{"id":33886,"date":"2025-11-06T11:34:23","date_gmt":"2025-11-06T11:34:23","guid":{"rendered":"https:\/\/www.europesays.com\/lt\/33886\/"},"modified":"2025-11-06T11:34:23","modified_gmt":"2025-11-06T11:34:23","slug":"nieko-jus-ka-sumokejote-neatgausite-77-lt","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lt\/33886\/","title":{"rendered":"\u201eNieko j\u016bs, k\u0105 sumok\u0117jote, neatgausite\u201c \u2013 77.lt"},"content":{"rendered":"<p>                            <img fetchpriority=\"high\" width=\"3200\" height=\"1726\" src=\"https:\/\/www.europesays.com\/lt\/wp-content\/uploads\/2025\/11\/8ba6649a-9fa3-4418-abb2-57b9656b93e0.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" decoding=\"async\"  \/><br \/>\n                                                    Mokes\u010diai. Jakub \u017berdzicki\/Unsplash nuotrauka<\/p>\n<p>        Gyventojai \u0161okiruoti: 20 met\u0173 kaup\u0119 pinigus II-oje pakopoje gaus vos kiek daugiau nei t\u016bkstant\u012f<\/p>\n<p>Art\u0117jant lemtingai galimybei atsiimti dal\u012f savo II-oje pensij\u0173 pakopoje sukaupt\u0173 l\u0117\u0161\u0173, jau dabar gyventojai netveria pyk\u010diu \u2013 pasi\u017ei\u016br\u0117j\u0119 rezultatus ir pamat\u0119 reali\u0105 sum\u0105, kuri\u0105 gal\u0117t\u0173 atgauti \u012f savo banko s\u0105skait\u0105, be u\u017euolank\u0173 r\u0117\u017eia \u2013 tai \u2013 am\u017eiaus afera.<\/p>\n<p>Ger\u0173 \u017eod\u017ei\u0173 kaupimui II-oje pensij\u0173 pakopoje netur\u0117jo ir Kaune gyvenanti Regina, kuri \u0161iame pensij\u0173 fonde, kur\u012f valdo UAB \u201eSwedbank investicij\u0173 valdymas\u201c kaup\u0117 jau nuo 2004 met\u0173, kas yra daugiau nei dvide\u0161imtmetis. Per\u017evelgus sukauptus rezultatus, lentel\u0117je Regina tvirtino pama\u010diusi \u012f jos turim\u0105 s\u0105skait\u0105 pensij\u0173 fonde pervestus 7 422,01 eurus.<\/p>\n<p>Nurodoma, kad i\u0161 \u0161ios sumos 5 007,57 eurai buvo Sodros \u012fmok\u0173 dalis, skatinam\u0173j\u0173 \u012fmok\u0173 i\u0161 valstyb\u0117s biud\u017eeto dalis \u2013 683,24 Eur, o pa\u010dios gyventojos \u012fmok\u0173 suma es\u0105 tesudaro 1 731,20 Eur.<\/p>\n<p>Kaip pati Regina teig\u0117, tai rei\u0161kia, kad daugiau nei 20 met\u0173 kaupusi II-oje pensij\u0173 pakopoje ji gal\u0117s atsiimti tik juoking\u0105 sum\u0105, kuri\u0105 sumok\u0117jusi pati \u2013 1 731,20 eurus.<\/p>\n<p>\u201eTuo tarpu bankas u\u017edirbo dvigubai. Nuo algos mok\u0117jau daugiau nei 300 lit\u0173 kas m\u0117nes\u012f, o dabar, taip gaunasi, kad euras net pigesnis u\u017e lit\u0105. O indeksacija?\u201c \u2013 pyk\u010diu netv\u0117r\u0117 gyventoja.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" width=\"1500\" height=\"1000\" src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" alt=\"\" class=\"wp-image-108738\" data-lazy- data-lazy- data-lazy-src=\"https:\/\/www.europesays.com\/lt\/wp-content\/uploads\/2025\/11\/bb23dad7-9316-4cc2-a292-75626eb3d6c1-1500x1000.jpg\"\/>Gyventoja piktinasi, kad tiek met\u0173 kauptos l\u0117\u0161os nukeliaus \u201ev\u0117jais\u201c. Ignat Kushanrev \/ Unsplash nuotraukaPateik\u0117 skai\u010diuokl\u0119: kiek realu atsiimti?<\/p>\n<p>Tuo tarpu \u201eArtea\u201c bankas pateik\u0117 skai\u010diuokl\u0119, kurioje gyventojai pagal savo \u012fvestus duomenis gali pamatyti, kiek realu atgauti nutraukus kaupim\u0105 II-oje pensij\u0173 pakopoje. <\/p>\n<p>\u0160tai atveju, kai II-oje pakopoje sukaupta suma bendrai siekia 7 400 eurus, Sodros \u012fmok\u0173 dalis sudaro 5 000 eur\u0173, skatinam\u0173j\u0173 \u012fmok\u0173 i\u0161 valstyb\u0117s biud\u017eeto suma \u2013 700 eur\u0173 bei asmenini\u0173 \u012fmok\u0173 suma \u2013 1 700 eurai, i\u0161moka kaupian\u010diajam, atskai\u010dius administracin\u012f mokest\u012f, sudaryt\u0173 1 700 eurus, o atsiimant 25% \u2013 1 6479 eurus.