{"id":101732,"date":"2026-01-12T07:40:08","date_gmt":"2026-01-12T07:40:08","guid":{"rendered":"https:\/\/www.europesays.com\/lv\/101732\/"},"modified":"2026-01-12T07:40:08","modified_gmt":"2026-01-12T07:40:08","slug":"sogad-apnemas-vairak-pelnit-un-iekrat","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lv\/101732\/","title":{"rendered":"\u0160ogad ap\u0146emas vair\u0101k peln\u012bt un iekr\u0101t"},"content":{"rendered":"

Jauns gads daudziem asoci\u0113jas ar jaunu s\u0101kumu, kas mudina piev\u0113rsties saviem finan\u0161u paradumiem un dom\u0101t par n\u0101kotnes m\u0113r\u0137iem. Jaun\u0101kie Luminor bankas aptaujas dati liecina, ka teju tre\u0161da\u013ca iedz\u012bvot\u0101ju ir ap\u0146\u0113mu\u0161ies \u0161ogad peln\u012bt vair\u0101k, kam\u0113r gandr\u012bz katrs ceturtais v\u0113las izveidot dro\u0161\u012bbas spilvena uzkr\u0101jumu.<\/p>\n

\"\u0160ogad<\/a><\/p>\n

Vair\u0101k peln\u012bt, kr\u0101t un t\u0113r\u0113t p\u0101rdom\u0101ti<\/p>\n

Aptaujas dati atkl\u0101j, ka jaunaj\u0101 gad\u0101 iedz\u012bvot\u0101ju galven\u0101 ap\u0146em\u0161an\u0101s saist\u012bta ar ien\u0101kumu palielin\u0101\u0161anu \u2013 29 % pl\u0101no mekl\u0113t iesp\u0113jas nopeln\u012bt papildu vai apsver darba mai\u0146u. Vienlaikus 24 % iecer\u0113ju\u0161i izveidot uzkr\u0101jumu neparedz\u0113tiem gad\u012bjumiem. Tas ir pozit\u012bvs sign\u0101ls, jo finan\u0161u dro\u0161\u012bbas spilvens ir b\u016btisks priek\u0161noteikums stabilai ikdienai. Savuk\u0101rt katrs piektais (20 %) ap\u0146\u0113mies samazin\u0101t ikdienas t\u0113ri\u0146us, t\u0101d\u0113j\u0101di apliecinot gatav\u012bbu kritisk\u0101k izv\u0113rt\u0113t savus izdevumus un pie\u0146emt p\u0101rdom\u0101t\u0101kus finan\u0161u l\u0113mumus.<\/p>\n

\u201c Pat nelielu, skaidri formul\u0113tu finan\u0161u m\u0113r\u0137u noteik\u0161ana var pal\u012bdz\u0113t lab\u0101k p\u0101rvald\u012bt person\u012bg\u0101s finanses, veicin\u0101t uzkr\u0101jumu veido\u0161anu un mazin\u0101t finansi\u0101lo spriedzi ilgtermi\u0146\u0101. Tas \u013cauj cilv\u0113kam apzin\u0101t savas priorit\u0101tes, struktur\u0113t ikdienas izdevumus un pie\u0146emt p\u0101rdom\u0101t\u0101kus l\u0113mumus par ien\u0101kumu sadali. Lai uzlabotu savu finansi\u0101lo situ\u0101ciju, var s\u0101kt ar skaidru bud\u017eeta pl\u0101nu, r\u016bp\u012bgi p\u0101rskatot visu izdevumu poz\u012bcijas. Ien\u0101kumiem pieaugot, ieteicams tos neizt\u0113r\u0113t uzreiz, bet da\u013cu novirz\u012bt uzkr\u0101jumiem. Pat nelielas summas, piem\u0113ram, 10 eiro vai 10 % no ien\u0101kumiem, var pal\u012bdz\u0113t izveidot finan\u0161u dro\u0161\u012bbas spilvenu. Savuk\u0101rt ilgtermi\u0146\u0101 finansi\u0101lo stabilit\u0101ti var veicin\u0101t ar\u012b citi ieguld\u012bjumi, piem\u0113ram, akcij\u0101s un pensiju 3. l\u012bmen\u012b,\u201d koment\u0113 Jekaterina Zini\u010da, Luminor bankas finan\u0161u eksperte.<\/p>\n

Raksts turpin\u0101s p\u0113c rekl\u0101mas<\/p>\n

Finan\u0161u m\u0113r\u0137i da\u017e\u0101di, ta\u010du da\u013ca iedz\u012bvot\u0101ju tos joproj\u0101m neizvirza<\/p>\n

