Janv\u0101ra s\u0101kum\u0101 spr\u0101dzien\u0101 cietu\u0161aj\u0101 Bauskas ielas \u0113k\u0101 R\u012bg\u0101 apdro\u0161in\u0101ti bija aptuveni 45% dz\u012bvok\u013cu, a\u0123ent\u016bru LETA inform\u0113ja Latvijas Apdro\u0161in\u0101t\u0101ju asoci\u0101cijas (LAA) prezidents J\u0101nis Ab\u0101\u0161ins.<\/p>\n
Vi\u0146\u0161 pau\u017e, ka Latvij\u0101 regul\u0101ri notiek da\u017e\u0101das kr\u012bzes un nelaimes gad\u012bjumi – upes iziet no krastiem, plos\u0101s sp\u0113c\u012bgas v\u0113tras un lietusg\u0101zes, appl\u016bst priv\u0101tm\u0101jas un daudzdz\u012bvok\u013cu \u0113kas, izce\u013cas posto\u0161i ugunsgr\u0113ki. Cilv\u0113kus evaku\u0113, pa\u0161vald\u012bbas mekl\u0113 pagaidu m\u0101jok\u013cus, valsts pie\u0161\u0137ir \u0101rk\u0101rtas atbalstu. Katrs gad\u012bjums sniedz da\u017e\u0101das m\u0101c\u012bbas un liek uzdot jaut\u0101jumu, vai iedz\u012bvot\u0101ji ir izdar\u012bju\u0161i visu, lai sevi un savus tuviniekus pasarg\u0101tu.<\/p>\n
\u0160\u0101 gada 2. janv\u0101r\u012b R\u012bg\u0101 daudzdz\u012bvok\u013cu nam\u0101 Bauskas iel\u0101 notika g\u0101zes spr\u0101dziens, un, k\u0101 nor\u0101da Ab\u0101\u0161ins, tas k\u013cuva par atg\u0101din\u0101jumu tam, cik trausla var b\u016bt ikdienas dro\u0161\u012bba. Tra\u0123\u0113dij\u0101 g\u0101ja boj\u0101 divi cilv\u0113ki, citi tika ievainoti, savuk\u0101rt vair\u0101k nek\u0101 70 dz\u012bvok\u013cu iem\u012btnieki palika bez m\u0101jok\u013ca.<\/p>\n
LAA apkopot\u0101 inform\u0101cija liecina, ka apdro\u0161in\u0101ti bija aptuveni 45% dz\u012bvok\u013cu.<\/p>\n
Ab\u0101\u0161ins nor\u0101da, ka ir da\u017e\u0101di iemesli, k\u0101p\u0113c tik daudz dz\u012bvok\u013cu nebija apdro\u0161in\u0101ti – iesp\u0113jams, k\u0101ds to nevar\u0113ja at\u013cauties, k\u0101dam bija citas priorit\u0101tes, bet k\u0101ds uzskat\u012bja, ka ar vi\u0146a m\u0101jokli “nekas nevar notikt”.<\/p>\n
“Diem\u017e\u0113l, dz\u012bvojot daudzdz\u012bvok\u013cu m\u0101j\u0101, daudzmaz varam kontrol\u0113t tikai savu r\u012bc\u012bbu, bet to, k\u0101 sav\u0101 \u012bpa\u0161um\u0101 r\u012bkojas kaimi\u0146\u0161, ir gr\u016bti vai pat neiesp\u0113jami ietekm\u0113t, kas b\u016btiski paaugstina riskus, un viena kaimi\u0146a bezatbild\u012bga vai patva\u013c\u012bga r\u012bc\u012bba var rad\u012bt sekas visai m\u0101jai,” uzsver Ab\u0101\u0161ins, piebilstot, ka Bauskas ielas tra\u0123\u0113dija apliecina, ka darbus ar g\u0101zes un cit\u0101m b\u012bstam\u0101m iek\u0101rt\u0101m dr\u012bkst veikt tikai profesion\u0101\u013ci.<\/p>\n
LAA vad\u012bt\u0101js ar\u012b min, ka negad\u012bjums par\u0101d\u012bja at\u0161\u0137ir\u012bbu starp apdro\u0161in\u0101tiem un neapdro\u0161in\u0101tiem iedz\u012bvot\u0101jiem. Tie, kuru dz\u012bvok\u013ci bija apdro\u0161in\u0101ti, pirmo praktisko atbalstu sa\u0146\u0113ma vis\u0101tr\u0101k – jau pirmaj\u0101s dien\u0101s tika izmaks\u0101tas s\u0101kotn\u0113j\u0101s atl\u012bdz\u012bbas pirm\u0101s nepiecie\u0161am\u012bbas pre\u010du ieg\u0101dei, ikdienas izdevumu seg\u0161anai vai pagaidu m\u0101jok\u013ca nodro\u0161in\u0101\u0161anai. Apdro\u0161in\u0101t\u0101js \u0161\u0101d\u0101 br\u012bd\u012b \u013c\u0101va cietu\u0161ajiem \u0101tr\u0101k stabiliz\u0113t situ\u0101ciju p\u0113c piedz\u012bvot\u0101 satricin\u0101juma.<\/p>\n
