{"id":46356,"date":"2025-11-23T20:17:14","date_gmt":"2025-11-23T20:17:14","guid":{"rendered":"https:\/\/www.europesays.com\/lt\/46356\/"},"modified":"2025-11-23T20:17:14","modified_gmt":"2025-11-23T20:17:14","slug":"vilnietis-mane-kad-turi-galiojanti-draudima-po-avarijos-isgirdo-sokiruojanti-sprendima","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lt\/46356\/","title":{"rendered":"Vilnietis man\u0117, kad turi galiojant\u012f draudim\u0105 \u2013 po avarijos i\u0161girdo \u0161okiruojant\u012f sprendim\u0105"},"content":{"rendered":"\n

Taip nutiko vilnie\u010diui Erikui, kuris padar\u0117 avarij\u0105, o tada paai\u0161k\u0117jo, jog jis neatitinka draudimo sutartyje \u012fra\u0161ytos 10 met\u0173 vairavimo sta\u017eo s\u0105lygos.<\/p>\n

Tod\u0117l draudikai teisme prisiteis\u0117 dal\u012f per avarij\u0105 padarytos \u017ealos b\u016btent i\u0161 vairuotojo, kuris neinformavo j\u0173 apie \u012fsigyt\u0105 automobil\u012f \u201ePeugeot\u201c ir nepasitikrino ar atitinka visas kitam vairuotojui draudik\u0173 nustatytas s\u0105lygas.<\/p>\n

Kiek daugiau kaip 500 eur\u0173 draudimo bendrovei priteis\u0119s teismas konstatavo, kad Erikas, \u012fsigij\u0119s automobil\u012f ir naudodamasis ankstesnio savininko draudimu, ne\u012fvykd\u0117 pareigos informuoti draudik\u0105 apie esam\u0105 situacij\u0105.<\/p>\n

Automobil\u012f \u012fsigijo su galiojan\u010diu draudimu <\/p>\n

Bylos duomenimis, tre\u010diasis asmuo Andrius su draudimo bendrove sudar\u0117 transporto<\/a> priemoni\u0173 valdytoj\u0173 civilin\u0117s atsakomyb\u0117s privalomojo draudimo sutart\u012f, kuria buvo apdrausta automobilio \u201ePeugeot 407\u201c civilin\u0117 atsakomyb\u0117.<\/p>\n

Svarbi sutarties s\u0105lyga \u2013 automobiliu turi naudotis asmuo, turintis ne trumpesn\u012f kaip 10 met\u0173 vairavimo sta\u017e\u0105.<\/p>\n

\"Policija <\/a> <\/p>\n

Taip pat numatyta, kad pasikeitus rizik\u0105 lemian\u010dioms aplinkyb\u0117ms, pavyzd\u017eiui, savininkui ar naudotojui, draudikui turi b\u016bti nedelsiant apie tai prane\u0161ta ra\u0161tu.<\/p>\n

Kaip nustatyta, Andrius pirkimo\u2013pardavimo sutartimi \u201ePeugeot\u201c pardav\u0117 Erikui. T\u0105 pa\u010di\u0105 dien\u0105 \u201eRegitros\u201c sistemoje buvo u\u017eregistruotas transporto priemon\u0117s perleidimas naujam savininkui.<\/p>\n

Automobilio pardav\u0117jas nurod\u0117, kad civilin\u0117s atsakomyb\u0117s draudim\u0105 paliko pirk\u0117jui, o \u0161is per 14 dien\u0173 tur\u0117jo sutart\u012f susitvarkyti savo vardu.<\/p>\n

Ta\u010diau Erikas to nepadar\u0117. O netrukus Vilniuje, Nemen\u010din\u0117s plente, vairuodamas \u201ePeugeot 407\u201c, jis suk\u0117l\u0117 eismo \u012fvyk\u012f.<\/p>\n

D\u0117l jo kalt\u0117s buvo apgadintas automobilis \u201eVW Golf\u201c. Eismo \u012fvykio deklaracijoje b\u016btent Erikas \u012fvardytas kaltininku.<\/p>\n

Draudimo bendrov\u0117, remdamasi galiojusia sutartimi, nukent\u0117jusiam asmeniui i\u0161mok\u0117jo 1 t\u016bkst. eur\u0173 draudimo i\u0161mok\u0105.<\/p>\n

Tik po eismo \u012fvykio paai\u0161k\u0117jo, kad avarij\u0105 suk\u0117l\u0119s vairuotojas jau buvo tap\u0119s automobilio savininku ir neatitiko sutartyje numatyto 10 met\u0173 sta\u017eo reikalavimo.<\/p>\n

