{"id":60828,"date":"2025-12-13T09:05:15","date_gmt":"2025-12-13T09:05:15","guid":{"rendered":"https:\/\/www.europesays.com\/lt\/60828\/"},"modified":"2025-12-13T09:05:15","modified_gmt":"2025-12-13T09:05:15","slug":"pensiju-priedai-lapkriti-lietuviams-papildomai-pridejo-po-78-eurus","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lt\/60828\/","title":{"rendered":"Pensij\u0173 priedai: lapkrit\u012f lietuviams papildomai prid\u0117jo po 78 eurus"},"content":{"rendered":"\n

\u201eSodra\u201c skai\u010diuoja, kad lapkri\u010dio pabaigoje pensij\u0173 anuitetus buvo \u012fsigij\u0119 4892\u00a0gyventojai.\u00a0<\/p>\n

Jiems mok\u0117t\u0173 standartini\u0173 anuitet\u0173 be paveld\u0117jimo galimyb\u0117s vidutin\u0117 i\u0161moka siek\u0117 78,05\u00a0euro, o su paveld\u0117jimu \u2013 66,5\u00a0euro.<\/p>\n

Did\u017eiausia m\u0117nesio i\u0161moka yra 364,74 euro, o ma\u017eiausia \u2013 9,51 euro.<\/p>\n

I\u0161 viso per lapkri\u010dio\u00a0m\u0117nes\u012f \u012f Pensij\u0173 anuitet\u0173 fond\u0105 (PAF) u\u017e \u012fsigytus pensij\u0173 anuitetus pervesta 0,72 mln. eur\u0173.<\/p>\n

Lapkrit\u012f fiksavo vir\u0161 50 t\u016bkst. eur\u0173 pelno <\/p>\n

Baigus kaupim\u0105, pensij\u0173 fond\u0173 valdymo bendrov\u0117s gyventoj\u0173 turt\u0105 parduoda, o pinigus perveda \u201eSodrai\u201c.<\/p>\n

Atskai\u010diusi 2,5 proc. nuo gautos sumos administravimo s\u0105naudoms, likusius pinigus ji deda \u012f PAF.<\/p>\n

I\u0161 jo kas m\u0117nes\u012f pensininkams ir yra mokami priedai prie pensij\u0173 \u2013 vadinamieji pensij\u0173 anuitetai.<\/p>\n

PAF\u00a0turtas, kurio vert\u0117 lapkri\u010do\u00a0pabaigoje buvo 76,9\u00a0mln. eur\u0173, yra paskirstytas \u012f tris portfelius arba \u201epuodus\u201c: likvidumo (vir\u0161 1,2\u00a0mln. eur\u0173), garantin\u012f (17 mln. eur\u0173) ir augimo (58,7\u00a0mln. eur\u0173).<\/p>\n

\"Gyventojai <\/a> <\/p>\n

Likvidumo portfelio tikslas \u2013 u\u017etikrinti l\u0117\u0161as pensij\u0173 anuitet\u0173 i\u0161mok\u0173 mok\u0117jimui trumpuoju laikotarpiu (6 m\u0117n.). Tad j\u012f sudaro l\u0117\u0161os, laikomos \u201eSodros\u201c s\u0105skaitose.<\/p>\n

Garantinio portfelio tikslas \u2013 u\u017etikrinti l\u0117\u0161as ilgesnio laikotarpio (5 m. ir ilgiau) pensij\u0173 anuitet\u0173 i\u0161mokoms, laikinai l\u0117\u0161as investuojant \u012f skolos vertybinius popierius ir terminuotuosius ind\u0117lius.<\/p>\n

Augimo portfelio investavimo tikslas \u2013 u\u017edirbti investicin\u0119 gr\u0105\u017e\u0105 kiekvienam pensij\u0173 anuitetui per laikotarp\u012f iki 20 met\u0173. Tad \u010dia l\u0117\u0161os investuojamos \u012f akcijas, investicinius fondus (indeksinius, prekiaujamus bir\u017eoje (ETF) ir kt.).<\/p>\n

Jeigu portfeli\u0173 turtas parduodamas brangiau, nei buvo pirktas, \u201eSodros\u201c valdomas fondas gauna peln\u0105, kur\u012f paskirsto anuitet\u0173 gav\u0117jams.<\/p>\n