Valsts un pa\u0161vald\u012bbas atbalsts nodro\u0161ina minimumu, tom\u0113r pilnv\u0113rt\u012bgu dro\u0161\u012bbu un ilgtermi\u0146a finansi\u0101lo stabilit\u0101ti vislab\u0101k veido individu\u0101la atbild\u012bba un apdro\u0161in\u0101\u0161ana.<\/p>\n
Ab\u0101\u0161ins pau\u017e, ka prec\u012bzu post\u012bjumu apm\u0113ru noteiks b\u016bvspeci\u0101listu un ekspertu atzinumi. Ja \u0113ku b\u016bs iesp\u0113jams atjaunot, apdro\u0161in\u0101\u0161ana segs gan konkr\u0113to dz\u012bvok\u013cu atjauno\u0161anas izmaksas, gan ar\u012b m\u0101jas kop\u012bgo konstrukt\u012bvo elementu remontu dz\u012bvok\u013ca \u012bpa\u0161nieka dom\u0101jam\u0101s da\u013cas apm\u0113r\u0101, ja tas paredz\u0113ts l\u012bgum\u0101. Savuk\u0101rt, ja tiks secin\u0101ts, ka \u0113ku atjaunot nav iesp\u0113jams, apdro\u0161in\u0101t\u0101ji saviem klientiem atl\u012bdzin\u0101s dz\u012bvok\u013cu tirgus v\u0113rt\u012bbu vai l\u012bdzv\u0113rt\u012bga m\u0101jok\u013ca ieg\u0101di.<\/p>\n
“\u012apa\u0161i svar\u012bgs ir jaut\u0101jums par visa m\u0101jas karkasa apdro\u0161in\u0101\u0161anu. Ja tas b\u016btu izdar\u012bts, \u0113kas atjauno\u0161anas izmaksas segtu apdro\u0161in\u0101t\u0101js. Pret\u0113j\u0101 gad\u012bjum\u0101 matem\u0101tika ir ne\u017e\u0113l\u012bga – apdro\u0161in\u0101to dz\u012bvok\u013cu \u012bpa\u0161nieku viet\u0101 maks\u0101s apdro\u0161in\u0101t\u0101ji, bet p\u0101r\u0113jiem b\u016bs j\u0101maks\u0101 pa\u0161iem,” skaidro LAA prezidents.<\/p>\n
Ab\u0101\u0161ins uzsver, ka gad\u012bjums, kad viena dz\u012bvok\u013ca saimnieka vai \u012brnieka r\u012bc\u012bba var novest pie visas \u0113kas nelietojam\u012bbas, ir piem\u0113rs \u0161\u0101da apdro\u0161in\u0101\u0161anas veida nepiecie\u0161am\u012bbai praktiski jebkurai daudzsaimnieku m\u0101jai.<\/p>\n
Vi\u0146\u0161 skaidro, ka b\u016btisks atbalsts cietu\u0161ajiem ir ar\u012b pagaidu dz\u012bvesvietas nodro\u0161in\u0101\u0161ana. Ja apdro\u0161in\u0101\u0161anas l\u012bgums to ietver, un parasti polis\u0113s t\u0101ds segums ir, tad apdro\u0161in\u0101t\u0101ji atl\u012bdzina izdevumus par l\u012bdzv\u0113rt\u012bga m\u0101jok\u013ca \u012bri, k\u0101 ar\u012b sedz fiks\u0113tos komun\u0101los maks\u0101jumus boj\u0101taj\u0101 dz\u012bvokl\u012b. \u0160\u0101ds atbalsts parasti ir noteikts uz konkr\u0113tu laika periodu, piem\u0113ram, l\u012bdz 12 m\u0113ne\u0161iem, dodot cilv\u0113kiem laiku pie\u0146emt p\u0101rdom\u0101tus l\u0113mumus par turpm\u0101ko dz\u012bvi.<\/p>\n
