{"id":101705,"date":"2026-01-12T07:11:08","date_gmt":"2026-01-12T07:11:08","guid":{"rendered":"https:\/\/www.europesays.com\/lv\/101705\/"},"modified":"2026-01-12T07:11:08","modified_gmt":"2026-01-12T07:11:08","slug":"hipotekaro-aizdevumu-pievienota-procentu-likme-pern-samazinata-11-078-kreditiem","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lv\/101705\/","title":{"rendered":"Hipotek\u0101ro aizdevumu pievienot\u0101 procentu likme p\u0113rn samazin\u0101ta 11 078 kred\u012btiem"},"content":{"rendered":"<p class=\"lead\">\n                                Hipotek\u0101ro aizdevumu pievienot\u0101 procentu likme pag\u0101ju\u0161\u0101 gada 11 m\u0113ne\u0161os samazin\u0101ta 11 078 kred\u012btiem, kas summ\u0101ri veido 17% no gada s\u0101kuma hipotek\u0101ro kred\u012btu portfe\u013ca Latvij\u0101, inform\u0113ja Latvijas Bank\u0101.\n                            <\/p>\n<p style=\"margin-left:0px;\">Novembr\u012b pievienot\u0101 likme samazin\u0101ta 439 hipotek\u0101rajiem kred\u012btiem, tostarp 380 to izdar\u012bja pie eso\u0161\u0101 aizdev\u0113ja, bet 59 p\u0101rkredit\u0113j\u0101s.<\/p>\n<p style=\"margin-left:0px;\">Kred\u012btu, kuriem samazin\u0101tas pievienot\u0101s procentu likmes, atlikums 2025. gada laik\u0101 p\u0101rsniedzis 800 miljonus eiro jeb 17% no gada s\u0101kuma hipotek\u0101r\u0101 kred\u012btu portfe\u013ca apm\u0113ra Latvij\u0101.<\/p>\n<p> Aptauja <\/p>\n<p> Cik liels ir j\u016bsu ikm\u0113ne\u0161a hipotek\u0101r\u0101 kred\u012bta maks\u0101jums? <\/p>\n<p style=\"margin-left:0px;\">Vid\u0113jais likmes samazin\u0101jums ir ap 0,45-0,5 procentpunktiem tiem, kas likmi samazin\u0101ja pie eso\u0161\u0101 aizdev\u0113ja, un ap 0,7-0,8 procentpunktiem tiem, kas to dar\u012bja, p\u0101rkredit\u0113joties. Tas \u013c\u0101vis \u0161iem kred\u012bt\u0146\u0113m\u0113jiem samazin\u0101t procentu maks\u0101jumus par vid\u0113ji 350 un 500 eiro gad\u0101. Kop\u0113jais ietaup\u012bjums gada laik\u0101 sasniedz 3,8 miljonus eiro, bet visa atliku\u0161\u0101 kred\u012btu termi\u0146a laik\u0101 &#8211; 51,6 miljonu eiro.<\/p>\n<p style=\"margin-left:0px;\">Jau zi\u0146ots, ka 2024. gad\u0101 st\u0101j\u0101s sp\u0113k\u0101 groz\u012bjumi virkn\u0113 normat\u012bvu, lai iedz\u012bvot\u0101jiem vienk\u0101r\u0161otu hipotek\u0101ro p\u0101rkredit\u0113\u0161anu starp aizdev\u0113jiem. L\u012bdz \u0161\u0101 gada s\u0101kumam iedz\u012bvot\u0101ji \u0161o iesp\u0113ju izmantoja visai maz, jo 2023. gada decembr\u012b tika pie\u0146emti groz\u012bjumi Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likum\u0101, paredzot kompens\u0113t 30% no kred\u012bta kop\u0113jiem procentu maks\u0101jumiem.<\/p>\n<p style=\"margin-left:0px;\">Lai nezaud\u0113tu \u0161o kompens\u0101ciju, vair\u0101kumam kred\u012bt\u0146\u0113m\u0113ju nebija izdev\u012bgi p\u0101rkredit\u0113t l\u012bdz 2023. gada 31. oktobrim sa\u0146emtos hipotek\u0101ros kred\u012btus. 2025. gada janv\u0101r\u012b tika izmaks\u0101ta p\u0113d\u0113j\u0101 kompens\u0101cija, l\u012bdz ar to hipotek\u0101r\u0101 kred\u012bta \u0146\u0113m\u0113jiem par\u0101d\u012bj\u0101s motiv\u0101cija apsv\u0113rt kred\u012bta nosac\u012bjumu uzlabo\u0161anu, izv\u0113rt\u0113jot nosac\u012bjumus sav\u0101 un konkur\u0113jo\u0161\u0101s bank\u0101s vai cit\u0101s finan\u0161u iest\u0101d\u0113s, kas izsniedz hipotek\u0101ros kred\u012btus.<\/p>\n<p style=\"margin-left:0px;\">Lai ikviens kred\u012bt\u0146\u0113m\u0113js var\u0113tu sal\u012bdzin\u0101t kred\u012bta procentu likmi ar patlaban izsniegto kred\u012btu vid\u0113jo pievienoto procentu likmi un apr\u0113\u0137in\u0101t ieguvumu no p\u0101rkredit\u0113\u0161anas, Latvijas Banka vietn\u0113 &#8220;Naudas skola&#8221; ir public\u0113jusi procentu likmju sal\u012bdzin\u0101\u0161anas r\u012bku un p\u0101rkredit\u0113\u0161anas kalkulatoru. Turpat ar\u012b soli pa solim aprakst\u012bts p\u0101rkredit\u0113\u0161anas process, sniegti skaidrojumi un atbildes uz iesp\u0113jamiem jaut\u0101jumiem.