{"id":127133,"date":"2026-03-12T18:58:08","date_gmt":"2026-03-12T18:58:08","guid":{"rendered":"https:\/\/www.europesays.com\/lt\/127133\/"},"modified":"2026-03-12T18:58:08","modified_gmt":"2026-03-12T18:58:08","slug":"jav-banku-lobistai-grasina-teismais-del-licenciju-kriptovaliutu-bendrovems","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lt\/127133\/","title":{"rendered":"JAV bank\u0173 lobistai grasina teismais d\u0117l licencij\u0173 kriptovaliut\u0173 bendrov\u0117ms"},"content":{"rendered":"<p><a data-autolink-id=\"9\" target=\"_blank\" href=\"https:\/\/ekonomika.lt\/temos\/jav\/\" title=\"JAV\" rel=\"nofollow noopener\">JAV<\/a> prekybos grup\u0117, vienijanti kai kuriuos did\u017eiausius \u0161alies bankus, svarsto galimyb\u0119 paduoti \u012f teism\u0105 Valiutos kontrolieriaus tarnyb\u0105 (OCC). Grup\u0117 teigia, kad kriptovaliut\u0173 bendrov\u0117ms suteikiamos bank\u0173 licencijos gali kelti rizik\u0105 amerikie\u010diams ir visai finans\u0173 sistemai.<\/p>\n<p>Pirmadien\u012f \u201eThe Guardian\u201c, remdamasis \u0161altiniu, susipa\u017einusiu su lobist\u0173 pozicija, prane\u0161\u0117, kad \u201eBank Policy Institute\u201c (BPI) vertina teisinius veiksmus po to, kai OCC neatsi\u017evelg\u0117 \u012f bank\u0173 organizacij\u0173 persp\u0117jimus d\u0117l federalini\u0173 licencijavimo taisykli\u0173 ai\u0161kinimo pakeitim\u0173.<\/p>\n<p>Gruod\u012f OCC kelioms kriptovaliut\u0173 sektoriaus \u012fmon\u0117ms suteik\u0117 s\u0105lyginius nacionalinio patik\u0117jimo banko (angl. national trust bank) statuso patvirtinimus. Tarp j\u0173 \u2013 \u201eBitGo\u201c, \u201eFidelity Digital Assets\u201c, \u201eRipple\u201c ir \u201ePaxos\u201c. Nuo to laiko vis daugiau kripto bendrovi\u0173 seka tuo pa\u010diu keliu.<\/p>\n<p>Vasario 27 d. parai\u0161k\u0105 pateik\u0117 blok\u0173 grandin\u0117s infrastrukt\u016bros bendrov\u0117 \u201eZerohash\u201c. Vasario m\u0117nes\u012f OCC taip pat suteik\u0117 s\u0105lygines licencijas \u201eCrypto.com\u201c, \u201eBridge\u201c ir \u201eStripe\u201c.<\/p>\n<p>Saus\u012f parai\u0161k\u0105 pateik\u0117 ir su Donaldu Trumpu siejama \u201eWorld Liberty Financial\u201c, siekianti i\u0161pl\u0117sti savo stabiliosios monetos USD1 naudojim\u0105, ta\u010diau sprendimo d\u0117l \u0161ios parai\u0161kos bendrov\u0117 dar laukia.<\/p>\n<p>BPI, kurios nariai yra tokios stambios JAV finans\u0173 institucijos kaip \u201eGoldman Sachs\u201c, \u201eAmerican Express\u201c ir \u201eJPMorgan\u201c, taip pat nerimauja, kad nacionalinio patik\u0117jimo banko status\u0105 gavusios kriptovaliut\u0173 bendrov\u0117s gali kelti rizik\u0105 platesnei finans\u0173 sistemai.\n                    <\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.europesays.com\/lt\/wp-content\/uploads\/2026\/03\/jav-banku-lobistai-ruosia-ieskini-pries-occ-del-kripto-patikos-chartiju-kas-laukia-rinkos_69b02b72ac.png\" alt=\"\u201eBank Policy Institute\u201c nariai \u2013 vienos did\u017eiausi\u0173 JAV institucij\u0173\"\/><\/p>\n<p>\u201eBank Policy Institute\u201c vienija vienas did\u017eiausi\u0173 JAV finans\u0173 institucij\u0173.<\/p>\n<p>Nacionalinio patik\u0117jimo banko chartija \u2013 tai federalin\u0117 OCC i\u0161duodama licencija, leid\u017eianti \u012fmonei veikti kaip patik\u0117jimo bankui pagal federalin\u0119 teis\u0119 ir teikti fiduciarines paslaugas, pavyzd\u017eiui, patik\u0117jimo paslaugas, turto saugojim\u0105 ir jo glob\u0105.<\/p>\n<p>Galutinis sprendimas dar nepriimtas<\/p>\n<p>Pasak \u201eThe Guardian\u201c, BPI dar nepri\u0117m\u0117 galutinio sprendimo, ar inicijuoti teismin\u012f proces\u0105 prie\u0161 OCC.<\/p>\n<p>Dar spal\u012f BPI i\u0161platino parei\u0161kim\u0105, kuriame ragino OCC atmesti nacionalini\u0173 patik\u0117jimo bendrovi\u0173 chartij\u0173 parai\u0161kas, pateiktas keli\u0173 kriptovaliut\u0173 \u012fmoni\u0173, \u012fskaitant \u201eRipple\u201c ir \u201eCircle\u201c. BPI argumentavo, kad toki\u0173 chartij\u0173 suteikimas reik\u0161t\u0173 ma\u017eesn\u0119 prie\u017ei\u016br\u0105, nei taikoma visapusi\u0161kas paslaugas teikiantiems nacionaliniams bankams.<\/p>\n<p>BPI taip pat buvo tarp bank\u0173 ir verslo asociacij\u0173, kurios 2024 m. pabaigoje pateik\u0117 ie\u0161kin\u012f JAV Federaliniam rezervui d\u0117l bank\u0173 sektoriaus b\u016bkl\u0117s ir atsparumo vertinimo testavimo sistemos. V\u0117liau Federalinis rezervas sutiko per\u017ei\u016br\u0117ti dal\u012f sistemos, o byla laikinai pristabdyta.<\/p>\n<p>\n\t\t\t\tKaip vertinate \u0161\u012f \u012fra\u0161\u0105?\n\t\t\t<\/p>\n","protected":false},"excerpt":{"rendered":"JAV prekybos grup\u0117, vienijanti kai kuriuos did\u017eiausius \u0161alies bankus, svarsto galimyb\u0119 paduoti \u012f teism\u0105 Valiutos kontrolieriaus tarnyb\u0105 (OCC).&hellip;\n","protected":false},"author":2,"featured_media":127134,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[22959,15860,81,22960,22961,1614,22962,37,39,36,38,40,22678,46],"class_list":{"0":"post-127133","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-verslas","8":"tag-banku-licencijos","9":"tag-bitcoin","10":"tag-business","11":"tag-finansu-prieziura","12":"tag-jav-bankai","13":"tag-kriptovaliutos","14":"tag-kriptovaliutu-reguliavimas","15":"tag-lietuva","16":"tag-lietuviu","17":"tag-lithuania","18":"tag-lithuanian","19":"tag-lt","20":"tag-skaitmeninis-turtas","21":"tag-verslas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lt\/116217741557387311","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/127133","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/comments?post=127133"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/127133\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media\/127134"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media?parent=127133"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/categories?post=127133"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/tags?post=127133"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}