Iedz\u012bvot\u0101jiem, kuru m\u0101jok\u013ci nebija apdro\u0161in\u0101ti, galveno atbalstu sniedz pa\u0161vald\u012bba. R\u012bgas pa\u0161vald\u012bba nodro\u0161ina pagaidu izmitin\u0101\u0161anas iesp\u0113jas, savuk\u0101rt R\u012bgas Soci\u0101lais dienests pie\u0161\u0137ir kr\u012bzes pabalstu, lai pal\u012bdz\u0113tu segt neatliekam\u0101s vajadz\u012bbas. \u0160is atbalsts nereti ir ierobe\u017eots laik\u0101 un apm\u0113r\u0101, sal\u012bdzinot ar apdro\u0161in\u0101\u0161anas sniegtaj\u0101m iesp\u0113j\u0101m.<\/p>\n
“Tas raisa ar\u012b ne\u0113rtu, bet nepiecie\u0161amu jaut\u0101jumu – vai uz publisko atbalstu vien\u0101d\u0101 m\u0113r\u0101 b\u016btu j\u0101\u013cauj pretend\u0113t ar\u012b maks\u0101tsp\u0113j\u012bgiem iedz\u012bvot\u0101jiem, kuri b\u016btu var\u0113ju\u0161i par savu \u012bpa\u0161umu par\u016bp\u0113ties pa\u0161i, ieg\u0101d\u0101joties apdro\u0161in\u0101\u0161anu? Skaidrs, ka soci\u0101li maz\u0101k aizsarg\u0101taj\u0101m grup\u0101m pal\u012bdz\u012bba ir vit\u0101li nepiecie\u0161ama, ta\u010du vai piln\u012bgi visiem?” nor\u0101da Ab\u0101\u0161ins.<\/p>\n
Vi\u0146\u0161 uzsver, ka, run\u0101jot par finan\u0161u prat\u012bbu, parasti koncentr\u0113\u0161an\u0101s ir uz kred\u012btiem, uzkr\u0101jumiem un invest\u012bcij\u0101m, ta\u010du ar\u012b apdro\u0161in\u0101\u0161ana ir b\u016btisks finan\u0161u dro\u0161\u012bbas pamats un valsts att\u012bst\u012bbas instruments, kas netiek pien\u0101c\u012bgi nov\u0113rt\u0113ts. Turkl\u0101t Latvija \u012bpa\u0161uma apdro\u0161in\u0101\u0161an\u0101 b\u016btiski atpaliek no Eiropas vid\u0113j\u0101 r\u0101d\u012bt\u0101ja. Eirobarometra dati liecina, ka vid\u0113ji 62% Eiropas iedz\u012bvot\u0101ju ir m\u0101jok\u013ca apdro\u0161in\u0101\u0161ana, bet Latvij\u0101 apdro\u0161in\u0101ti ir tikai aptuveni 50% apdz\u012bvoto m\u0101jok\u013cu, lai gan apdro\u0161in\u0101\u0161anas produkti Latvij\u0101 ir sal\u012bdzino\u0161i pla\u0161i pieejami.<\/p>\n
“Liel\u0101k\u0101 da\u013ca Latvijas iedz\u012bvot\u0101ju dz\u012bvo ar ierobe\u017eotiem uzkr\u0101jumiem, un ien\u0101kumu stabilit\u0101te nereti ir trausla. \u0160\u0101dos apst\u0101k\u013cos neparedz\u0113ti notikumi – slim\u012bba, darba vai apg\u0101dnieka zaud\u0113jums, \u012bpa\u0161uma boj\u0101jumi – var rad\u012bt ilgsto\u0161as finansi\u0101las sekas,” skaidro Ab\u0101\u0161ins, nor\u0101dot, ka, iesp\u0113jams, ar\u012b da\u013cai Bauskas ielas m\u0101jas iedz\u012bvot\u0101ju bez apdro\u0161in\u0101\u0161anas iesp\u0113jas ieguld\u012bt \u0113kas atjauno\u0161an\u0101 ir ierobe\u017eotas un atkar\u012bgas no publisk\u0101 atbalsta.<\/p>\n
“Tas izgaismo plaisu starp apdro\u0161in\u0101tajiem un neapdro\u0161in\u0101tajiem iedz\u012bvot\u0101jiem kr\u012bzes situ\u0101cij\u0101s,” uzsver LAA vad\u012bt\u0101js. Vi\u0146\u0161 nor\u0101da, ka apdro\u0161in\u0101\u0161ana nav luksusa prece, bet sabiedr\u012bbas dro\u0161\u012bbas infrastrukt\u016bra.<\/p>\n
P\u0113c Ab\u0101\u0161ina min\u0113t\u0101, lai Latvij\u0101 run\u0101tu par finan\u0161u prat\u012bbu un ilgtsp\u0113j\u012bgu att\u012bst\u012bbu, apdro\u0161in\u0101\u0161anai \u0161aj\u0101 diskusij\u0101 j\u0101b\u016bt centr\u0101l\u0101 viet\u0101.<\/p>\n
