{"id":64879,"date":"2025-12-18T12:47:09","date_gmt":"2025-12-18T12:47:09","guid":{"rendered":"https:\/\/www.europesays.com\/lt\/64879\/"},"modified":"2025-12-18T12:47:09","modified_gmt":"2025-12-18T12:47:09","slug":"nauji-grynuju-pinigu-apribojimai-es-grieztina-taisykles-pokyciai-palies-ir-gyventojus","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lt\/64879\/","title":{"rendered":"Nauji gryn\u0173j\u0173 pinig\u0173 apribojimai: ES grie\u017etina taisykles, poky\u010diai palies ir gyventojus"},"content":{"rendered":"<p>Europos S\u0105junga nuosekliai juda kryptimi, kuri daugeliui kelia nerim\u0105 \u2013 gryn\u0173j\u0173 pinig\u0173 naudojimas tampa vis labiau ribojamas. Jei iki \u0161iol dauguma apribojim\u0173 buvo orientuoti \u012f versl\u0105, artimiausiais metais jie vis ai\u0161kiau palies ir priva\u010dius asmenis. ES tikslas oficialiai skamba ai\u0161kiai: kova su pinig\u0173 plovimu, \u0161e\u0161\u0117line ekonomika ir terorizmo finansavimu. Ta\u010diau praktikoje tai rei\u0161kia naujas prievoles, kontrol\u0119 ir ma\u017e\u0117jan\u010di\u0105 gryn\u0173j\u0173 pinig\u0173 laisv\u0119.<\/p>\n<p>Verslui grynieji \u2013 vis labiau \u201enepageidaujami\u201c<\/p>\n<p>Lietuvoje, kaip ir daugelyje ES \u0161ali\u0173, verslo sandoriai grynaisiais jau seniai ribojami. Didel\u0117s vert\u0117s atsiskaitymai tarp \u012fmoni\u0173 privalo vykti per bankines s\u0105skaitas, o grynieji tampa i\u0161imtimi, o ne taisykle. Toks modelis atitinka bendr\u0105 europin\u0119 praktik\u0105: dideli pinig\u0173 srautai turi b\u016bti atsekami, dokumentuojami ir lengvai patikrinami.<\/p>\n<p>Praktikoje tai rei\u0161kia, kad grynieji pinigai versle fakti\u0161kai tampa nepatog\u016bs \u2013 net jei jie formaliai n\u0117ra visi\u0161kai u\u017edrausti.<\/p>\n<p>Privat\u016bs asmenys: rib\u0173 lyg ir n\u0117ra, bet kontrol\u0117 auga<\/p>\n<p>Gyventojams formaliai n\u0117ra nustatyta absoliu\u010di\u0173 gryn\u0173j\u0173 pinig\u0173 limit\u0173, ta\u010diau realyb\u0117 sud\u0117tingesn\u0117. Bankai aktyviai stebi didesnes operacijas ir turi teis\u0119 jas stabdyti, kol klientas pateikia paai\u0161kinimus ar dokumentus.<\/p>\n<p>Tipinis pavyzdys \u2013 nekilnojamojo turto sandoriai. Net jei \u017emogus teis\u0117tai turi didel\u0119 pinig\u0173 sum\u0105, bankas gali atsisakyti \u012fvykdyti pavedim\u0105 ar i\u0161duoti grynuosius be papildom\u0173 patikrinim\u0173. Da\u017enai tenka vykti \u012f banko skyri\u0173, pateikti sutartis, rezervacijos dokumentus ar kitus \u012frodymus, pagrind\u017eian\u010dius pinig\u0173 kilm\u0119 ir paskirt\u012f.<\/p>\n<p>Tokios priemon\u0117s ai\u0161kinamos viena prie\u017eastimi \u2013 prevencija prie\u0161 pinig\u0173 plovim\u0105 ir terorizmo finansavim\u0105. Didel\u0117s sumos automati\u0161kai patenka \u012f prie\u017ei\u016bros institucij\u0173 akirat\u012f.