{"id":158571,"date":"2026-04-21T08:17:07","date_gmt":"2026-04-21T08:17:07","guid":{"rendered":"https:\/\/www.europesays.com\/lt\/158571\/"},"modified":"2026-04-21T08:17:07","modified_gmt":"2026-04-21T08:17:07","slug":"didziulis-skandalas-didziojoje-britanijoje-apgautiems-vairuotojams-automobiliu-gamintojai-tures-grazinti-milijardus","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lt\/158571\/","title":{"rendered":"Did\u017eiulis skandalas Did\u017eiojoje Britanijoje: apgautiems vairuotojams automobili\u0173 gamintojai tur\u0117s gr\u0105\u017einti milijardus"},"content":{"rendered":"\n

Ataskaitos atskleid\u017eia, kad did\u017eiausi automobili\u0173 rinkos \u017eaid\u0117jai, tarp kuri\u0173 ir BMW<\/a>, \u201eFord\u201c<\/a> bei \u201eVolkswagen\u201c<\/a>, smarkiai ne\u012fvertino gresian\u010di\u0173 pasekmi\u0173.<\/p>\n

Daugiau naujien\u0173 i\u0161 automobili\u0173 pasaulio galite perskaityti \u201eAutomobili\u0173 naujienos\u201c rubrikoje.<\/a><\/p>\n

D\u0117l u\u017ekulisini\u0173 susitarim\u0173 i\u0161duodant paskolas, t\u016bkstan\u010diai vairuotoj\u0173 gerokai permok\u0117davo u\u017e savo transporto<\/a> priemones, o dabar valstybin\u0117s institucijos \u012fpareigojo bendroves gr\u0105\u017einti neteis\u0117tai pasisavintas l\u0117\u0161as.<\/p>\n

Sistemin\u0117 apgaul\u0117 i\u0161dav\u0117 klient\u0173 pasitik\u0117jim\u0105 <\/p>\n

Nuo 2007 met\u0173 veikusi schema buvo itin cini\u0161ka. Pirk\u0117jui nusprendus \u012fsigyti automobil\u012f i\u0161simok\u0117tinai, l\u0117\u0161as suteikiantis bankas nustatydavo bazin\u0119 pal\u016bkan\u0173 norm\u0105.<\/p>\n

Ta\u010diau automobili\u0173 pardav\u0117jai klientams ty\u010dia si\u016blydavo gerokai auk\u0161tesnius procentus.<\/p>\n

D\u0117l \u0161io dirbtinai i\u0161p\u016bsto skirtumo atsirasdavo papildomos l\u0117\u0161os, kurias bankas ir prekybos atstovas pasidalindavo kaip slapt\u0105 komisin\u012f atlyg\u012f.<\/p>\n

Klientai apie \u0161iuos susitarimus nebuvo informuojami, o pardav\u0117jai, vedini asmeninio pasipelnymo, steng\u0117si \u012fpir\u0161ti kuo nepalankesnes paskolos s\u0105lygas.<\/p>\n

Po ilg\u0173 tyrim\u0173 Did\u017eiosios Britanijos Finansinio elgesio institucija (FCA) pad\u0117jo ta\u0161k\u0105 \u0161ioje istorijoje.<\/p>\n

Visam finans\u0173 ir automobili\u0173 sektoriui buvo pritaikytos sankcijos, siekian\u010dios net 9,1 milijardo svar\u0173 sterling\u0173 (apie 10,4\u00a0milijardo eur\u0173).<\/p>\n

\u0160ios l\u0117\u0161os bus skirtos padengti patirtus vartotoj\u0173 nuostolius. Remiantis ekspert\u0173 skai\u010diavimais, vidutin\u0117 vienam nukent\u0117jusiam vairuotojui priklausanti kompensacija sieks apie 830 svar\u0173 sterling\u0173, kas atitinka ma\u017edaug vien\u0105 t\u016bkstant\u012f eur\u0173.<\/p>\n

Mil\u017eini\u0161kas l\u0117\u0161\u0173 tr\u016bkumas ir nepasiruo\u0161\u0119 gamintojai <\/p>\n

Kadangi schemoje dalyvavo dvi \u0161alys, atsakomyb\u0117s na\u0161ta padalinta bankams ir automobili\u0173 gamintoj\u0173 finans\u0173 padaliniams.<\/p>\n

Bankams tenka kiek didesn\u0117 \u2013 57 procent\u0173 \u2013 atsakomyb\u0117s dalis, ta\u010diau jie \u0161iam sm\u016bgiui ruo\u0161\u0117si atsakingai ir jau suformavo reikiamus piniginius rezervus. Tuo tarpu automobili\u0173 pramon\u0117s atstovai pademonstravo steb\u0117tin\u0105 aplaidum\u0105.<\/p>\n

