{"id":183312,"date":"2026-05-21T05:25:15","date_gmt":"2026-05-21T05:25:15","guid":{"rendered":"https:\/\/www.europesays.com\/lt\/183312\/"},"modified":"2026-05-21T05:25:15","modified_gmt":"2026-05-21T05:25:15","slug":"lietuvos-banko-prognoze-busto-paskolu-palukanos","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lt\/183312\/","title":{"rendered":"Lietuvos banko prognoz\u0117: b\u016bsto paskol\u0173 pal\u016bkanos&#8230;"},"content":{"rendered":"<p>                                                            <img src=\"https:\/\/ui-avatars.com\/api\/?name=Lukas+Adomaitis&amp;background=000000&amp;color=ffffff&amp;bold=true\" alt=\"Lukas Adomaitis\" class=\"article-byline-avatar\" width=\"48\" height=\"48\" loading=\"eager\" decoding=\"async\"\/><\/p>\n<p>                                        Lukas Adomaitis                                        Autorius<\/p>\n<p>                                        2026-05-21 08:06<br \/>\n                                                                                3 min. skaitymo<\/p>\n<p>                            <img width=\"1376\" height=\"768\" src=\"https:\/\/www.europesays.com\/lt\/wp-content\/uploads\/2026\/05\/lietuvos-banko-prognoze-busto-paskolu-palukanos-vasara-turetu-trauktis.webp\" class=\"w-full h-auto object-cover aspect-[16\/9] max-h-[600px]\" alt=\"Rankoje laikoma plan\u0161et\u0117 su krintan\u010diais akcij\u0173 rinkos grafikais ir euro simboliu \u0161viesiame biuro fone.\" fetchpriority=\"high\" decoding=\"async\" loading=\"eager\"  \/>                        <\/p>\n<p>Reklama<\/p>\n<p><a href=\"https:\/\/upesezerai.lt\/\" target=\"_blank\" rel=\"noopener sponsored nofollow\" class=\"block w-full text-center hover:opacity-90 transition-opacity\"><img src=\"https:\/\/www.europesays.com\/lt\/wp-content\/uploads\/2026\/05\/1779305417_110_riverways-lt.webp\" class=\"mx-auto rounded-lg shadow-sm\" alt=\"Banner\" loading=\"lazy\" decoding=\"async\" fetchpriority=\"low\" width=\"300\" height=\"250\"\/><\/a><\/p>\n<p>\u0160\u012fryt Lietuvos bankas (LB) oficialiai pristat\u0117 2026 m. antrojo ketvir\u010dio makroekonomin\u0119 ap\u017evalg\u0105, kurioje pagrindinis d\u0117mesys teko b\u016bsto paskol\u0173 tur\u0117tojams. LB valdybos pirmininko Gedimino \u0160imkaus teigimu, infliacijos suvaldymas euro zonoje atveria duris Europos Centriniam Bankui (ECB) prad\u0117ti pal\u016bkan\u0173 norm\u0173 ma\u017einimo cikl\u0105. Tai rei\u0161kia, kad vasaros m\u0117nesiai tur\u0117t\u0173 tapti l\u016b\u017eio ta\u0161ku, kai EURIBOR rodikliai pagaliau pajud\u0117s \u017eemyn, palengvindami finansin\u0119 na\u0161t\u0105 t\u016bkstan\u010diams Lietuvos \u0161eim\u0173.<\/p>\n<ul>\n<li>Pal\u016bkan\u0173 ma\u017e\u0117jimas: ECB signalizuoja apie galim\u0105 bazini\u0173 pal\u016bkan\u0173 norm\u0173 ma\u017einim\u0105 jau artimiausiame pos\u0117dyje bir\u017eel\u012f.<\/li>\n<li>EURIBOR prognoz\u0117: Rinkos tikisi, kad 6 m\u0117n. EURIBOR vasaros pabaigoje stabilizuosis ties 3 proc. ar \u017eemesne riba.<\/li>\n<li>\u012emok\u0173 pokytis: Vidutinei 100 000 eur\u0173 paskolai m\u0117nesio \u012fmoka gali suma\u017e\u0117ti keliasde\u0161im\u010dia eur\u0173.<\/li>\n<li>NT rinka: Pigesnis skolinimasis gali paskatinti nekilnojamojo turto sandori\u0173 skai\u010diaus augim\u0105, ta\u010diau kain\u0173 kritimo tikimyb\u0117 ma\u017e\u0117ja.