<\/p>\n<p>ES sprendimas: nuo 2027 m. \u2013 bendras limitas visoms \u0161alims<\/p>\n<p>Esminis l\u016b\u017eis laukia nuo 2027 met\u0173. Pagal jau priimt\u0105 ES reglament\u0105, visos valstyb\u0117s nar\u0117s prival\u0117s \u012fvesti maksimal\u0173 gryn\u0173j\u0173 pinig\u0173 atsiskaitymo limit\u0105 \u2013 10 000 eur\u0173. Tai bus bendra riba visoje S\u0105jungoje.<\/p>\n<p>Svarbu tai, kad:<\/p>\n<ul>\n<li>\u0161alys gal\u0117s nusistatyti dar ma\u017eesnius limitus (pavyzd\u017eiui, 3 000 ar net 1 000 eur\u0173),<\/li>\n<li>taisykl\u0117 bus taikoma tiek fiziniams, tiek juridiniams asmenims,<\/li>\n<li>siekiama u\u017ekirsti keli\u0105 dideliems anoniminiams pinig\u0173 srautams.<\/li>\n<\/ul>\n<p>Tai rei\u0161kia, kad net visi\u0161kai teis\u0117ti sandoriai grynaisiais vir\u0161 nustatytos ribos taps ne\u012fmanomi.<\/p>\n<p><a href=\"https:\/\/www.europesays.com\/lt\/wp-content\/uploads\/2025\/12\/shutterstock_2403626095.webp.webp\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-176131\" src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" alt=\"ES dar labiau grie\u017etins gryn\u0173j\u0173 pinig\u0173 apyvart\u0105\" width=\"1500\" height=\"931\" data-lazy-src=\"https:\/\/www.europesays.com\/lt\/wp-content\/uploads\/2025\/12\/shutterstock_2403626095.webp.webp\"\/><\/a>ES dar labiau grie\u017etins gryn\u0173j\u0173 pinig\u0173 apyvart\u0105<br \/>\nKai kur \u2013 dar grie\u017e\u010diau: grynieji tik su leidimu<\/p>\n<p>Kai kurios ES \u0161alys jau dabar taiko dar grie\u017etesn\u0119 praktik\u0105, kuri daugeliui lietuvi\u0173 gali pasirodyti \u0161okiruojanti. Pavyzd\u017eiui, kai kur prie\u0161 i\u0161siimant didesn\u0119 gryn\u0173j\u0173 pinig\u0173 sum\u0105 reikia i\u0161 anksto prane\u0161ti mokes\u010di\u0173 institucijoms. Neprane\u0161us \u2013 gresia didel\u0117s baudos, siekian\u010dios de\u0161imtis ar net \u0161imtus t\u016bkstan\u010di\u0173 eur\u0173.<\/p>\n<p>Tokiais atvejais gryn\u0173j\u0173 pinig\u0173 i\u0161\u0117mimas tampa beveik administracine proced\u016bra: prane\u0161imas, laukimo terminas, dokument\u0173 pateikimas, asmeninis vizitas banke.<\/p>\n<p>Vokietija<\/p>\n<ul>\n<li>Grynaisiais pinigais mok\u0117jimams n\u0117ra apribojim\u0173.<\/li>\n<li>Sumoms, didesn\u0117ms nei 10 000 EUR, \u2013 prievol\u0117 patikrinti pirk\u0117jo tapatyb\u0119.<\/li>\n<\/ul>\n<p>Pranc\u016bzija<\/p>\n<ul>\n<li>1000 eur\u0173 \u2013 riba gyventojams.<\/li>\n<li>15 000 eur\u0173 \u2013 nerezidentams.<\/li>\n<li>Grynaisiais pinigais draud\u017eiama perkant nekilnojam\u0105j\u012f turt\u0105, kurio vert\u0117 didesn\u0117 nei 3000 eur\u0173.<\/li>\n<\/ul>\n<p>Graikija<\/p>\n<ul>\n<li>Suma: 500 eur\u0173 (neskaitant automobilio pirkimo).<\/li>\n<li>Didesnes sumas \u2013 tik be gryn\u0173j\u0173 pinig\u0173.<\/li>\n<\/ul>\n<p>Italija<\/p>\n<p>Nuo 2022 m.: riba 1 000 eur\u0173.<\/p>\n<p>Portugalija<\/p>\n<ul>\n<li>Bendra riba: 3 000 \u20ac.<\/li>\n<li>Mokes\u010di\u0173 mok\u0117tojams: tik iki 1000 eur\u0173.<\/li>\n<li>Turistams: iki 10 000 eur\u0173.<\/li>\n<\/ul>\n<p>\u010cekijos Respublika<\/p>\n<p>Riba: 270 000 CZK (apie 10 500 eur\u0173) per dien\u0105.