{"id":63443,"date":"2025-12-16T17:25:19","date_gmt":"2025-12-16T17:25:19","guid":{"rendered":"https:\/\/www.europesays.com\/lt\/63443\/"},"modified":"2025-12-16T17:25:19","modified_gmt":"2025-12-16T17:25:19","slug":"seb-klientai-panikoje-banko-isduodamos-korteles-iskele-rimtu-klausimu-zmones-nezino-ka-daryti","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lt\/63443\/","title":{"rendered":"SEB klientai \u2013 panikoje: banko i\u0161duodamos kortel\u0117s i\u0161k\u0117l\u0117 rimt\u0173 klausim\u0173, \u017emon\u0117s ne\u017eino k\u0105 daryti"},"content":{"rendered":"

\u017dmon\u0117s vis da\u017eniau abejoja savo asmenini\u0173 duomen\u0173 saugumu, ir tai visi\u0161kai suprantama. Suk\u010diavimo atvej\u0173 internete nuolat daug\u0117ja. Socialiniuose tinkluose net nedideli poky\u010diai bankini\u0173 paslaug\u0173 srityje gali sulaukti plataus atgarsio.\u00a0<\/p>\n

Viena vartotoja socialiniame tinkle \u201eThreads\u201c atkreip\u0117 d\u0117mes\u012f \u012f tai, kad ant nauj\u0173j\u0173 SEB banko korteli\u0173 visi svarbiausi duomenys, vardas, kortel\u0117s numeris, galiojimo laikas ir saugos CVC kodas, nurodyti vienoje, galin\u0117je pus\u0117je.\u00a0<\/p>\n

Moteris i\u0161k\u0117l\u0117 klausim\u0105, ar toks dizainas tikrai saugus, nes tai, pasak jos, gal\u0117t\u0173 palengvinti suk\u010di\u0173 veikl\u0105, jei kortel\u0117 netik\u0117tai patekt\u0173 \u012f pa\u0161alini\u0173 rankas.<\/p>\n

SEB bankas patvirtino, kad naujo tipo kortel\u0117se informacija tikrai i\u0161d\u0117styta b\u016btent taip, viskas telpa vienoje pus\u0117je. Ta\u010diau banko atstovai ramina, kad toks sprendimas priimtas b\u016btent d\u0117l saugumo \u2013 atsiskaitant kortele duomenys da\u017eniausiai lieka pasl\u0117pti nuo pa\u0161alini\u0173 aki\u0173, nes laikant j\u0105 \u012f vir\u0161\u0173 rodomas prie\u0161inis dizaino pavir\u0161ius be joki\u0173 jautri\u0173 duomen\u0173.\u00a0<\/p>\n

\"\"\/<\/p>\n

Be to, visos Lietuvoje i\u0161duodamos SEB kortel\u0117s apsaugotos \u201e3D Secure\u201c sistema, kuri leid\u017eia saugiai atsiskaityti internete, nes daugumoje elektronini\u0173 parduotuvi\u0173 reikia papildomo tapatyb\u0117s patvirtinimo, pavyzd\u017eiui, per \u201eSmart-ID\u201c ar interneto bank\u0105.\u00a0<\/p>\n

Net jei kortel\u0117s duomenys b\u016bt\u0173 panaudoti internetinei aferai, kur n\u0117ra 3D Secure apsaugos, klientas gali lengviau gin\u010dyti tok\u012f mok\u0117jim\u0105 ir atgauti pinigus.<\/p>\n

Lietuvos banko atstovas primena, kad \u0161is duomen\u0173 i\u0161d\u0117stymo sprendimas n\u0117ra jokia naujov\u0117. Tok\u012f model\u012f naudoja ne tik SEB, bet ir kiti bankai. Informacijos i\u0161d\u0117stym\u0105 ant kortel\u0117s reglamentuoja ne vietiniai \u012fstatymai, o tarptautini\u0173 mok\u0117jimo sistem\u0173, toki\u0173 kaip \u201eVisa\u201c ar \u201eMastercard\u201c, reikalavimai.\u00a0<\/p>\n

