Spr\u0101dziena sekas un iedz\u012bvot\u0101ju ba\u017eas<\/p>\n
P\u0113c tra\u0123isk\u0101 g\u0101zes spr\u0101dziena Bauskas iel\u0101, kas notika 2026. gada 2. janv\u0101r\u012b, daudzi iedz\u012bvot\u0101ji paliku\u0161i bez m\u0101j\u0101m, un \u0113kas n\u0101kotne ir neskaidra. \u012apa\u0161i aktu\u0101ls k\u013cuvis jaut\u0101jums par hipotek\u0101ro kred\u012btu atmaksu, ja \u012bpa\u0161ums tiek atz\u012bts par nedro\u0161u un nojaukts. Pa\u0161vald\u012bba ir uzs\u0101kusi kr\u012bzes pabalstu izmaksu un pied\u0101v\u0101 pagaidu izmitin\u0101\u0161anu, tom\u0113r iedz\u012bvot\u0101jiem saglab\u0101jas ba\u017eas par finansi\u0101laj\u0101m saist\u012bb\u0101m pret bank\u0101m.<\/p>\n
Hipotek\u0101rais kred\u012bts un nekustam\u0101 \u012bpa\u0161uma zaud\u0113jums<\/p>\n
Normat\u012bvais regul\u0113jums Latvij\u0101 neparedz autom\u0101tisku hipotek\u0101r\u0101 kred\u012bta dz\u0113\u0161anu gad\u012bjum\u0101, ja \u0113ka tiek neatgriezeniski boj\u0101ta vai nojaukta. L\u012bgumi starp bank\u0101m un kred\u012bta \u0146\u0113m\u0113jiem parasti nosaka, ka kred\u012bta atmaksa turpin\u0101s neatkar\u012bgi no \u012bpa\u0161uma st\u0101vok\u013ca. Lai gan likumdo\u0161ana neparedz \u012bpa\u0161as atrunas \u0161\u0101diem gad\u012bjumiem, bankas un kred\u012bta \u0146\u0113m\u0113ji var vienoties par risin\u0101jumiem. <\/p>\n
Banku un kred\u012bta \u0146\u0113m\u0113ju risin\u0101jumi<\/p>\n
Vairum\u0101 gad\u012bjumu \u012bpa\u0161ums, kas ie\u0137\u012bl\u0101ts bank\u0101, ir ar\u012b apdro\u0161in\u0101ts. Ja \u0113ka tiek zaud\u0113ta neparedz\u0113ta notikuma d\u0113\u013c, apdro\u0161in\u0101\u0161anas atl\u012bdz\u012bba var\u0113tu tikt izmantota kred\u012bta dz\u0113\u0161anai. Tom\u0113r tas ir atkar\u012bgs no apdro\u0161in\u0101\u0161anas polises nosac\u012bjumiem un konkr\u0113t\u0101s situ\u0101cijas. Ja \u0113ka ir piln\u012bb\u0101 zaud\u0113ta un nav apdro\u0161in\u0101\u0161anas, kred\u012bta \u0146\u0113m\u0113jam joproj\u0101m ir saist\u012bbas pret banku. \u0160\u0101dos gad\u012bjumos ieteicams nekav\u0113joties sazin\u0101ties ar banku, lai kop\u012bgi mekl\u0113tu risin\u0101jumus, piem\u0113ram, kred\u012bta p\u0101rstrukturiz\u0101ciju vai citus l\u012bgumiskus piel\u0101gojumus.<\/p>\n
Valsts un pa\u0161vald\u012bbas atbalsts<\/p>\n
R\u012bgas pa\u0161vald\u012bba sniedz atbalstu spr\u0101dzien\u0101 cietu\u0161ajiem, nodro\u0161inot kr\u012bzes pabalstus un pagaidu m\u0101jokli. Tiek izskat\u012bta ar\u012b iesp\u0113ja piem\u0113rot nekustam\u0101 \u012bpa\u0161uma nodok\u013ca atlaides vai vienoties ar zemes \u012bpa\u0161niekiem par nomas maksas nepiem\u0113ro\u0161anu. Cietu\u0161ajiem ir pieejama ar\u012b valsts nodro\u0161in\u0101t\u0101 juridisk\u0101 pal\u012bdz\u012bba, ko nodro\u0161ina Tiesu administr\u0101cija person\u0101m ar zemu ien\u0101kumu l\u012bmeni. Lai gan \u0161obr\u012bd nav skaidrs, vai Bauskas iel\u0101 eso\u0161\u0101 \u0113ka tiks atjaunota vai nojaukta, iedz\u012bvot\u0101jiem ir svar\u012bgi apzin\u0101ties savas ties\u012bbas un pien\u0101kumus attiec\u012bb\u0101 pret bank\u0101m un mekl\u0113t operat\u012bvu risin\u0101jumu.<\/p>\n","protected":false},"excerpt":{"rendered":"Spr\u0101dziena sekas un iedz\u012bvot\u0101ju ba\u017eas P\u0113c tra\u0123isk\u0101 g\u0101zes spr\u0101dziena Bauskas iel\u0101, kas notika 2026. gada 2. janv\u0101r\u012b, daudzi…\n","protected":false},"author":2,"featured_media":104924,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[23,24468,28,29,32,33,22,3628,25193,25195,25194,30,31,35,39,38,36,37,34,40,20,26,27,24,25,21],"class_list":{"0":"post-104923","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-latvija","8":"tag-aktualitates","9":"tag-bauskas-ielas-spradziens","10":"tag-breaking-news","11":"tag-breakingnews","12":"tag-featured-news","13":"tag-featurednews","14":"tag-headlines","15":"tag-hipotekarais-kredits","16":"tag-ipasuma-zaudejums","17":"tag-juridiska-palidziba","18":"tag-kredita-atmaksa","19":"tag-latest-news","20":"tag-latestnews","21":"tag-latvia","22":"tag-latvian","23":"tag-latviesu","24":"tag-latviesu-valoda","25":"tag-latviesuvaloda","26":"tag-latvija","27":"tag-lv","28":"tag-news","29":"tag-popularakas-zinas","30":"tag-popularakaszinas","31":"tag-top-stories","32":"tag-topstories","33":"tag-zinas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115896169452734719","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/104923","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=104923"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/104923\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/104924"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=104923"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=104923"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=104923"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}