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"1393\" height=\"449\" src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" alt=\"\" class=\"wp-image-125572\" data-lazy- data-lazy- data-lazy-src=\"https:\/\/www.europesays.com\/lt\/wp-content\/uploads\/2025\/11\/f678f31a-af80-4c8a-90b0-bc934d41820b.png\"\/>\u201eArtea\u201c banko pateikta pensij\u0173 fondo skai\u010diuokl\u0117. Ekrano nuotraukaAtsi\u0117mus l\u0117\u0161as i\u0161 fond\u0173 valstyb\u0117 gaus beveik 2 mlrd. eur\u0173<\/p>\n<p>Gyventoj\u0173 sprendimas laisvai trauktis sukauptas antrosios pensij\u0173 pakopos l\u0117\u0161as kit\u0105met gali tapti tikru biud\u017eeto \u201eboosteriu\u201c. Finans\u0173 ministerija prognozuoja, kad valstyb\u0117 surinks beveik 1,998 mlrd. eur\u0173 daugiau mokes\u010di\u0173 nei \u0161iemet<a href=\"#ref-1\">[1]<\/a>.<\/p>\n<p>Dalis \u0161ios sumos \u2013 beveik 100 mln. eur\u0173 \u2013 atsiras i\u0161 PVM, kai gyventojai i\u0161 pensij\u0173 fond\u0173 ims pinigus. GPM pajamos augs 809,6 mln. eur\u0173, pelno mokes\u010dio \u2013 454 mln. eur\u0173, o akciz\u0173 \u2013 172 mln. eur\u0173. Ekspertai teigia, kad tai bus trumpalaikis vartojimo impulsas: prad\u017eioje pinigai bus leid\u017eiami aktyviau, ta\u010diau v\u0117liau vartojimas gali l\u0117t\u0117ti.<\/p>\n<p>Pagal reform\u0105, kuri\u0105 Seimas pri\u0117m\u0117 bir\u017eel\u012f, gyventojai dvejus metus gal\u0117s pasirinkti: trauktis l\u0117\u0161as arba toliau kaupti 3 proc. m\u0117nesio \u012fmok\u0105 nuo atlyginimo. L\u0117\u0161as galima i\u0161siimti dalimis (iki 25 proc.) arba vis\u0105 sum\u0105, jei sukaupta iki pus\u0117s privalomo anuiteto sumos arba iki pensijos liko ma\u017eiau nei penkeri metai. Be to, numatytos i\u0161imtys be mokes\u010di\u0173 \u2013 liga, dalyvumo netekimas ar paliatyvi pagalba.<\/p>\n<p>Spalio prad\u017eioje LIPFA prane\u0161\u0117, kad gyventoj\u0173 sukauptas turtas antrosios pakopos fonduose jau vir\u0161ijo 10 mlrd. eur\u0173. Reformos poveikis tur\u0117t\u0173 paskatinti vartojim\u0105, ta\u010diau ilgalaik\u0117 ekonomikos nauda priklausys nuo to, kaip \u017emon\u0117s naudosis sukauptomis l\u0117\u0161omis.<\/p>\n","protected":false},"excerpt":{"rendered":"Mokes\u010diai. Jakub \u017berdzicki\/Unsplash nuotrauka Gyventojai \u0161okiruoti: 20 met\u0173 kaup\u0119 pinigus II-oje pakopoje gaus vos kiek daugiau nei t\u016bkstant\u012f&hellip;\n","protected":false},"author":2,"featured_media":33887,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[25,30,31,34,35,24,32,33,37,39,36,38,40,23,22,28,29,26,27],"class_list":{"0":"post-33886","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-antrastes","8":"tag-antrastes","9":"tag-breaking-news","10":"tag-breakingnews","11":"tag-featured-news","12":"tag-featurednews","13":"tag-headlines","14":"tag-latest-news","15":"tag-latestnews","16":"tag-lietuva","17":"tag-lietuviu","18":"tag-lithuania","19":"tag-lithuanian","20":"tag-lt","21":"tag-naujienos","22":"tag-news","23":"tag-populiariausios-naujienos","24":"tag-populiariausiosnaujienos","25":"tag-top-stories","26":"tag-topstories"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lt\/115502544681802918","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/33886","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/comments?post=33886"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/33886\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media\/33887"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media?parent=33886"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/categories?post=33886"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/tags?post=33886"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}