant korteli\u0173 tinkl\u0173. Ji paremta momentiniais banko pervedimais, kurie pa\u0161alina tarpininkus, ma\u017eina mokes\u010dius ir leid\u017eia mok\u0117jim\u0173 duomenis i\u0161laikyti Europos viduje. \u201eWero\u201c jau turi de\u0161imtis milijon\u0173 naudotoj\u0173 Vokietijoje, Pranc\u016bzijoje ir Belgijoje, o jos pl\u0117tra spart\u0117ja.<\/p>\n<p>\u0160i\u0105 iniciatyv\u0105 skatina du pagrindiniai motyvai: kontrol\u0117 ir kaina. <a data-autolink-id=\"6\" target=\"_blank\" href=\"https:\/\/ekonomika.lt\/temos\/europos-centrinis-bankas\/\" title=\"Europos Centrinis Bankas\" rel=\"nofollow noopener\">Europos Centrinis Bankas<\/a> persp\u0117ja, kad priklausomyb\u0117 nuo u\u017esienio mok\u0117jim\u0173 sistem\u0173 palieka Europ\u0105 pa\u017eeid\u017eiam\u0105 politiniam spaudimui ar staigiems sutrikimams. Po to, kai <a data-autolink-id=\"4\" target=\"_blank\" href=\"https:\/\/ekonomika.lt\/temos\/rusija\/\" title=\"Rusija\" rel=\"nofollow noopener\">Rusija<\/a> 2022 m. \u012fsiver\u017e\u0117 \u012f Ukrain\u0105, \u201eVisa\u201c ir \u201eMastercard\u201c labai greitai atjung\u0117 Rusij\u0105 nuo savo tinkl\u0173, taip beveik akimirksniu apribodamos jos prieig\u0105 prie pasaulin\u0117s mok\u0117jim\u0173 sistemos.<\/p>\n<p>ECB prezident\u0117 Christine Lagarde pabr\u0117\u017e\u0117, kad dauguma skaitmenini\u0173 mok\u0117jim\u0173 Europoje \u0161iuo metu yra vykdomi naudojantis JAV arba Kinijos sistemomis. Anot jos, tai yra silpnoji Europos vieta, kuri\u0105 b\u016btina \u0161alinti.<\/p>\n<p>Kita problema \u2013 kaina. Prekybininkai teigia, kad korteli\u0173 tinkl\u0173 taikomi mokes\u010diai pastaraisiais metais smarkiai i\u0161augo. Tiesioginiai pervedimai tarp bank\u0173 gal\u0117t\u0173 padidinti konkurencij\u0105 ir pad\u0117ti tiek verslui, tiek vartotojams sutaupyti.\n                    <\/p>\n<p>Pasak ES politikos formuotoj\u0173, kalbama ne tik apie vien\u0105 skaitmenin\u0119 pinigin\u0119. J\u0173 \u012fsitikinimu, mok\u0117jimai yra infrastrukt\u016bra, o infrastrukt\u016bra rei\u0161kia gali\u0105.\n<\/p>\n<p>\n\t\t\t\tKaip vertinate \u0161\u012f \u012fra\u0161\u0105?\n\t\t\t<\/p>\n","protected":false},"excerpt":{"rendered":"Europa kasmet i\u0161leid\u017eia trilijonus eur\u0173 atsiskaitymams mok\u0117jimo kortel\u0117mis, ta\u010diau beveik n\u0117 viena i\u0161 \u0161i\u0173 operacij\u0173 nevyksta per europin\u0119&hellip;\n","protected":false},"author":2,"featured_media":111404,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[17],"tags":[763,81,1068,37,39,36,38,40,20250,22274,46,588],"class_list":["post-121332","post","type-post","status-publish","format-standard","has-post-thumbnail","category-verslas","tag-bankai","tag-business","tag-europos-sajunga","tag-lietuva","tag-lietuviu","tag-lithuania","tag-lithuanian","tag-lt","tag-mastercard","tag-mokejimu-korteles","tag-verslas","tag-visa"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lt\/116178321713500276","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/121332","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/comments?post=121332"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/121332\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media\/111404"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media?parent=121332"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/categories?post=121332"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/tags?post=121332"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}