Rinkos reguliuotojas apskai\u010diavo, kad toki\u0173 bendrovi\u0173 kaip \u201eVolkswagen\u201c<\/a>, BMW\u00a0ar \u201eFord\u201c<\/a> lizingo padaliniai prival\u0117s i\u0161mok\u0117ti apie 3,8 milijardo svar\u0173 sterling\u0173 kompensacij\u0173.<\/p>\n

Nors \u0161i suma yra mil\u017eini\u0161ka, pa\u010dios automobili\u0173 \u012fmon\u0117s savo finansin\u0117se ataskaitose \u0161iam tikslui buvo atsid\u0117jusios vos 803 milijonus svar\u0173.<\/p>\n

D\u0117l tokio neatsakingo planavimo gamintoj\u0173 biud\u017eetuose atsirado net 3 milijard\u0173 svar\u0173 sterling\u0173 tr\u016bkumas, kur\u012f teks skubiai likviduoti iki i\u0161mok\u0117jimo prad\u017eios \u0161i\u0105 vasar\u0105.<\/p>\n

Pasak analitik\u0173, toks atotr\u016bkis atsirado d\u0117l to, jog automobili\u0173 gamintojai finansavimo paslaugas laik\u0117 tik \u0161alutiniu pajam\u0173 \u0161altiniu ir ignoravo grie\u017etus reguliuotoj\u0173 persp\u0117jimus.<\/p>\n

Tarp gamintoj\u0173 labiausiai i\u0161siskiria \u201eMercedes-Benz\u201c<\/a>, sukaupusi 424 milijon\u0173 svar\u0173 rezerv\u0105. Tuo tarpu \u201eVolkswagen\u201c bei \u201eFerrari\u201c kompensacijoms kol kas nenumat\u0117 joki\u0173 oficiali\u0173 atid\u0117jini\u0173.<\/p>\n

Politin\u0117s aistros ir art\u0117jantis finalas <\/p>\n

Skandalas per\u017eeng\u0117 verslo<\/a> ribas ir tapo a\u0161tria politine problema. Vald\u017eios atstovams tenka balansuoti tarp siekio apginti milijonus nukent\u0117jusi\u0173 pilie\u010di\u0173 ir pramon\u0117s gigant\u0173 grasinim\u0173, kad t\u016bkstantin\u0117s kompensacijos gali stabdyti investicijas ir naikinti darbo vietas \u0161alyje.<\/p>\n

\u012e susidariusi\u0105 situacij\u0105 teko reaguoti ir finans\u0173 ministrei Rachel Reeves, kuri vie\u0161ai pra\u0161\u0117 teism\u0173 i\u0161laikyti racionalum\u0105 nustatant i\u0161mok\u0173 dyd\u017eius. Ne\u017ei\u016brint \u012f lobist\u0173 pastangas, procesas nesustabdomas. \u012emon\u0117s turi laiko iki \u0161io baland\u017eio pabaigos pateikti paskutinius teisinius skundus, o jau vasaros m\u0117nesiais bus prad\u0117tas realus milijard\u0173 gr\u0105\u017einimas \u012f apgaut\u0173 klient\u0173 s\u0105skaitas.<\/p>\n

\n \u0160altinis:
\n tv3.lt\n <\/p>\n

Patiko straipsnis? U\u017esiprenumeruokite m\u016bs\u0173 naujienlai\u0161k\u012f ir gaukite svarbiausias dienos naujienas bei \u012fdomiausius straipsnius kiekvien\u0105 darbo dien\u0105 11 val. Tiesiai \u012f J\u016bs\u0173 el. pa\u0161t\u0105!<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Ataskaitos atskleid\u017eia, kad did\u017eiausi automobili\u0173 rinkos \u017eaid\u0117jai, tarp kuri\u0173 ir BMW, \u201eFord\u201c bei \u201eVolkswagen\u201c, smarkiai ne\u012fvertino gresian\u010di\u0173 pasekmi\u0173.…\n","protected":false},"author":2,"featured_media":158572,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[26363,81,57,43,55,48,54,51,49,50,37,39,36,38,40,45,23,44,53,42,56,47,41,46,58,52],"class_list":{"0":"post-158571","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-verslas","8":"tag-2026-04-21-110000","9":"tag-business","10":"tag-daiktai","11":"tag-dienos-kronika","12":"tag-gatves-tekstai","13":"tag-gyvenimas","14":"tag-interneto-pievos","15":"tag-keliones","16":"tag-kultura","17":"tag-laisvalaikis","18":"tag-lietuva","19":"tag-lietuviu","20":"tag-lithuania","21":"tag-lithuanian","22":"tag-lt","23":"tag-mokslas-ir-it","24":"tag-naujienos","25":"tag-pasaulis","26":"tag-projektai","27":"tag-rinktiniai-tekstai","28":"tag-simtmecio-portalas","29":"tag-sportas","30":"tag-tv3-lt","31":"tag-verslas","32":"tag-video","33":"tag-zaidimai"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lt\/116441713423914210","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/158571","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/comments?post=158571"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/158571\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media\/158572"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media?parent=158571"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/categories?post=158571"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/tags?post=158571"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}