Nedaudz maz\u0101ka iedz\u012bvot\u0101ju da\u013ca \u2013 17 % \u2013 \u0161ogad ap\u0146\u0113musies veidot uzkr\u0101jumus konkr\u0113tu m\u0113r\u0137u vai sap\u0146u \u012bsteno\u0161anai, piem\u0113ram, ce\u013cojumam, m\u0113be\u013cu ieg\u0101dei vai k\u0101diem citiem liel\u0101kiem pirkumiem. Vienlaikus 12 % respondentu pl\u0101no nomaks\u0101t vai samazin\u0101t eso\u0161\u0101s par\u0101dsaist\u012bbas, savuk\u0101rt tikai 5 % iecer\u0113ju\u0161i spert pirmos so\u013cus invest\u0113\u0161an\u0101. Tikm\u0113r 9 % aptauj\u0101to nor\u0101d\u012bju\u0161i, ka \u0161ogad pl\u0101no veikt k\u0101du liel\u0101ku pirkumu, izmantojot iekr\u0101tos l\u012bdzek\u013cus, piem\u0113ram, ieg\u0101d\u0101ties automa\u0161\u012bnu vai m\u0101jokli vai veikt remontu dz\u012bvesviet\u0101.<\/p>\n

Savuk\u0101rt nedaudz vair\u0101k nek\u0101 piektda\u013ca respondentu nor\u0101d\u012bju\u0161i, ka jaunajam gadam nav izvirz\u012bju\u0161i konkr\u0113tus finan\u0161u m\u0113r\u0137us. \u0160\u0101da tendence izteikt\u0101ka gados vec\u0101ku iedz\u012bvot\u0101ju vid\u016b, galvenok\u0101rt vecuma grup\u0101 no 60 l\u012bdz 74 gadiem, k\u0101 ar\u012b Latgal\u0113 dz\u012bvojo\u0161o respondentu vid\u016b.<\/p>\n

Interes\u0113 \u0161\u012b t\u0113ma? S\u0101c sekot \u0161iem atsl\u0113gas v\u0101rdiem un sa\u0146em pazi\u0146ojumus, kad ir pieejams jauns saturs!<\/p>\n

Saist\u012btie rakstiIzdev\u012bg\u0101k\u0101 vieta uz\u0146\u0113muma br\u012bvajai naudai – Bigbank kr\u0101jkonts<\/a><\/p>\n

Uz\u0146\u0113muma naudas pl\u016bsma ir k\u0101 dz\u012bvs organisms \u2013 reiz\u0113m taj\u0101 v\u0113rojami strauj\u0101ki pieaugumi, citk\u0101rt \u2013 mier\u012bg\u0101ka pl\u016bsma. Jebkur\u0101 gad\u012bjum\u0101 ir svar\u012bgi, lai vienm\u0113r b\u016btu ar\u012b k\u0101di br\u012bvie l\u012bdzek\u013ci, kas rada dro\u0161\u012bbas saj\u016btu un veicina att\u012bst\u012bbu, l\u012bdz ar to aktu\u0101ls ir ar\u012b jaut\u0101jums par \u0161o l\u012bdzek\u013cu uzglab\u0101\u0161anu t\u0101, lai tie nezaud\u0113tu v\u0113rt\u012bbu un vienlaikus b\u016btu dro\u0161\u012bb\u0101 un viegli pieejami jebkur\u0101 br\u012bd\u012b.<\/p>\n","protected":false},"excerpt":{"rendered":"Jauns gads daudziem asoci\u0113jas ar jaunu s\u0101kumu, kas mudina piev\u0113rsties saviem finan\u0161u paradumiem un dom\u0101t par n\u0101kotnes m\u0113r\u0137iem.…\n","protected":false},"author":2,"featured_media":101733,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[23,28,29,32,33,22,30,31,35,39,38,36,37,34,40,20,26,27,24,25,21],"class_list":{"0":"post-101732","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-latvija","8":"tag-aktualitates","9":"tag-breaking-news","10":"tag-breakingnews","11":"tag-featured-news","12":"tag-featurednews","13":"tag-headlines","14":"tag-latest-news","15":"tag-latestnews","16":"tag-latvia","17":"tag-latvian","18":"tag-latviesu","19":"tag-latviesu-valoda","20":"tag-latviesuvaloda","21":"tag-latvija","22":"tag-lv","23":"tag-news","24":"tag-popularakas-zinas","25":"tag-popularakaszinas","26":"tag-top-stories","27":"tag-topstories","28":"tag-zinas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115880999338771970","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/101732","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=101732"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/101732\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/101733"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=101732"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=101732"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=101732"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}