Skelbiama, kad per vis\u0105 laikotarp\u012f s\u0105lygas pasigerino daugiau nei 45 t\u016bkst. gyventoj\u0173, persitart\u0173 ir refinansuot\u0173 paskol\u0173 vert\u0117 siekia daugiau nei 4 mlrd. eur\u0173 \u2013 apie 30 proc. viso b\u016bsto paskol\u0173 portfelio.<\/p>\n
\u201eRefinansavimas tapo realiai veikian\u010diu \u012frankiu, padedan\u010diu gyventojams ilgainiui sutaupyti reik\u0161mingas sumas. Jis taip pat stiprina konkurencij\u0105 tarp kredito dav\u0117j\u0173 ir kuria tiesiogin\u0119 naud\u0105 vartotojams. <\/p>\n
Kartu did\u0117jantis susidom\u0117jimas fiksuotosiomis pal\u016bkanomis rodo, kad \u017emon\u0117s vis daugiau d\u0117mesio skiria ilgalaikiam finansiniam stabilumui\u201c, \u2013 prane\u0161ime cituojama LB Finansinio stabilumo departamento direktor\u0117 Nijol\u0117 Valinskyt\u0117.<\/p>\n
LB pakeitimus, sudariusius gyventojams galimyb\u0119 b\u016bsto paskolas refinansuoti papras\u010diau ir daugeliu atvej\u0173 be papildom\u0173 i\u0161laid\u0173, inicijavo 2024 m. prad\u017eioje, nauja tvarka \u012fsigaliojo 2025 m. vasar\u012f.<\/p>\n
Skelbiama, kad nuo pra\u0117jusi\u0173 met\u0173 vasario refinansuota daugiau kaip 2,7 t\u016bkst. b\u016bsto paskol\u0173. Jas refinansav\u0119 gyventojai paskol\u0173 mar\u017eas vidutini\u0161kai susima\u017eino 0,42 proc. punkto ir per vis\u0105 paskolos laikotarp\u012f sutaupys vidutini\u0161kai apie 7 t\u016bkst. eur\u0173.<\/p>\n
Dar d\u0117l ma\u017edaug 32 t\u016bkst. b\u016bsto paskol\u0173 sutar\u010di\u0173 gyventojai persitar\u0117 su esamais kredito dav\u0117jais. Persider\u0117j\u0119 d\u0117l paskolos s\u0105lyg\u0173, jie paskol\u0173 mar\u017eas vidutini\u0161kai susima\u017eino 0,33 proc. punkto ir per paskolos laikotarp\u012f sutaupys iki 4 t\u016bkst. eur\u0173.<\/p>\n
Be to, LB teigimu, pastaruoju metu gyventojai vis da\u017eniau rinkosi ir fiksuot\u0105sias pal\u016bkan\u0173 normas. Skelbiama, kad 2025 m. prad\u017eioje nauj\u0173 paskol\u0173 su fiksuotosiomis pal\u016bkan\u0173 normomis dalis sudar\u0117 vidutini\u0161kai 1,5 proc., o \u0161i\u0173 met\u0173 pirm\u0105j\u012f ketvirt\u012f ji jau siek\u0117 10 proc.<\/p>\n","protected":false},"excerpt":{"rendered":"Skelbiama, kad per vis\u0105 laikotarp\u012f s\u0105lygas pasigerino daugiau nei 45 t\u016bkst. gyventoj\u0173, persitart\u0173 ir refinansuot\u0173 paskol\u0173 vert\u0117 siekia…\n","protected":false},"author":2,"featured_media":188427,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[17],"tags":[81,8918,37,39,36,38,40,1473,46],"class_list":["post-188426","post","type-post","status-publish","format-standard","has-post-thumbnail","category-verslas","tag-business","tag-busto-paskola","tag-lietuva","tag-lietuviu","tag-lithuania","tag-lithuanian","tag-lt","tag-paskolos","tag-verslas"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lt\/116645788682592605","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/188426","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/comments?post=188426"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/188426\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media\/188427"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media?parent=188426"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/categories?post=188426"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/tags?post=188426"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}