<\/p>\n<p>Belgija<\/p>\n<ul>\n<li>Riba: 3000 eur\u0173.<\/li>\n<li>Privat\u016bs sandoriai \u2013 joki\u0173 apribojim\u0173.<\/li>\n<li>Draudimas atsiskaityti grynaisiais pinigais, \u012fskaitant perkant nekilnojam\u0105j\u012f turt\u0105.<\/li>\n<\/ul>\n<p>Ar grynieji pinigai dar turi ateit\u012f?<\/p>\n<p>Augant ribojimams, vis garsiau keliami klausimai apie asmenines laisves ir teis\u0119 disponuoti savo pinigais. Kritikai pabr\u0117\u017eia, kad visi\u0161kas per\u0117jimas prie skaitmenini\u0173 atsiskaitym\u0173 didina valstyb\u0117s ir finansini\u0173 institucij\u0173 kontrol\u0119 bei daro \u017emones priklausomus nuo technini\u0173 sistem\u0173.<\/p>\n<p>Kita vertus, \u0161alininkai akcentuoja naud\u0105: ma\u017eesn\u0119 \u0161e\u0161\u0117lin\u0119 ekonomik\u0105, efektyvesn\u012f mokes\u010di\u0173 surinkim\u0105, sud\u0117tingesnes s\u0105lygas nusikalstamai veiklai.<\/p>\n<p>Akivaizdu viena \u2013 grynieji pinigai Europoje tampa nebe norma, o i\u0161imtimi. Art\u0117jant 2027 metams, tiek gyventojams, tiek verslui teks i\u0161 naujo \u012fvertinti savo finansinius \u012fpro\u010dius ir pasiruo\u0161ti pasauliui, kuriame kiekvienas didesnis pinig\u0173 jud\u0117jimas bus matomas ir patikrinamas.<\/p>\n<p>\u0160altinis: https:\/\/forsal.pl\/gospodarka\/aktualnosci\/artykuly\/10604160,nowe-ograniczenia-w-obrocie-gotowka-unia-narzuca-twarde-zasady.html<\/p>\n","protected":false},"excerpt":{"rendered":"Europos S\u0105junga nuosekliai juda kryptimi, kuri daugeliui kelia nerim\u0105 \u2013 gryn\u0173j\u0173 pinig\u0173 naudojimas tampa vis labiau ribojamas. Jei&hellip;\n","protected":false},"author":2,"featured_media":64880,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[25,30,31,34,35,24,32,33,37,39,36,38,40,23,22,44,28,29,26,27,74,75,76],"class_list":{"0":"post-64879","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-pasaulis","8":"tag-antrastes","9":"tag-breaking-news","10":"tag-breakingnews","11":"tag-featured-news","12":"tag-featurednews","13":"tag-headlines","14":"tag-latest-news","15":"tag-latestnews","16":"tag-lietuva","17":"tag-lietuviu","18":"tag-lithuania","19":"tag-lithuanian","20":"tag-lt","21":"tag-naujienos","22":"tag-news","23":"tag-pasaulis","24":"tag-populiariausios-naujienos","25":"tag-populiariausiosnaujienos","26":"tag-top-stories","27":"tag-topstories","28":"tag-world","29":"tag-world-news","30":"tag-worldnews"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lt\/115740648664583891","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/64879","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/comments?post=64879"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/posts\/64879\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media\/64880"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/media?parent=64879"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/categories?post=64879"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lt\/wp-json\/wp\/v2\/tags?post=64879"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}