<\/li>\n<\/ul>\n<tr>\nRodiklis<br \/>\nPrognoz\u0117 2026 m. vasarai<br \/>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">ECB bazin\u0117 pal\u016bkan\u0173 norma<\/td>\n<td style=\"text-align: left;\">Tik\u0117tinas ma\u017e\u0117jimas 0,25\u20130,50 proc. punkto<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">6 m\u0117n. EURIBOR tendencija<\/td>\n<td style=\"text-align: left;\">Art\u0117jimas prie 2,8\u20133,0 % ribos<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">Metin\u0117 infliacija Lietuvoje<\/td>\n<td style=\"text-align: left;\">Stabilizuojasi \u017eemiau 2 %<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">NT sandori\u0173 aktyvumas<\/td>\n<td style=\"text-align: left;\">Numatomas nuosaikus augimas<\/td>\n<\/tr>\n<p>\u0160ie duomenys rodo teigiamas tendencijas, ta\u010diau ekonomistai \u012fsp\u0117ja, kad pal\u016bkan\u0173 normos negr\u012f\u0161 \u012f \u201enulines\u201c auk\u0161tumas, kurios buvo stebimos prie\u0161 kelerius metus. Dabartinis ma\u017e\u0117jimas yra vertinamas kaip gr\u012f\u017eimas \u012f tvari\u0105 pusiausvyr\u0105.<\/p>\n<p>Gediminas \u0160imkus pabr\u0117\u017e\u0117, kad dabartin\u0117 makroekonomin\u0117 aplinka yra palanki pinig\u0173 politikos \u0161velninimui. Europos Centrinis Bankas gegu\u017e\u0117s viduryje jau pasiunt\u0117 ai\u0161kius signalus, kad infliacija art\u0117ja prie tikslin\u0117s 2 proc. ribos. Jei bir\u017eelio prad\u017eioje ECB priims sprendim\u0105 ma\u017einti bazines pal\u016bkanas, komerciniai bankai \u012f tai reaguos nedelsdami.<\/p>\n<p>EURIBOR rodikliai, kurie tiesiogiai lemia kintam\u0105j\u0105 paskol\u0173 dal\u012f, paprastai reaguoja \u012f rinkos l\u016bkes\u010dius dar prie\u0161 oficialius ECB sprendimus. Lietuvos banko analitikai pastebi, kad 6 m\u0117nesi\u0173 EURIBOR jau dabar demonstruoja stabilizavimosi \u017eenklus, o vasaros viduryje tik\u0117tinas spartesnis jo kritimas. Tai ypa\u010d aktualu tiems, kuri\u0173 paskol\u0173 pal\u016bkanos bus perskai\u010diuojamos bir\u017eelio\u2013rugpj\u016b\u010dio m\u0117nesiais.<\/p>\n<p>Nekilnojamojo turto (NT) rinka Lietuvoje pastaruosius metus i\u0161gyveno s\u0105sting\u012f d\u0117l auk\u0161t\u0173 skolinimosi ka\u0161t\u0173. Paskol\u0173 \u201eatpigimas\u201c vasar\u0105 gali tapti katalizatoriumi pirk\u0117jams, kurie iki \u0161iol atid\u0117liojo sprendim\u0105 \u012fsigyti b\u016bst\u0105. Lietuvos banko ap\u017evalgoje nurodoma, kad padid\u0117j\u0119s \u012fperkamumas gali stabilizuoti NT kainas, ta\u010diau kartu tai rei\u0161kia, kad didesnio kain\u0173 nuosmukio tik\u0117tis nebevert\u0117t\u0173.<\/p>\n<p>Ekspertai pastebi, kad vystytojai jau ruo\u0161iasi aktyvesniam rudens sezonui, o pirk\u0117j\u0173 aktyvumas vasar\u0105 bus tiesioginis indikatorius, kaip greitai rinka atsigaus. Visgi, skolinimosi s\u0105lygos i\u0161liks grie\u017etesn\u0117s nei prie\u0161 penkerius metus, nes bankai toliau vertina geopolitines rizikas ir bendr\u0105 ekonomin\u012f neapibr\u0117\u017etum\u0105.<\/p>\n<p>Prognoz\u0117s klausimas: Ar 6 m\u0117nesi\u0173 EURIBOR rodiklis 2026 m. rugs\u0117jo 1 d. bus \u017eemesnis nei 3,0 proc.?<br \/>Terminas: 2026 m. rugpj\u016b\u010dio 31 d.<br \/>S\u0105lygos:<br \/>* TAIP: Jei oficialus Europos Centrinio Banko skelbiamas 6 m\u0117n. EURIBOR rodiklis paskutin\u0119 rugpj\u016b\u010dio darbo dien\u0105 bus lygus arba ma\u017eesnis nei 2,999 proc.