\"\"\/<\/p>\n

Tai rei\u0161kia, kad dizainas nepriklauso vien nuo banko sprendimo, o turi atitikti pasaulinius standartus. Ekspertai pabr\u0117\u017eia, kad did\u017eiausi\u0105 gr\u0117sm\u0119 vis dar kelia ne kortel\u0117s dizainas, o neatsargus \u017emoni\u0173 elgesys.\u00a0<\/p>\n

Labai svarbu neskelbti niekam savo PIN kodo, \u201eSmart-ID\u201c slapta\u017eod\u017ei\u0173 ar prisijungim\u0173 prie interneto banko. Taip pat nerekomenduojama \u0161i\u0173 duomen\u0173 u\u017esira\u0161yti ar laikyti telefone, ypa\u010d nuotrauk\u0173 galerijoje. Jei kortel\u0117 pametama arba kyla \u012ftarim\u0173 d\u0117l jos saugumo, b\u016btina j\u0105 nedelsiant blokuoti.<\/p>\n

\"\"\/<\/p>\n

Pirkdami internetu gyventojai tur\u0117t\u0173 b\u016bti ypa\u010d budr\u016bs. Rekomenduojama naudotis tik tais el. prekybos portalais, kurie naudoja saug\u0173 dvigubos autentifikacijos mechanizm\u0105.\u00a0<\/p>\n

Jau nuo 2021 met\u0173 visi prekybininkai, kurie priima mok\u0117jimus kortel\u0117mis, privalo u\u017etikrinti tok\u012f saugumo lyg\u012f, o tai rei\u0161kia, kad norint patvirtinti mok\u0117jim\u0105, nepakanka vien \u012fvesti kortel\u0117s numer\u012f \u2013 papildomai reikia autentifikuotis per bankin\u0119 sistem\u0105. Jei klientas vis tiek tampa suk\u010diavimo auka, jis turi teis\u0119 kreiptis \u012f savo bank\u0105, gin\u010dyti mok\u0117jim\u0105 ir reikalauti kompensacijos.<\/p>\n

Galiausiai, kad ir kaip tobul\u0117t\u0173 mok\u0117jimo kortel\u0117s ar apsaugos sistemos, viskas prasideda nuo pa\u010di\u0173 vartotoj\u0173 atsakingumo. Tinkamai saugoma kortel\u0117, atsakingas elgesys internete ir nuolatinis budrumas \u2013 tai esminiai dalykai, kurie padeda i\u0161vengti netik\u0117t\u0173 nuostoli\u0173. Kortel\u0117s dizainas gali kelti klausim\u0173, bet did\u017eiausi\u0105 \u012ftak\u0105 saugumui visada tur\u0117s \u017emogaus elgsena.<\/p>\n","protected":false},"excerpt":{"rendered":"\u017dmon\u0117s vis da\u017eniau abejoja savo asmenini\u0173 duomen\u0173 saugumu, ir tai visi\u0161kai suprantama. Suk\u010diavimo atvej\u0173 internete nuolat daug\u0117ja. Socialiniuose…\n","protected":false},"author":2,"featured_media":63444,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[25,1276,30,31,3498,34,35,24,14766,14767,13315,4570,4118,32,33,37,39,36,38,40,23,22,4645,14768,28,29,5452,26,27,1373],"class_list":{"0":"post-63443","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-lietuva","8":"tag-antrastes","9":"tag-banko","10":"tag-breaking-news","11":"tag-breakingnews","12":"tag-daryti","13":"tag-featured-news","14":"tag-featurednews","15":"tag-headlines","16":"tag-isduodamos","17":"tag-iskele","18":"tag-klausimu","19":"tag-klientai","20":"tag-korteles","21":"tag-latest-news","22":"tag-latestnews","23":"tag-lietuva","24":"tag-lietuviu","25":"tag-lithuania","26":"tag-lithuanian","27":"tag-lt","28":"tag-naujienos","29":"tag-news","30":"tag-nezino","31":"tag-panikoje","32":"tag-populiariausios-naujienos","33":"tag-populiariausiosnaujienos","34":"tag-rimtu","35":"tag-top-stories","36":"tag-topstories","37":"tag-zmones"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lt\/115730417215689438","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/63443","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/comments?post=63443"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/63443\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media\/63444"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media?parent=63443"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/categories?post=63443"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/tags?post=63443"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}