Revolut \u0161oned\u0113\u013c dal\u012bj\u0101s ar jaun\u0101m atzi\u0146\u0101m par to, k\u0101 Latvijas iedz\u012bvot\u0101ji invest\u0113ja 2025. gad\u0101, atkl\u0101jot dal\u012bbas pieaugumu un p\u0101reju uz automatiz\u0113tu un \u0113rtu ieguld\u012b\u0161anu, ko pavada pieaugo\u0161a interese par sare\u017e\u0123\u012bt\u0101kiem invest\u012bciju r\u012bkiem. Raugoties uz 2026. gadu, Latvijas iedz\u012bvot\u0101ji v\u0113las vair\u0101k koncentr\u0113ties uz finan\u0161u discipl\u012bnu, izgl\u012bt\u012bbu un ilgtermi\u0146a pl\u0101no\u0161anu.\n<\/p>\n
K\u0101 Latvijas iedz\u012bvot\u0101ji invest\u0113ja 2025. gad\u0101<\/p>\n
Saska\u0146\u0101 ar Revolut iek\u0161\u0113jiem datiem, 2025. gad\u0101 Revolut ieguld\u012bjumu pakalpojumu lietot\u0101ju skaits Latvij\u0101 pieauga par 17 %. Vid\u0113jais Latvijas investors platform\u0101 Revolut joproj\u0101m bija viens no jaun\u0101kajiem Eirop\u0101 \u2014 ar vid\u0113jo vecumu 35 gadi un ar vid\u0113jo portfe\u013ca v\u0113rt\u012bbu virs 2600 \u20ac.\n<\/p>\n
Latvijas klientu portfe\u013ci platform\u0101 Revolut bija liel\u0101 m\u0113r\u0101 diversific\u0113ti un ar sp\u0113c\u012bgu noslieci uz glob\u0101lajiem tirgiem. Vid\u0113ji portfe\u013cus veidoja 35 % ASV akciju, 11 % ETF (bir\u017e\u0101 tirgoto fondu) un 3 % Eiropas akciju un 3 % CFD (starp\u012bbas l\u012bgumu), savuk\u0101rt 44 % tika tur\u0113ti naudas tirgus fondos, izmantojot elast\u012bgo naudas tirgus fondu pakalpojumu.\n<\/p>\n
Tehnolo\u0123iju akcijas joproj\u0101m bija starp visvair\u0101k tirgotaj\u0101m gan Latvij\u0101, gan ar\u012b pla\u0161\u0101k Eirop\u0101. NVIDIA past\u0101v\u012bgi bija visvair\u0101k pirkt\u0101s un p\u0101rdot\u0101s ASV akcijas Latvijas un visas Eiropas klientu vid\u016b, atspogu\u013cojot past\u0101v\u012bgo entuziasmu par m\u0101ksl\u012bgo intelektu. Starp Eiropas akcij\u0101m Rheinmetall k\u013cuva par visakt\u012bv\u0101k tirgoto akciju, atspogu\u013cojot pastiprin\u0101tu investoru uzman\u012bbu attiec\u012bb\u0101 pret aizsardz\u012bbas uz\u0146\u0113mumiem. Vanguard S&P 500 UCITS ETF joproj\u0101m bija visvair\u0101k tirgotais ETF Latvij\u0101, uzsverot pla\u0161as un zemu izmaksu piek\u013cuves ASV tirgum popularit\u0101ti.\n<\/p>\n
Automatiz\u0113to un regul\u0101ro ieguld\u012bjumu pieaugums<\/p>\n
2025. gads ir iez\u012bm\u0113jis ar\u012b p\u0101reju uz \u0113rt\u0101ku un automatiz\u0113t\u0101ku ieguld\u012b\u0161anu. Janv\u0101r\u012b Revolut ieviesa ETF invest\u012bciju pl\u0101nus bez komisijas maksas, kas \u013cauj klientiem iestat\u012bt autom\u0101tiskus, periodiskus, piem\u0113ram, ikned\u0113\u013cas, ieguld\u012bjumus, s\u0101kot no 1 \u20ac, vair\u0101k nek\u0101 300 ES bir\u017e\u0101 kot\u0113tos ETF. \u0160ie dar\u012bjumi ir bez komisijas maksas un netiek ieskait\u012bti vi\u0146u abon\u0113t\u0101 pl\u0101na ikm\u0113ne\u0161a limit\u0101.\n<\/p>\n