<br \/>* NE: Jei rodiklis i\u0161liks 3,0 proc. ar auk\u0161tesnis.<br \/>\u0160altinis: Europos Centrinio Banko ir EMMI (European Money Markets Institute) oficial\u016bs duomenys.<\/p>\n<p>Nors Lietuvos banko vadovyb\u0117 optimisti\u0161kai vertina vasaros prognozes, galutin\u012f rezultat\u0105 lems ne tik ECB sprendimai, bet ir global\u016bs veiksniai, tokie kaip energijos i\u0161tekli\u0173 kainos ir tiekimo grandini\u0173 stabilumas. Paskol\u0173 tur\u0117tojams patariama steb\u0117ti bir\u017eelio 4 d. vyksiant\u012f ECB pos\u0117d\u012f, po kurio prognoz\u0117s taps dar tikslesn\u0117s.<\/p>\n<p style=\"text-align: right; font-style: italic; font-size: 0.9em;\">\u0160altinis: <a href=\"https:\/\/www.lb.lt\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Lietuvos bankas<\/a><\/p>\n<p>                                Kontekstas ir veiksmai<br \/>\n                                Apie straipsn\u012f<\/p>\n<p>                                Prane\u0161ti<br \/>\n                                Dalintis<\/p>\n<p>                    \u0160altinis ir patikra<br \/>\n                    Oficial\u016bs \u0161altiniai<\/p>\n<p>Informacija paremta Lietuvos banko gegu\u017e\u0117s 21 d. makroekonomine ap\u017evalga ir ECB gegu\u017e\u0117s 15 d. prane\u0161imais.<\/p>\n<p>Patikros<\/p>\n<ul class=\"mt-1 grid gap-1 text-xs font-bold text-gray-700\">\n<li>LB spaudos konferencijos duomenys<\/li>\n<li>ECB pal\u016bkan\u0173 norm\u0173 indikatoriai<\/li>\n<li>EURIBOR rinkos kotiruot\u0117s<\/li>\n<\/ul>\n<dl class=\"grid shrink-0 gap-1 text-xs font-black uppercase tracking-wider text-gray-500\">\n<p><dt>\u0160altinis<\/dt>\n<dd class=\"text-gray-900\">Lietuvos bankas<\/dd>\n<\/p>\n<p><dt>Apr\u0117ptis<\/dt>\n<dd class=\"text-gray-900\">Lietuva<\/dd>\n<\/p>\n<p><dt>Atnaujinta<\/dt>\n<dd class=\"text-gray-900\">2026-05-21 08:06<\/dd>\n<\/p>\n<\/dl>\n<p>        Prane\u0161ti<\/p>\n<p>                        Straipsnio kontekstasAsmenys ir temos1#6<\/p>\n","protected":false},"excerpt":{"rendered":"Lukas Adomaitis Autorius 2026-05-21 08:06 3 min. skaitymo Reklama \u0160\u012fryt Lietuvos bankas (LB) oficialiai pristat\u0117 2026 m. antrojo&hellip;\n","protected":false},"author":2,"featured_media":183313,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[17],"tags":[81,6670,1761,6821,8993,37,39,764,36,38,40,3360,46],"class_list":["post-183312","post","type-post","status-publish","format-standard","has-post-thumbnail","category-verslas","tag-business","tag-busto-paskolos","tag-ecb","tag-euribor","tag-gediminas-simkus","tag-lietuva","tag-lietuviu","tag-lietuvos-bankas","tag-lithuania","tag-lithuanian","tag-lt","tag-palukanu-normos","tag-verslas"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lt\/116610907018009827","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/183312","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/comments?post=183312"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/183312\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media\/183313"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media?parent=183312"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/categories?post=183312"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/tags?post=183312"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}