{"id":26932,"date":"2025-10-28T07:21:14","date_gmt":"2025-10-28T07:21:14","guid":{"rendered":"https:\/\/www.europesays.com\/lt\/26932\/"},"modified":"2025-10-28T07:21:14","modified_gmt":"2025-10-28T07:21:14","slug":"pinigai-i-saskaita-atkeliavo-is-nezinomo-siuntejo-ka-daryti-kad-neikliutumete-sukciams","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lt\/26932\/","title":{"rendered":"Pinigai \u012f s\u0105skait\u0105 atkeliavo i\u0161 ne\u017einomo siunt\u0117jo \u2013 k\u0105 daryti, kad ne\u012fkli\u016btum\u0117te suk\u010diams"},"content":{"rendered":"<p>Pastaruoju metu vis daugiau \u017emoni\u0173 gauna netik\u0117tus pinig\u0173 pavedimus i\u0161 ne\u017einom\u0173 siunt\u0117j\u0173, po kuri\u0173 seka pra\u0161ymai gr\u0105\u017einti l\u0117\u0161as \u2013 tai gali b\u016bti klaida, bet da\u017eniau slepia suk\u010diavimo schem\u0105, kuria siekiama prieigos prie j\u016bs\u0173 kortel\u0117s duomen\u0173 ar net didesni\u0173 sum\u0173 i\u0161viliojimo. \u0160iame straipsnyje paai\u0161kiname, kaip veikia tokie triukai, kokios rizikos kyla.<\/p>\n<p>Suk\u010diavimo schema: kaip prasideda ir kod\u0117l ji pavojinga<\/p>\n<p>Paprastai viskas prasideda nuo nedidelio pavedimo \u2013 10\u201350 eur\u0173 \u2013 i\u0161 ne\u017einomo siunt\u0117jo. Po keli\u0173 valand\u0173 ar dien\u0173 ateina \u017einut\u0117 per \u201eMessenger\u201c, SMS ar skambutis: \u201eAtsipra\u0161au, per klaid\u0105 perved\u017eiau ne jums, gr\u0105\u017einkite \u012f \u0161i\u0105 s\u0105skait\u0105\u201c. Kartais pridedama nuoroda \u012f netikr\u0105 banko puslap\u012f, kur pra\u0161oma \u012fvesti kortel\u0117s duomenis \u201egr\u0105\u017einimui\u201c. Tai klasikinis suk\u010diavimo b\u016bdas: siunt\u0117jas gali b\u016bti suk\u010dius, kuris v\u0117liau teigs, kad pinigai buvo i\u0161si\u0173sti klaidingai, ir pareikalaus gr\u0105\u017einti dar kart\u0105, o j\u016bs liksite be l\u0117\u0161\u0173.<\/p>\n<p>Kita variacija \u2013 pavedimas i\u0161 abejotinos schemos (pvz., pinig\u0173 plovimo), kur j\u016bs\u0173 gr\u0105\u017einimas tampa dalimi grandin\u0117s. Jei gr\u0105\u017einsite tiesiogiai, ne per bank\u0105, situacija taps neai\u0161ki: suk\u010dius gali paneigti gav\u0119s pinigus, o bankas u\u017e\u0161aldys j\u016bs\u0173 s\u0105skait\u0105 tyrimui. Rizika dvejopa: prarasti pinigus ir susidurti su teis\u0117sauga, jei pavedimas \u012ftariamas suk\u010diavimu.<\/p>\n<p><a href=\"https:\/\/www.europesays.com\/lt\/wp-content\/uploads\/2025\/10\/Greiti-pervedimai-Europoje.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-100284\" src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" alt=\"Greiti pervedimai Europoje\" width=\"1200\" height=\"800\" data-lazy-src=\"https:\/\/www.europesays.com\/lt\/wp-content\/uploads\/2025\/10\/Greiti-pervedimai-Europoje.jpg\"\/><\/a><\/p>\n<p>Rizikos: klaidos, kurios kainuoja brangiai<\/p>\n<ul>\n<li>Finansiniai nuostoliai: Gr\u0105\u017ein\u0119 pinigus, galite likti be j\u0173, jei siunt\u0117jas v\u0117liau pareikalaus dar kart\u0105 (\u201ene tas gav\u0117jas\u201c).<\/li>\n<li>S\u0105skaitos \u0161aldymas: Bankas, pasteb\u0117j\u0119s \u012ftartin\u0105 veikl\u0105, gali laikinai u\u017eblokuoti l\u0117\u0161as \u2013 iki keli\u0173 savai\u010di\u0173, kol tiria.