Vid\u0113jais periodisko ieguld\u012bjumu apjoms Latvij\u0101 bija 48 \u20ac m\u0113nes\u012b, un vispopul\u0101r\u0101kie pl\u0101ni bija Vanguard S&P 500 ETF, kas 2025. gad\u0101 veidoja 35 % no visiem ETF dar\u012bjumiem, kam sekoja iShares Dow Jones Global Titans 50 ETF ar 7 % no visiem dar\u012bjumiem.\n<\/p>\n
Vienlaikus pieauga interese par piln\u012bb\u0101 automatiz\u0113tiem risin\u0101jumiem. Gan Robo digit\u0101l\u0101s padomu platformas klientu skaits, gan kop\u0113jie atlikumi, kas ieguld\u012bti, izmantojot automatiz\u0113tos ieguld\u012bjumus, gada laik\u0101 vair\u0101k nek\u0101 divk\u0101r\u0161oj\u0101s, uzsverot pieaugo\u0161o piepras\u012bjumu p\u0113c autom\u0101tiskas, ilgtermi\u0146a portfe\u013ca p\u0101rvald\u012bbas.\n<\/p>\n
Pieaugo\u0161\u0101 v\u0113lme p\u0113c moderniem r\u012bkiem<\/p>\n
Pieredz\u0113ju\u0161\u0101kiem investoriem Revolut 2025. gad\u0101 ieviesa cenu starp\u012bbas l\u012bgumus (CFD). Popul\u0101r\u0101kie CFD, ar kuriem tirgoj\u0101s Latvijas iedz\u012bvot\u0101ji, bija Nasdaq 100, S&P 500 un zelts. \u0160ie finan\u0161u instrumenti piesaist\u012bja akt\u012bvus tirgot\u0101jus, kuri, piem\u0113ram, v\u0113l\u0113j\u0101s nodro\u0161in\u0101ties pret infl\u0101ciju, ieg\u016bt piek\u013cuvi glob\u0101lajam tehnolo\u0123iju ienes\u012bgumam vai tirdzniec\u012bbas sv\u0101rst\u012bgumam izejvielu tirgos.\n<\/p>\n
Joproj\u0101m past\u0101v dzimumu at\u0161\u0137ir\u012bbas<\/p>\n
Dati ar\u012b atkl\u0101ja past\u0101v\u012bgu ieguld\u012b\u0161anas at\u0161\u0137ir\u012bbu starp v\u012brie\u0161iem un sieviet\u0113m. 2025. gad\u0101 v\u012brie\u0161u invest\u012bciju kop\u0113jais apjoms Latvij\u0101 bija gandr\u012bz \u010detras reizes liel\u0101ks nek\u0101 sievie\u0161u veikto ieguld\u012bjumu apjoms. Vid\u0113jais portfe\u013ca lielums v\u012brie\u0161iem bija 3200 \u20ac, bet sieviet\u0113m \u2014 1500 \u20ac. Tom\u0113r gada laik\u0101 invest\u0113t s\u0101ka vair\u0101k sievie\u0161u nek\u0101 v\u012brie\u0161u: sievie\u0161u investoru skaits pieauga par 22 %, sal\u012bdzinot ar 15 % pieaugumu v\u012brie\u0161u vid\u016b.\n<\/p>\n
Kas attur Latvijas iedz\u012bvot\u0101jus un kas gaid\u0101ms 2026. gad\u0101<\/p>\n
P\u0113t\u012bjumu uz\u0146\u0113muma Dynata nesen veiktais p\u0113t\u012bjums Revolut v\u0101rd\u0101 atkl\u0101j \u0161\u0137\u0113r\u0161\u013cus invest\u012bcij\u0101m Latvij\u0101. Liel\u0101kais \u0161\u0137\u0113rslis invest\u0113\u0161anas uzs\u0101k\u0161anai bija vienk\u0101r\u0161i nepietiekama liek\u0101 nauda (33 %), kam sekoja zin\u0101\u0161anu tr\u016bkums par to, k\u0101 s\u0101kt ieguld\u012bt (22 %), un bailes zaud\u0113t naudu (20 %).\n<\/p>\n