Taip pat byloje nustatyta, kad pagal jo gimimo dat\u0105 eismo \u012fvykio metu jis fizi\u0161kai negal\u0117jo tur\u0117ti 10 met\u0173 vairavimo sta\u017eo. \u0160i\u0173 aplinkybi\u0173 Erikas negin\u010dijo.<\/p>\n

Teismas primin\u0117, kad Transporto priemoni\u0173 valdytoj\u0173 civilin\u0117s atsakomyb\u0117s privalomojo draudimo \u012fstatymas numato ai\u0161ki\u0105 tvark\u0105: jei pasikei\u010dia apdraustos transporto priemon\u0117s savininkas ir jam perduodami dokumentai apie galiojan\u010di\u0105 draudimo sutart\u012f, naujajam savininkui pereina ir draud\u0117jo teis\u0117s bei pareigos.<\/p>\n

Toks savininkas privalo nedelsdamas, bet ne v\u0117liau kaip per 15 dien\u0173 nuo nuosavyb\u0117s teis\u0117s \u012fgijimo, ra\u0161tu prane\u0161ti draudikui apie transporto priemon\u0117s \u012fsigijim\u0105 ir pateikti savo duomenis.<\/p>\n

\"Policija <\/a> <\/p>\n

Tik taip draudikas gali tinkamai \u012fvertinti rizik\u0105 ir, jei reikia, pakeisti draudimo \u012fmok\u0105 ar s\u0105lygas. \u0160iuo atveju teismas konstatavo, kad Erikas, jau b\u016bdamas savininku, draudikui neprane\u0161\u0117, jog automobil\u012f per\u0117m\u0117 jis.<\/p>\n

Priteista puse i\u0161mok\u0117tos \u017ealos <\/p>\n

Atsi\u017evelg\u0119s \u012f \u012fstatymo ir sutarties nuostatas, teismas pripa\u017eino, kad draudikai turi reikalavimo teis\u0119 \u012f dal\u012f nukent\u0117jusiajam i\u0161mok\u0117tos \u017ealos.<\/p>\n

Draudimo taisykl\u0117s numato, jog pa\u017eeidus pareig\u0105 prane\u0161ti apie rizik\u0105 didinan\u010dias aplinkybes, draudikas gali reikalauti iki 50 procent\u0173 i\u0161mok\u0117tos draudimo i\u0161mokos.<\/p>\n

Teismas sutiko su ie\u0161kovo argumentais ir patenkino ie\u0161kin\u012f visi\u0161kai. I\u0161 Eriko priteisti 500 eurai \u017ealos atlyginimui.<\/p>\n

Teismo sprendimas per 30 dien\u0173 nuo jo pri\u0117mimo gali b\u016bti skund\u017eiamas Panev\u0117\u017eio apygardos teismui.<\/p>\n","protected":false},"excerpt":{"rendered":"Taip nutiko vilnie\u010diui Erikui, kuris padar\u0117 avarij\u0105, o tada paai\u0161k\u0117jo, jog jis neatitinka draudimo sutartyje \u012fra\u0161ytos 10 met\u0173…\n","protected":false},"author":2,"featured_media":46357,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[11880,25,30,31,57,43,34,35,55,48,24,54,51,49,50,32,33,37,39,36,38,40,45,23,22,44,28,29,53,42,56,47,26,27,41,46,58,52],"class_list":{"0":"post-46356","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-lietuva","8":"tag-2025-11-23-201500","9":"tag-antrastes","10":"tag-breaking-news","11":"tag-breakingnews","12":"tag-daiktai","13":"tag-dienos-kronika","14":"tag-featured-news","15":"tag-featurednews","16":"tag-gatves-tekstai","17":"tag-gyvenimas","18":"tag-headlines","19":"tag-interneto-pievos","20":"tag-keliones","21":"tag-kultura","22":"tag-laisvalaikis","23":"tag-latest-news","24":"tag-latestnews","25":"tag-lietuva","26":"tag-lietuviu","27":"tag-lithuania","28":"tag-lithuanian","29":"tag-lt","30":"tag-mokslas-ir-it","31":"tag-naujienos","32":"tag-news","33":"tag-pasaulis","34":"tag-populiariausios-naujienos","35":"tag-populiariausiosnaujienos","36":"tag-projektai","37":"tag-rinktiniai-tekstai","38":"tag-simtmecio-portalas","39":"tag-sportas","40":"tag-top-stories","41":"tag-topstories","42":"tag-tv3-lt","43":"tag-verslas","44":"tag-video","45":"tag-zaidimai"},"share_on_mastodon":{"url":"","error":"Validation failed: Text character limit of 500 exceeded"},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/46356","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/comments?post=46356"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/46356\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media\/46357"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media?parent=46356"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/categories?post=46356"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/tags?post=46356"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}