{"id":161304,"date":"2026-04-24T12:02:14","date_gmt":"2026-04-24T12:02:14","guid":{"rendered":"https:\/\/www.europesays.com\/lt\/161304\/"},"modified":"2026-04-24T12:02:14","modified_gmt":"2026-04-24T12:02:14","slug":"2000-euru-per-menesi-nedirbant-suskaiciavo-kiek-lietuviui-reikia-sutaupyti-tokiai-grazai","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lt\/161304\/","title":{"rendered":"2000 eur\u0173 per m\u0117nes\u012f nedirbant \u2013 suskai\u010diavo, kiek lietuviui reikia sutaupyti tokiai gr\u0105\u017eai"},"content":{"rendered":"<p>\u201eTuriu jums blog\u0173 \u017eini\u0173 \u2013 tai skurdo m\u0105stymas. Dauguma mane palaikyt\u0173 bepro\u010diu, nes s\u0105moningai nusprend\u017eiau \u201ev\u0117luoti\u201c 7 metus ir m\u0117gautis gyvenimu dabar. Jei atsisaky\u010diau gyvenimo kokyb\u0117s, laisvas b\u016b\u010diau gerokai anks\u010diau, bet matematika rodo k\u0105 kita \u2013 finansin\u0117 laisv\u0117 (FIRE) yra absoliu\u010diai \u012fmanoma be fanati\u0161ko kankinimosi\u201c, \u2013 sako investuotojas Emilis Abramavi\u010dius. <\/p>\n<p>Did\u017eiausia klaida, kuri\u0105 daro mas\u0117s \u2013 jie apmoka s\u0105skaitas, pramogauja, o tada bando \u201esutaupyti tai, kas liko\u201c. Tai iliuzija, kuri neveda niekur. Mano strategija veikia atvirk\u0161\u010diai. A\u0161 nesp\u0117lioju, kiek man pavyks atsid\u0117ti, a\u0161 \u017einau, kiek privalau atsid\u0117ti.<\/p>\n<p>Viskas remiasi \u012f atvirk\u0161tin\u012f skai\u010diavim\u0105 ir vien\u0105 konkret\u0173 koeficient\u0105 \u2013 282,35. Nori gauti 2000 eur\u0173 pasyvi\u0173 pajam\u0173 kas m\u0117nes\u012f \u012f rankas ir niekada nebedirbti d\u0117l pinig\u0173? Padaugink \u0161i\u0105 sum\u0105 i\u0161 mano koeficiento (2000 x 282,35). Tavo fini\u0161o linija yra 564 700 eur\u0173 kapitalas. \u0160is skai\u010dius yra logi\u0161kai i\u0161vestas taip, kad u\u017etikrint\u0173 saug\u0173 kapitalo i\u0161\u0117mim\u0105, padengiant net ir 15 % mokes\u010dius valstybei.<\/p>\n<p>       <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/lt\/wp-content\/uploads\/2026\/04\/e1b01ad6-f5ff-42df-bcc3-bbc0156060ed.jpg\" loading=\"lazy\" alt=\"Emilis Abramavicius (2)\"\/>      <\/p>\n<p>\u017dinant \u0161\u012f tiksl\u0105, investavimas tampa \u0161alta mechanika. Pavyzd\u017eiui, dvide\u0161imtme\u010diui u\u017etenka investuoti 250 eur\u0173 per m\u0117nes\u012f, kad pasiekt\u0173 \u0161i\u0105 sum\u0105 per ilg\u0105 laikotarp\u012f. Toliau veikiame pagal algoritm\u0105:<\/p>\n<p>Gauni alg\u0105 ir t\u0105 pa\u010di\u0105 sekund\u0119 pervedi \u0161i\u0105 sum\u0105 \u012f nuobod\u0173, kaupiam\u0105j\u012f ilgalaik\u012f ETF fond\u0105 (pavyzd\u017eiui, SPYL su vos 0.03% mokes\u010diais).<\/p>\n<p>Tai tavo \u201es\u0105skaita u\u017e laisv\u0119\u201c, kuri\u0105 privalai apmok\u0117ti pirmiausia.<\/p>\n<p>Visus likusius pinigus gali i\u0161ta\u0161kyti be jokio kalt\u0117s jausmo \u2013 kelion\u0117ms, restoranams, naujai technikai.<\/p>\n<p>Tau nereikia jaustis blogai d\u0117l nusipirktos kavos, nes tavo 50-ies, o gal ir ankstesn\u0117 met\u0173 <a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.delfi.lt\/temos\/pensija\" tag-id=\"58410646\">pensija<\/a> jau yra apmok\u0117ta.<\/p>\n<p>Esm\u0117 labai paprasta: finansin\u0117 laisv\u0117 yra ne sav\u0119s kankinimas, o tiksli matematika ir ramyb\u0117.<\/p>\n","protected":false},"excerpt":{"rendered":"\u201eTuriu jums blog\u0173 \u017eini\u0173 \u2013 tai skurdo m\u0105stymas. Dauguma mane palaikyt\u0173 bepro\u010diu, nes s\u0105moningai nusprend\u017eiau \u201ev\u0117luoti\u201c 7 metus&hellip;\n","protected":false},"author":2,"featured_media":161305,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[17],"tags":[81,5790,37,39,36,38,40,1506,2326,46],"class_list":["post-161304","post","type-post","status-publish","format-standard","has-post-thumbnail","category-verslas","tag-business","tag-investicijos","tag-lietuva","tag-lietuviu","tag-lithuania","tag-lithuanian","tag-lt","tag-pensija","tag-santaupos","tag-verslas"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lt\/116459585243267458","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/161304","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/comments?post=161304"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/161304\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media\/161305"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media?parent=161304"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/categories?post=161304"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/tags?post=161304"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}