Raugoties uz 2026. gadu, 32 % Latvijas iedz\u012bvot\u0101ju atzina, ka j\u016btas nemier\u012bgi un nedro\u0161i par savu finansi\u0101lo st\u0101vokli. Vienlaikus 28 % atzina, ka ir veiku\u0161i proakt\u012bvus pas\u0101kumus, piem\u0113ram, ieguld\u012b\u0161ana, uzkr\u0101jumu veido\u0161ana, darba mekl\u0113jumi vai kvalifik\u0101cijas uzlabo\u0161ana. Jaut\u0101ti, kas visvair\u0101k uzlabotu vi\u0146u finansi\u0101lo situ\u0101ciju 2026. gad\u0101, respondenti visbie\u017e\u0101k nor\u0101d\u012bja uz liel\u0101ku pa\u0161discipl\u012bnu, lai izvair\u012btos no p\u0101rt\u0113r\u0113\u0161anas un iev\u0113rotu finan\u0161u m\u0113r\u0137us (37 %). 1 no 5 aptauj\u0101tajiem nor\u0101d\u012bja, ka vi\u0146iem visnoder\u012bg\u0101k\u0101 b\u016btu \u0113rti lietojama finan\u0161u lietotne, lai sekotu l\u012bdzi inform\u0101cijai, uzkr\u0101tu un invest\u0113tu.\n<\/p>\n
\u201cLatvijas invest\u012bciju ainava nep\u0101rprotami nobriest \u2014 m\u0113s redzam, ka arvien vair\u0101k cilv\u0113ku s\u0101k invest\u0113t agr\u0101k, ievie\u0161 regul\u0101rus invest\u012bciju paradumus un laika gait\u0101 izmanto automatiz\u0113tus risin\u0101jumus, lai veidotu tur\u012bbu. Vienlaikus dati liecina, ka finansi\u0101l\u0101 p\u0101rliec\u012bba un izgl\u012bt\u012bba b\u016bs kritiski svar\u012bgas 2026. gad\u0101 un turpm\u0101k. Pal\u012bdz\u012bba klientiem p\u0101rvar\u0113t bailes, veidot discipl\u012bnu un piek\u013c\u016bt pareizajiem r\u012bkiem joproj\u0101m b\u016bs m\u016bsu galven\u0101 priorit\u0101te,\u201d saka Rolandas Juteika, Tur\u012bbas un tirdzniec\u012bbas noda\u013cas vad\u012bt\u0101js (EEZ).<\/p>\n","protected":false},"excerpt":{"rendered":"Revolut \u0161oned\u0113\u013c dal\u012bj\u0101s ar jaun\u0101m atzi\u0146\u0101m par to, k\u0101 Latvijas iedz\u012bvot\u0101ji invest\u0113ja 2025. gad\u0101, atkl\u0101jot dal\u012bbas pieaugumu un…\n","protected":false},"author":2,"featured_media":102771,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[77,76,35,39,38,36,37,34,40],"class_list":{"0":"post-102770","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bizness","8":"tag-bizness","9":"tag-business","10":"tag-latvia","11":"tag-latvian","12":"tag-latviesu","13":"tag-latviesu-valoda","14":"tag-latviesuvaloda","15":"tag-latvija","16":"tag-lv"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115886763725101669","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/102770","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=102770"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/102770\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/102771"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=102770"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=102770"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=102770"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}