{"id":169311,"date":"2026-05-04T12:57:10","date_gmt":"2026-05-04T12:57:10","guid":{"rendered":"https:\/\/www.europesays.com\/lt\/169311\/"},"modified":"2026-05-04T12:57:10","modified_gmt":"2026-05-04T12:57:10","slug":"citadele-pirma-ketvirti-uzdirbo-19-mln-euru-pelno","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lt\/169311\/","title":{"rendered":"\u201eCitadele\u201c pirm\u0105 ketvirt\u012f u\u017edirbo 19 mln. eur\u0173 pelno"},"content":{"rendered":"<p>2026 met\u0173 pirm\u0105 ketvirt\u012f \u201e<a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.delfi.lt\/temos\/citadele\" tag-id=\"59492619\">Citadele<\/a>\u201c veiklos pajamos sudar\u0117 52,1 mln. eur\u0173, grynasis pelnas \u2013 19 mln. eur\u0173, o nuosavo kapitalo gr\u0105\u017ea (ROE) siek\u0117 13,1 proc. Ma\u017eesni\u0173 <a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.delfi.lt\/temos\/palukanu-norma\" tag-id=\"62107179\">pal\u016bkan\u0173 norm\u0173<\/a> aplinkoje pal\u016bkan\u0173 <a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.delfi.lt\/temos\/pajamos\" tag-id=\"59312143\">pajamos<\/a> i\u0161liko stabilios.<\/p>\n<p>Paskol\u0173 portfelis pasiek\u0117 3,8 mlrd. eur\u0173 \u2013 tai 13 proc. daugiau nei prie\u0161 metus. Prie paskol\u0173 portfelio augimo reik\u0161mingai prisid\u0117jo 332 mln. eur\u0173 naujo finansavimo suma. Did\u017eiausias aktyvumas steb\u0117tas priva\u010di\u0173 klient\u0173 ir smulkiojo bei vidutinio verslo segmentuose, kuriuose finansavimo apimtys, palyginti su pra\u0117jusi\u0173 met\u0173 tuo pa\u010diu laikotarpiu, i\u0161augo atitinkamai 8 proc. ir 9 proc. <\/p>\n<p>Neveiksni\u0173 paskol\u0173 dalis sudar\u0117 1,9 proc., prane\u0161\u0117 bankas.<\/p>\n<p>Klient\u0173 aktyvumas ir toliau stiprino ind\u0117li\u0173 pozicij\u0105 \u2013 ind\u0117li\u0173 portfelis per metus i\u0161augo 11 proc. ir pasiek\u0117 4,3 mlrd. eur\u0173,  nuo met\u0173 prad\u017eios i\u0161likdamas stabilus. Likvidumo rodikliai nuo met\u0173 pabaigos did\u0117jo \u2013 pirmojo ketvir\u010dio pabaigoje likvidumo padengimo koeficientas (LCR) siek\u0117 191 proc., o grynojo pastovaus finansavimo rodiklis (NSFR) \u2013 140 proc.  <\/p>\n<p>2026 met\u0173 kovo 31 dien\u0105 aktyvi\u0173 klient\u0173 skai\u010dius siek\u0117 413,2 t\u016bkst. \u2013 2,4 proc. daugiau nei prie\u0161 metus.<\/p>\n<p>Nurodoma, kad skaitmeniniais banko kanalais naudojosi 87,2 proc. vartotoj\u0173. Banko mobiliosios program\u0117l\u0117s naudotoj\u0173 skai\u010dius per metus padid\u0117jo 5 proc. ir pasiek\u0117 286 t\u016bkst.<\/p>\n<p>2026 met\u0173 baland\u017eio 21 dien\u0105 tarptautin\u0117 reiting\u0173 agent\u016bra \u201eMoody&#8217;s Ratings\u201c padidino \u201eCitadele\u201c banko ilgalaiki\u0173 ind\u0117li\u0173 reiting\u0105 iki A3, \u012fsigaliojus ES reguliaciniams pakeitimams, nustatantiems visi\u0161k\u0105 ind\u0117linink\u0173 pirmumo teis\u0119. Pagrindin\u0117s neu\u017etikrintos skolos (angl. senior unsecured debt) reitingas buvo gr\u0105\u017eintas \u012f Baa2 lyg\u012f, atitinkant\u012f 2025 met\u0173 rugs\u0117j\u012f pasiekt\u0105 lyg\u012f, kai buvo i\u0161platinta 300 mln. eur\u0173 obligacij\u0173 emisija.<\/p>\n","protected":false},"excerpt":{"rendered":"2026 met\u0173 pirm\u0105 ketvirt\u012f \u201eCitadele\u201c veiklos pajamos sudar\u0117 52,1 mln. eur\u0173, grynasis pelnas \u2013 19 mln. eur\u0173, o&hellip;\n","protected":false},"author":2,"featured_media":169312,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[81,4189,37,39,36,38,40,422,8298,46],"class_list":{"0":"post-169311","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-verslas","8":"tag-business","9":"tag-citadele","10":"tag-lietuva","11":"tag-lietuviu","12":"tag-lithuania","13":"tag-lithuanian","14":"tag-lt","15":"tag-pajamos","16":"tag-palukanu-norma","17":"tag-verslas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lt\/116516424724686828","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/169311","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/comments?post=169311"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/169311\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media\/169312"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media?parent=169311"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/categories?post=169311"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/tags?post=169311"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}