<\/li>\n<li>Duomen\u0173 vagyst\u0117: Nuoroda \u012f \u201ebanko puslap\u012f\u201c \u2013 phishingas: \u012fvedus duomenis, suk\u010diai gauna prieig\u0105 prie kortel\u0117s, PIN ar app.<\/li>\n<li>Teisin\u0117s pasekm\u0117s: Jei pavedimas i\u0161 suk\u010diavimo schemos, j\u016bs\u0173 gr\u0105\u017einimas gali b\u016bti traktuojamas kaip dalyvavimas \u2013 retai, bet \u012fmanoma.<\/li>\n<\/ul>\n<p>Lietuvoje 2024 m. suk\u010diavimo aukos prarado milijonus eur\u0173 \u2013 daugelis d\u0117l pana\u0161i\u0173 schem\u0173.<\/p>\n<p>K\u0105 daryti teisingai: \u017eingsniai saugiai situacijai i\u0161spr\u0119sti<\/p>\n<ol>\n<li>Neskub\u0117kite gr\u0105\u017einti: Ignoruokite \u017einutes ar skambu\u010dius \u2013 nespauskite nuorod\u0173, nesi\u0173skite pinig\u0173.<\/li>\n<li>Susisiekite su banku: Skambinkite klient\u0173 aptarnavimui ar eikite \u012f skyri\u0173. Pateikite pavedimo detales \u2013 bankas patikrins siunt\u0117j\u0105 ir prad\u0117s gr\u0105\u017einimo proced\u016br\u0105, jei tai klaida. Tai nemokama ir saugu.<\/li>\n<li>Saugokite \u012frodymus: I\u0161saugokite pavedimo i\u0161ra\u0161\u0105, \u017einutes ir skambu\u010di\u0173 \u012fra\u0161us \u2013 jei suk\u010diavimas, prane\u0161kite policijai.<\/li>\n<li>Jei gr\u0105\u017einti reikia: Darykite tik per bank\u0105 \u2013 jie perves atgal originaliam siunt\u0117jui, ne \u012f \u201enauj\u0105 s\u0105skait\u0105\u201c.<\/li>\n<\/ol>\n<p>Bankai patvirtina: tik jie gali saugiai gr\u0105\u017einti klaidingus pavedimus.<\/p>\n<p>Vienas neteisingas pavedimas \u2013 ne pabaiga, bet klaidingas gr\u0105\u017einimas gali kainuoti brangiai. Susisiekite su banku, saugokite duomenis ir venkite nuorod\u0173 \u2013 taip apsaugosite save nuo suk\u010di\u0173. J\u016bs\u0173 pinigai nusipelno budrumo \u2013 prad\u0117kite nuo i\u0161ra\u0161o patikros.<\/p>\n","protected":false},"excerpt":{"rendered":"Pastaruoju metu vis daugiau \u017emoni\u0173 gauna netik\u0117tus pinig\u0173 pavedimus i\u0161 ne\u017einom\u0173 siunt\u0117j\u0173, po kuri\u0173 seka pra\u0161ymai gr\u0105\u017einti l\u0117\u0161as&hellip;\n","protected":false},"author":2,"featured_media":26933,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[25,30,31,34,35,24,32,33,37,39,36,38,40,23,22,28,29,26,27],"class_list":{"0":"post-26932","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-lietuva","8":"tag-antrastes","9":"tag-breaking-news","10":"tag-breakingnews","11":"tag-featured-news","12":"tag-featurednews","13":"tag-headlines","14":"tag-latest-news","15":"tag-latestnews","16":"tag-lietuva","17":"tag-lietuviu","18":"tag-lithuania","19":"tag-lithuanian","20":"tag-lt","21":"tag-naujienos","22":"tag-news","23":"tag-populiariausios-naujienos","24":"tag-populiariausiosnaujienos","25":"tag-top-stories","26":"tag-topstories"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lt\/115450588892376615","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/26932","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/comments?post=26932"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/26932\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media\/26933"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media?parent=26932"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/categories?post=26932"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/tags?post=26932"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}