Pakeitus \u012fstatym\u0105, Lietuvoje veikiantys bankai tur\u0117s i\u0161 naujo \u012fvertinti, kurioms finans\u0173 paslaugoms nuo kit\u0173 met\u0173 taikys prid\u0117tin\u0117s vert\u0117s mokest\u012f (PVM). D\u0117l art\u0117jan\u010di\u0173 pasikeitim\u0173 SEB ir \u201eArtea\u201c bankai jau prane\u0161\u0117 kelsiantys dalies paslaug\u0173 \u012fkainius.<\/p>\n
Kaip skelbia Lietuvos bank\u0173 asociacija (LBA), kitais metais naikinamas dabar galiojantis PVM neapmokestinam\u0173 paslaug\u0173 s\u0105ra\u0161as.<\/p>\n
Tod\u0117l daliai jame apibr\u0117\u017et\u0173 finansini\u0173 paslaug\u0173, kurios vertinamos kaip technin\u0117s, fizin\u0117s ar administracin\u0117s, bus taikomas \u012fprastas PVM apmokestinimo re\u017eimas.<\/p>\n
Kaip antradien\u012f klientams prane\u0161\u0117 SEB, dalis banko \u012fkaini\u0173 bus keliama, nes kai kurioms paslaugoms bus prad\u0117tas taikyti 21 proc. PVM tarifas.\u00a0<\/p>\n
\u201e\u0160ie pasikeitimai apims kai kurias administracines, technines ir pana\u0161ias paslaugas, kurios n\u0117ra tiesiogiai<\/p>\n
susijusios su finansin\u0117mis paslaugomis\u201c, \u2013 lai\u0161ke klientams ra\u0161o SEB bankas.<\/p>\n
Tuo metu bankas \u201eLuminor\u201c Eltai nurod\u0117 \u0161iuo metu dar analizuojantis, kokius banko \u012fkainius gali tekti keisti d\u0117l naujojo teisinio reguliavimo.<\/p>\n
\u201eAnalizuojame \u012fvairius variantus d\u0117l PVM \u012ftakos kainynui. Kaip visada esant bet kokiems klientams teikiam\u0173 paslaug\u0173 s\u0105lyg\u0173 ar \u012fkaini\u0173 poky\u010diams, klientus apie tai informuosime i\u0161 anksto pagal sutartyse apibr\u0117\u017etus\u00a0reikalavimus\u201c, \u2013 teig\u0117 banko atstov\u0117 Birut\u0117 Eitmonait\u0117.<\/p>\n
Kaip Eltai nurod\u0117 \u201eArtea\u201c Produkt\u0173 vystymo departamento direktor\u0117 Goda Butkien\u0117, kitais metas brangs tos banko paslaugos, kurioms naikinama PVM lengvata.<\/p>\n
\u201ePrie administracinio, techninio ar kito ne finansinio pob\u016bd\u017eio paslaug\u0173, toki\u0173 kaip i\u0161ra\u0161ai, inkasacija, dokument\u0173 patvirtinimas, \u012fvairios pa\u017eymos ir pana\u0161iai, bus prid\u0117tas 21 proc. PVM\u201c, \u2013 teig\u0117 ji.<\/p>\n
Bankas neketina keisti kasdieni\u0173 finansini\u0173 paslaug\u0173 \u012fkaini\u0173 \u2013 pavyzd\u017eiui, banko korteli\u0173, paslaug\u0173 plan\u0173, mok\u0117jimo s\u0105skait\u0173, paskol\u0173, ind\u0117li\u0173 administravimo, vertybini\u0173 popieri\u0173 tvarkymo paslaug\u0173.<\/p>\n
\u201eArtea\u201c neplanuoja artimiausiu metu klientams pateikti detal\u0173 brangsian\u010di\u0173 paslaug\u0173 s\u0105ra\u0161\u0105 bei tiksli\u0105 dat\u0105, nuo kada \u012fkainiai keisis.<\/p>\n
SEB klientams brangsta kasdien\u0117s paslaugos, mok\u0117jimo korteli\u0173 siuntimas<\/p>\n
Kaip klientams prane\u0161\u0117 SEB, kit\u0105met nesikeis \u012fkainiai banko s\u0105skaitoms ir paslaug\u0173 planams, pinig\u0173 pervedimams, paskol\u0173 teikimui ir j\u0173 prie\u017ei\u016brai, ind\u0117li\u0173 pri\u0117mimui ir tvarkymui, sandoriams d\u0117l vertybini\u0173 popieri\u0173, i\u0161vestini\u0173 finansini\u0173 priemoni\u0173.<\/p>\n
Vis d\u0117lto nuo kit\u0173 met\u0173 sausio did\u0117s kai kuri\u0173 kasdieni\u0173 banko paslaug\u0173 \u012fkainiai.\u00a0<\/p>\n
Skai\u010diuojant su PVM, 1,05 euro kyla kliento nurodyto laikotarpio banko s\u0105skaitos i\u0161ra\u0161o parengimo paslaugos kaina \u2013 iki 6,05 eur\u0173, taip pat i\u0161ra\u0161o siuntimas pa\u0161tu Lietuvoje (augs iki 1,75 euro, dabar \u2013 1,45 euro) ir u\u017esienyje (augs iki 7,01 euro, dabar \u2013 5,79 euro).<\/p>\n
Taip pat brangs mok\u0117jimo korteli\u0173 siuntimo paslaugos \u2013 kortel\u0117s siuntimas pa\u0161tu Lietuvoje kainuos 2,42 euro (dabar 2 eurus), \u012f u\u017esien\u012f \u2013 12,10 eur\u0173 (dabar \u2013 10 eur\u0173).<\/p>\n
