{"id":31452,"date":"2025-11-03T11:51:07","date_gmt":"2025-11-03T11:51:07","guid":{"rendered":"https:\/\/www.europesays.com\/lt\/31452\/"},"modified":"2025-11-03T11:51:07","modified_gmt":"2025-11-03T11:51:07","slug":"tyrimas-atskleide-kokia-suma-sukaupe-lietuviai-i-pensija-iseitu-jau-siandien-verslas","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lt\/31452\/","title":{"rendered":"Tyrimas atskleid\u0117, koki\u0105 sum\u0105 sukaup\u0119 lietuviai \u012f pensij\u0105 i\u0161eit\u0173 jau \u0161iandien | Verslas"},"content":{"rendered":"<p style=\"text-align:justify\">\u201eMatome tendencij\u0105, kad \u017emon\u0117s vis labiau galvoja apie savo finansin\u0119 ateit\u012f. \u0160\u012f tyrim\u0105 atliekame jau kelet\u0105 met\u0173 i\u0161 eil\u0117s ir pastaruosius trejus metus stabiliai daug\u0117ja respondent\u0173, kurie \u017eino, kiek nor\u0117t\u0173 sukaupti pensijai. Be to, \u0161iemet pastebimai i\u0161augo norin\u010di\u0173j\u0173 sukaupti daugiau nei 300 t\u016bkst. eur\u0173 dalis, o variantus iki 100 t\u016bkst. eur\u0173 rinkosi ma\u017eesnis respondent\u0173 kiekis\u201c, \u2013 sako Tadas Gudaitis, \u201eSwedbank investicij\u0173 valdymo\u201c direktorius.<\/p>\n<p style=\"text-align:justify\">Tyrimas rodo, kad norin\u010di\u0173 sukaupti daugiau nei 300 t\u016bkst. eur\u0173 gyventoj\u0173 skai\u010dius per metus i\u0161augo 5 proc. punktais iki 24 proc. \u2013 \u0161i\u0105 sum\u0105 nurod\u0117 did\u017eiausia dalis respondent\u0173. Tuo metu 25\u201350 t\u016bkst. eur\u0173 r\u0117\u017e\u012f rinkosi 5 proc. punktais ma\u017eiau apklaust\u0173j\u0173 \u2013 12 procent\u0173.<\/p>\n<p style=\"text-align:justify\">Kiti r\u0117\u017eiai per metus reik\u0161mingai nepasikeit\u0117: 5 proc. nurod\u0117, kad jiems pakakt\u0173 papildomai sukaupti iki 25 t\u016bkst. eur\u0173, 12 proc. \u2013 25\u201350 t\u016bkst. eur\u0173, 16 proc. \u2013 101\u2013200 t\u016bkst. eur\u0173, 12 proc. \u2013 201\u2013300 t\u016bkst. eur\u0173, o 17 proc. negal\u0117jo nurodyti konkre\u010dios sumos.<\/p>\n<p>  Did\u017eiausios pagalv\u0117s nori jaunimas <\/p>\n<p style=\"text-align:justify\">Didesn\u0119 nei 300 t\u016bkst. eur\u0173 rib\u0105 da\u017eniausiai rinkosi 18-25 met\u0173 respondentai, didmies\u010di\u0173 gyventojai.<\/p>\n<p style=\"text-align:justify\">\u201eToks pasirinkimas nestebina. Nors 300 t\u016bkst. eur\u0173 laiptelis \u0161iandien atrodo kaip itin didel\u0117 suma, j\u012f jaunam \u017emogui nesunkiai galima pasiekti kaupiant antroje pensij\u0173 pakopoje did\u017ei\u0105j\u0105 darbingo am\u017eiaus dal\u012f, u\u017edirbant vidutin\u012f darbo u\u017emokest\u012f\u201c, \u2013 teigia T.Gudaitis.<\/p>\n<p style=\"text-align:justify\">Pavyzd\u017eiui, jei 25 m. gyventojas antroje pensij\u0173 pakopoje dalyvauja nuo 2021 m., u\u017edirba 2000 eur\u0173, jis \u0161iandien turi sukaup\u0119s apie 5000 eur\u0173. Kaupiant likusius 40 met\u0173 iki pensijos, sukaupta suma pasieks apie 318 t\u016bkst. eur\u0173 (darant prielaid\u0105, kad atlygis kasmet augs 3,7 proc., o fondas generuos 5,3 proc. metin\u0119 gr\u0105\u017e\u0105).<\/p>\n<p style=\"text-align:justify\">\u201e\u0160i suma ateityje gali tapti 10\u201315 proc. priedu prie senatv\u0117s pensijos. Norint u\u017esitikrinti or\u0173 gyvenim\u0105 sulaukus senatv\u0117s, gyventojai tur\u0117t\u0173 gauti 70\u201380 proc. ankstesni\u0173 pajam\u0173 sudaran\u010di\u0105 pensij\u0105. Norint pasiekti \u0161i\u0105 pajam\u0173 norm\u0105, reik\u0117t\u0173 apsvarstyti ir kaupimo su darbdaviu III pakopoje ar papildomo investavimo galimybes\u201c, \u2013 sako T.Gudaitis.<\/p>\n","protected":false},"excerpt":{"rendered":"\u201eMatome tendencij\u0105, kad \u017emon\u0117s vis labiau galvoja apie savo finansin\u0119 ateit\u012f. \u0160\u012f tyrim\u0105 atliekame jau kelet\u0105 met\u0173 i\u0161&hellip;\n","protected":false},"author":2,"featured_media":31453,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[25,30,31,34,35,24,32,33,37,39,36,38,40,23,22,28,29,26,27],"class_list":{"0":"post-31452","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-lietuva","8":"tag-antrastes","9":"tag-breaking-news","10":"tag-breakingnews","11":"tag-featured-news","12":"tag-featurednews","13":"tag-headlines","14":"tag-latest-news","15":"tag-latestnews","16":"tag-lietuva","17":"tag-lietuviu","18":"tag-lithuania","19":"tag-lithuanian","20":"tag-lt","21":"tag-naujienos","22":"tag-news","23":"tag-populiariausios-naujienos","24":"tag-populiariausiosnaujienos","25":"tag-top-stories","26":"tag-topstories"},"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/31452","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/comments?post=31452"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/31452\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media\/31453"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media?parent=31452"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/categories?post=31452"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/tags?post=31452"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}