Vienoti vis\u0101 Eirop\u0101 2025. gada 9. oktobr\u012b sp\u0113k\u0101 st\u0101sies pras\u012bba pirms maks\u0101juma uzs\u0101k\u0161anas maks\u0101juma veic\u0113jam \u2013 finan\u0161u iest\u0101dei \u2013 oblig\u0101ti veikt maks\u0101juma sa\u0146\u0113m\u0113ja v\u0101rda vai nosaukuma un konta numura savstarp\u0113j\u0101s atbilst\u012bbas p\u0101rbaudi (v\u0101rda un konta numura atbilst\u012bbas p\u0101rbaude), inform\u0113 Latvijas Bank\u0101.<\/p>\n
V\u0101rda un konta numura atbilst\u012bbas p\u0101rbaude ir papildu dro\u0161\u012bbas elements ar m\u0113r\u0137i nodro\u0161in\u0101t, ka maks\u0101juma veic\u0113js pirms r\u012bkojuma par maks\u0101juma izpildi sa\u0146em informat\u012bvu pazi\u0146ojumu par v\u0101rda un konta numura atbilst\u012bbas p\u0101rbaudes rezult\u0101tu, lai samazin\u0101tu kr\u0101p\u0161anas un k\u013c\u016bdu risku. Process j\u0101nodro\u0161ina faktiski ziben\u012bgi \u2013 ne vair\u0101k k\u0101 piecu sekun\u017eu laik\u0101.<\/p>\n
Uzr\u0101d\u012btais p\u0101rbaudes rezult\u0101ts neietekm\u0113s maks\u0101t\u0101ja ties\u012bbas nos\u016bt\u012bt maks\u0101jumu atbilsto\u0161i s\u0101kotn\u0113ji ievad\u012btajai inform\u0101cijai par sa\u0146\u0113m\u0113ju. L\u0113mums veikt vai neveikt maks\u0101jumu neatbilst\u012bbas gad\u012bjum\u0101 joproj\u0101m paliek pa\u0161a maks\u0101t\u0101ja atbild\u012bb\u0101.<\/p>\n
V\u0101rda un konta numura atbilst\u012bbas p\u0101rbaude ir process, kas maks\u0101jumu pakalpojumu sniedz\u0113jiem j\u0101veic pirms maks\u0101juma autoriz\u0113\u0161anas no maks\u0101t\u0101ja puses. Tas ietver nor\u0101d\u012bt\u0101 maks\u0101juma sa\u0146\u0113m\u0113ja bankas konta numura (IBAN) un v\u0101rda, nosaukuma vai cita identifikatora, piem\u0113ram, pievienot\u0101s v\u0113rt\u012bbas nodok\u013ca maks\u0101t\u0101ja numura vai juridisk\u0101s personas identifikatora (LEI), atbilst\u012bbas p\u0101rbaudi. V\u0101rda un konta numura atbilst\u012bbas p\u0101rbaude tiek veikta pirms katra maks\u0101juma ar\u012b, ja vienam un tam pa\u0161am sa\u0146\u0113m\u0113jam maks\u0101jumu nos\u016bta vair\u0101kas reizes vai atk\u0101rto to k\u0101 parastu kred\u012bta p\u0101rvedumu, ja zibmaks\u0101jums k\u0101da iemesla d\u0113\u013c iepriek\u0161 ir noraid\u012bts. V\u0101rda un konta numura atbilst\u012bbas p\u0101rbaude netiks veikta gad\u012bjumos, kad maks\u0101t\u0101js nav sa\u0146\u0113m\u0113ja nor\u0101d\u012bt\u0101js (piem\u0113ram, sa\u0146\u0113m\u0113ja konta numurs un v\u0101rds ieg\u016bts no t\u0101lru\u0146a numuru un konta numuru re\u0123istra).<\/p>\n
V\u0101rda un konta numura atbilst\u012bbas p\u0101rbaudes ievie\u0161ana uzlabos dro\u0161\u012bbu un mazin\u0101s kr\u0101p\u0161anas risku, it \u012bpa\u0161i, sniedzot papildu iesp\u0113ju aptur\u0113t maks\u0101juma izpildi gad\u012bjumos, kad kr\u0101pnieki nomaina r\u0113\u0137ina rekviz\u012btus un nor\u0101da maks\u0101t\u0101jam zin\u0101mu sa\u0146\u0113m\u0113ja v\u0101rdu vai nosaukumu, bet konta numuru nomaina pret kr\u0101pnieku izv\u0113l\u0113to.<\/p>\n
\u0160\u0101da pras\u012bba turpm\u0101k attieksies uz iek\u0161bankas maks\u0101jumiem, uz tradicion\u0101liem maks\u0101jumiem citu banku klientiem un uz zibmaks\u0101jumiem.<\/p>\n","protected":false},"excerpt":{"rendered":"Vienoti vis\u0101 Eirop\u0101 2025. gada 9. oktobr\u012b sp\u0113k\u0101 st\u0101sies pras\u012bba pirms maks\u0101juma uzs\u0101k\u0161anas maks\u0101juma veic\u0113jam \u2013 finan\u0161u iest\u0101dei…\n","protected":false},"author":2,"featured_media":10548,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[23,869,77,870,28,29,867,32,33,22,30,31,35,39,38,36,37,34,871,868,40,20,26,27,24,25,21],"class_list":{"0":"post-10547","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-latvija","8":"tag-aktualitates","9":"tag-biznesa-zinas","10":"tag-bizness","11":"tag-bizness-latvija","12":"tag-breaking-news","13":"tag-breakingnews","14":"tag-dienas-zinas","15":"tag-featured-news","16":"tag-featurednews","17":"tag-headlines","18":"tag-latest-news","19":"tag-latestnews","20":"tag-latvia","21":"tag-latvian","22":"tag-latviesu","23":"tag-latviesu-valoda","24":"tag-latviesuvaloda","25":"tag-latvija","26":"tag-latvijas-biznesa-zinas","27":"tag-latvijas-zinas","28":"tag-lv","29":"tag-news","30":"tag-popularakas-zinas","31":"tag-popularakaszinas","32":"tag-top-stories","33":"tag-topstories","34":"tag-zinas"},"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/10547","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=10547"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/10547\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/10548"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=10547"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=10547"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=10547"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}