<\/p>\n<p style=\"margin-left:0px;\">\u00a0<\/p>\n<p class=\"paragraph-muted\">Izv\u0113lies savu soct\u012bklu platformu, lai sekotu LASI.LV: <a href=\"https:\/\/www.facebook.com\/portals.lasi.lv\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Facebook<\/a>, <a href=\"https:\/\/twitter.com\/lasilvportals\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">X<\/a>, <a href=\"https:\/\/bsky.app\/profile\/lasilv.bsky.social\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Bluesky<\/a>, <a href=\"https:\/\/www.draugiem.lv\/lasilv\/?pg=4\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Draugiem<\/a>, <a href=\"https:\/\/www.threads.com\/@lasilv_zinas\" rel=\"nofollow noopener\" target=\"_blank\">Threads<\/a> vai ar\u012b <a href=\"https:\/\/www.instagram.com\/lasilv_zinas\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Instagram<\/a>. Pievienojies m\u016bsu las\u012bt\u0101ju pulkam, lai sa\u0146emtu \u012bpa\u0161i tev atlas\u012btu noder\u012bgu, praktisku un aktu\u0101lu saturu.\u00a0<\/p>\n<p style=\"margin-left:auto;\">Pieraksties LASI.LV redaktora v\u0113stkopai <a href=\"https:\/\/lasi.lv\/vestkopa\/lasi-lv-galvena-redaktora-vestkopa\" rel=\"nofollow noopener\" target=\"_blank\">\u0161eit<\/a>.<\/p>\n<p>Pieraksties v\u0113stkopai un divas reizes ned\u0113\u013c\u0101 sa\u0146em padzi\u013cin\u0101tu LASI.LV galven\u0101 redaktora aktu\u0101lo zi\u0146u, kompetentu viedok\u013cu un interesant\u0101ko interviju apkopojumu.<\/p>\n<p>Ko tu sa\u0146emsi:<\/p>\n<ul>\n<li>Daudzveid\u012bgus koment\u0101rus un kompetentus Latvijas Mediju \u017eurn\u0101listu un autoru viedok\u013cus par aktu\u0101lo<\/li>\n<li>Ekspertu koment\u0101rus par da\u017e\u0101diem praktiskiem, noder\u012bgiem tematiem<\/li>\n<li>Aizraujo\u0161us materi\u0101lus par v\u0113sturi, psiholo\u0123iju, kult\u016bru<\/li>\n<li>Gata \u0160\u013c\u016bkas karikat\u016bru<\/li>\n<li>Tav\u0101 e-pasta kast\u012bt\u0113 katru ceturtdienu<\/li>\n<\/ul>\n<p style=\"margin-left:auto;\">\u00a0<\/p>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><script async src=\"\/\/www.instagram.com\/embed.js\"><\/script><\/p>\n","protected":false},"excerpt":{"rendered":"Hipotek\u0101ro aizdevumu pievienot\u0101 procentu likme pag\u0101ju\u0161\u0101 gada 11 m\u0113ne\u0161os samazin\u0101ta 11 078 kred\u012btiem, kas summ\u0101ri veido 17% no&hellip;\n","protected":false},"author":2,"featured_media":101706,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[23,28,29,32,33,22,30,31,35,39,38,36,37,34,40,20,26,27,24,25,21],"class_list":{"0":"post-101705","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-latvija","8":"tag-aktualitates","9":"tag-breaking-news","10":"tag-breakingnews","11":"tag-featured-news","12":"tag-featurednews","13":"tag-headlines","14":"tag-latest-news","15":"tag-latestnews","16":"tag-latvia","17":"tag-latvian","18":"tag-latviesu","19":"tag-latviesu-valoda","20":"tag-latviesuvaloda","21":"tag-latvija","22":"tag-lv","23":"tag-news","24":"tag-popularakas-zinas","25":"tag-popularakaszinas","26":"tag-top-stories","27":"tag-topstories","28":"tag-zinas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115880885193723550","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/101705","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=101705"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/101705\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/101706"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=101705"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=101705"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=101705"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}