Per lapkri\u010dio\u00a0m\u0117nes\u012f Augimo portfelyje pelno buvo realizuota\u00a0u\u017e daugiau nei 53 t\u016bkst. eur\u0173.<\/p>\n

\u0160is lapkritis \u2013 ne toks s\u0117kmingas, kaip tik\u0117tasi? <\/p>\n

\u201eSodra\u201c pabr\u0117\u017eia, kad lapkritis da\u017eniausiai yra laikomas s\u0117kmingiausiu met\u0173 m\u0117nesiu, ta\u010diau \u0161iemet akcij\u0173 rinkai jis buvo \u012fvairiapusis, ne i\u0161imtis \u2013 ir PAF Augimo portfelis.<\/p>\n

\u201eTarp turim\u0173 pozicij\u0173 buvo matomas tiek nuosaikus augimas, tiek ry\u0161kesni neigiami poky\u010diai. Geriausiai pasirod\u0117 Europos<\/a> vert\u0117s akcijos (CEMS), kuri\u0173 vert\u0117 pakilo 2,78 proc., ir pasaulio vert\u0117s akcijos (XDEV), augusios 2,41 proc.<\/p>\n

Teigiamai prie portfelio prisid\u0117jo ir pasaulio energetikos akcijos (XDW0), m\u0117nesio eigoje pakilusios 2,5 proc. Silpniausiai sek\u0117si JAV technologij\u0173 \u012fmoni\u0173 ETF\u2018ui (QDVE), kurio vert\u0117 suma\u017e\u0117jo 4,36 proc., taip pat besivystan\u010dias rinkas sekantiems ETF\u2018ams EXCH ir IS3N, kurie m\u0117nesio eigoje nukrito atitinkamai 2,47 proc.\u00a0ir 2,37 proc.\u201c, \u2013 \u012fvardijo ji.<\/p>\n

\n \u0160altinis:
\n tv3.lt\n <\/p>\n

\"indeliai.lt\"<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"\u201eSodra\u201c skai\u010diuoja, kad lapkri\u010dio pabaigoje pensij\u0173 anuitetus buvo \u012fsigij\u0119 4892\u00a0gyventojai.\u00a0 Jiems mok\u0117t\u0173 standartini\u0173 anuitet\u0173 be paveld\u0117jimo galimyb\u0117s vidutin\u0117…\n","protected":false},"author":2,"featured_media":60829,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[14331,25,30,31,57,43,34,35,55,48,24,54,51,49,50,32,33,37,39,36,38,40,45,23,22,44,28,29,53,42,56,47,26,27,41,46,58,52],"class_list":{"0":"post-60828","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-antrastes","8":"tag-2025-12-13-075300","9":"tag-antrastes","10":"tag-breaking-news","11":"tag-breakingnews","12":"tag-daiktai","13":"tag-dienos-kronika","14":"tag-featured-news","15":"tag-featurednews","16":"tag-gatves-tekstai","17":"tag-gyvenimas","18":"tag-headlines","19":"tag-interneto-pievos","20":"tag-keliones","21":"tag-kultura","22":"tag-laisvalaikis","23":"tag-latest-news","24":"tag-latestnews","25":"tag-lietuva","26":"tag-lietuviu","27":"tag-lithuania","28":"tag-lithuanian","29":"tag-lt","30":"tag-mokslas-ir-it","31":"tag-naujienos","32":"tag-news","33":"tag-pasaulis","34":"tag-populiariausios-naujienos","35":"tag-populiariausiosnaujienos","36":"tag-projektai","37":"tag-rinktiniai-tekstai","38":"tag-simtmecio-portalas","39":"tag-sportas","40":"tag-top-stories","41":"tag-topstories","42":"tag-tv3-lt","43":"tag-verslas","44":"tag-video","45":"tag-zaidimai"},"share_on_mastodon":{"url":"","error":"Validation failed: Text character limit of 500 exceeded"},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/60828","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/comments?post=60828"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/60828\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media\/60829"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media?parent=60828"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/categories?post=60828"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/tags?post=60828"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}