Kortel\u0117s siuntimas \u012f pa\u0161tomat\u0105 kainuos 3,39 eur\u0173 (2,80 eur\u0173), jos i\u0161davimas SEB banko skyriuje \u2013 6,06 eur\u0173 (5 eurus).<\/p>\n
Did\u0117s ir investavimo paslaug\u0173 \u012fkainiai \u2013 brangs pa\u017eyma apie u\u017esienio valstybei sumok\u0117tus mokes\u010dius \u2013 iki 18,15 eur\u0173 (15 eur\u0173). Taip pat did\u0117s u\u017esienio valstybei sumok\u0117t\u0173 mokes\u010di\u0173 susigr\u0105\u017einimo \u012fkainiai \u2013 iki 72,6 eur\u0173 (dabar \u2013 60 eur\u0173). Prie \u0161i\u0173 \u012fkaini\u0173 taip pat pridedami kitos \u0161alies mokes\u010diai.<\/p>\n
Did\u0117ja ir kiti \u012fkainiai \u2013 kliento rekvizit\u0173 patvirtinimas (nuo 5 iki 6,05 eur\u0173), banko patvirtinimo apie pinig\u0173 pervedim\u0105 parengimas (nuo 10 iki 12,1 eur\u0173), \u012fvairi\u0173 pa\u017eym\u0173 parengimas.<\/p>\n
Tipin\u0117s pa\u017eymos apie banko s\u0105skait\u0173 liku\u010dius, buvim\u0105 banko klientu, s\u0105skait\u0173 u\u017edarym\u0105 \u012fkainis kyla nuo 10 iki 12,1 eur\u0173, netipin\u0117s pa\u017eymos apie terminuotuosius ind\u0117lius, vertybinius popierius, apribojimus ar \u012fsipareigojimus \u2013 nuo 30 iki 36,3 eur\u0173.<\/p>\n
Tarp elektronin\u0117s bankininkyst\u0117s paslaug\u0173 brangsta slapta\u017eod\u017ei\u0173 generatoriaus siuntimas \u012f u\u017esien\u012f \u2013 nuo 26,07 iki 31,54 eur\u0173.<\/p>\n
Pagal dabartin\u012f \u012fstatym\u0105, s\u0105ra\u0161\u0105 finansini\u0173 paslaug\u0173, kurioms taikoma PVM lengvata, \u012fsakymu nustato finans\u0173 ministras.<\/p>\n
\u0160iuo metu \u0161alies finans\u0173 \u012fstaigos vadovaujasi 2002-aisiais patvirtintu PVM neapmokestinam\u0173 paslaug\u0173 s\u0105ra\u0161u, kuris paskutin\u012f kart\u0105 buvo atnaujintas 2004 m.<\/p>\n
PVM pakeitimai nepalies paskol\u0173, garantij\u0173 ir su jomis susijusi\u0173 finansini\u0173 paslaug\u0173, bus apmokestinama dalis su atsiskaitymais, valiut\u0173 ir vertybini\u0173 popieri\u0173 sandoriais susijusi\u0173 paslaug\u0173.<\/p>\n
\u016ala Klima\u0161evska (ELTA)<\/p>\n","protected":false},"excerpt":{"rendered":"Pakeitus \u012fstatym\u0105, Lietuvoje veikiantys bankai tur\u0117s i\u0161 naujo \u012fvertinti, kurioms finans\u0173 paslaugoms nuo kit\u0173 met\u0173 taikys prid\u0117tin\u0117s vert\u0117s…\n","protected":false},"author":2,"featured_media":27710,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[25,8208,30,31,34,35,24,32,33,37,39,36,38,40,65,23,22,28,29,2058,26,27],"class_list":{"0":"post-27709","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-antrastes","8":"tag-antrastes","9":"tag-artea","10":"tag-breaking-news","11":"tag-breakingnews","12":"tag-featured-news","13":"tag-featurednews","14":"tag-headlines","15":"tag-latest-news","16":"tag-latestnews","17":"tag-lietuva","18":"tag-lietuviu","19":"tag-lithuania","20":"tag-lithuanian","21":"tag-lt","22":"tag-naujiena","23":"tag-naujienos","24":"tag-news","25":"tag-populiariausios-naujienos","26":"tag-populiariausiosnaujienos","27":"tag-seb-bankas","28":"tag-top-stories","29":"tag-topstories"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lt\/115456361296882977","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/27709","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/comments?post=27709"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/27709\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media\/27710"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media?parent=27709"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/categories?post=27709"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/tags?post=27709"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}