Jau zi\u0146ots, ka risku apdro\u0161in\u0101\u0161anas komp\u0101nija “BTA Baltic Insurance Company” g\u0101zes spr\u0101dzien\u0101 cietu\u0161aj\u0101 \u0113k\u0101 ir apdro\u0161in\u0101jusi devi\u0146us dz\u012bvok\u013cus, “Swedbank” grupas apdro\u0161in\u0101\u0161anas komp\u0101nijas “Swedbank P&C Insurance” Latvijas fili\u0101le – devi\u0146us dz\u012bvok\u013cus, “Balta”, kas ietilpst PZU grup\u0101, – asto\u0146us dz\u012bvok\u013cus, risku apdro\u0161in\u0101t\u0101js “Compensa Vienna Insurance Group” – tr\u012bs dz\u012bvok\u013cus, risku apdro\u0161in\u0101\u0161anas komp\u0101nija “If P&C Insurance” – divus dz\u012bvok\u013cus, bet risku apdro\u0161in\u0101t\u0101ja “Gjensidige” – vienu dz\u012bvokli.<\/p>\n
Jau zi\u0146ots, ka spr\u0101dziens piecst\u0101vu dz\u012bvojam\u0101 m\u0101j\u0101 Tor\u0146akaln\u0101 piektdien, 2. janv\u0101r\u012b, notika neleg\u0101li boj\u0101ta g\u0101zes vada d\u0113\u013c. T\u0101 rezult\u0101t\u0101 sagruvu\u0161i \u0113kas aug\u0161\u0113jie st\u0101vi un jumts, no m\u0101jas evaku\u0113ti iedz\u012bvot\u0101ji, vair\u0101ki cilv\u0113ki guvu\u0161i traumas, bet divi g\u0101ju\u0161i boj\u0101. Pa\u0161vald\u012bba nodro\u0161ina pagaidu izmitin\u0101\u0161anas iesp\u0113jas spr\u0101dzien\u0101 cietu\u0161ajiem iedz\u012bvot\u0101jiem.<\/p>\n","protected":false},"excerpt":{"rendered":"Janv\u0101ra s\u0101kum\u0101 spr\u0101dzien\u0101 cietu\u0161aj\u0101 Bauskas ielas \u0113k\u0101 R\u012bg\u0101 apdro\u0161in\u0101ti bija aptuveni 45% dz\u012bvok\u013cu, a\u0123ent\u016bru LETA inform\u0113ja Latvijas Apdro\u0161in\u0101t\u0101ju…\n","protected":false},"author":2,"featured_media":100331,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[23,869,77,870,28,29,867,32,33,22,30,31,35,39,38,36,37,34,871,868,40,20,26,27,24,25,21],"class_list":{"0":"post-100330","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-latvija","8":"tag-aktualitates","9":"tag-biznesa-zinas","10":"tag-bizness","11":"tag-bizness-latvija","12":"tag-breaking-news","13":"tag-breakingnews","14":"tag-dienas-zinas","15":"tag-featured-news","16":"tag-featurednews","17":"tag-headlines","18":"tag-latest-news","19":"tag-latestnews","20":"tag-latvia","21":"tag-latvian","22":"tag-latviesu","23":"tag-latviesu-valoda","24":"tag-latviesuvaloda","25":"tag-latvija","26":"tag-latvijas-biznesa-zinas","27":"tag-latvijas-zinas","28":"tag-lv","29":"tag-news","30":"tag-popularakas-zinas","31":"tag-popularakaszinas","32":"tag-top-stories","33":"tag-topstories","34":"tag-zinas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115871676183698656","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/100330","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=100330"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/100330\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/100331"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=100330"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=100330"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=100330"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}