{"id":108342,"date":"2026-01-19T09:00:11","date_gmt":"2026-01-19T09:00:11","guid":{"rendered":"https:\/\/www.europesays.com\/lv\/108342\/"},"modified":"2026-01-19T09:00:11","modified_gmt":"2026-01-19T09:00:11","slug":"nebanku-kreditetajiem-ir-jaievero-regulejuma-prasibas","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lv\/108342\/","title":{"rendered":"Nebanku kredit\u0113t\u0101jiem ir j\u0101iev\u0113ro regul\u0113juma pras\u012bbas"},"content":{"rendered":"<p>Vi\u0146\u0161 uzsver, ka nebanku kredit\u0113t\u0101jiem Latvijas finan\u0161u sektor\u0101 nenoliedzami ir svar\u012bga vieta un daudzi \u0161\u012b sektora uz\u0146\u0113mumi dara labu darbu. \u0160is sektors dod artavu Latvijas tautsaimniec\u012bbai, tom\u0113r tas nedr\u012bkst notikt uz maz\u0101k aizsarg\u0101tu cilv\u0113ku r\u0113\u0137ina. Valsts instit\u016bcij\u0101m ir pien\u0101kums r\u016bp\u0113ties par to, lai sabiedr\u012bbas neaizsarg\u0101t\u0101k\u0101 da\u013ca neiedzen sevi par\u0101du j\u016bg\u0101, no kura nesp\u0113j izk\u013c\u016bt. &#8220;T\u0101p\u0113c j\u0101pan\u0101k, ka nebanku kredit\u0113t\u0101ji str\u0101d\u0101 godpr\u0101t\u012bgi un iev\u0113ro regul\u0113jum\u0101 noteikt\u0101s pras\u012bbas. Savuk\u0101rt PTAC ir pier\u0101d\u012bjis, ka labi sp\u0113j par\u016bp\u0113ties par pre\u010du un pakalpojumu dro\u0161\u012bbu un iedz\u012bvot\u0101ju s\u016bdz\u012bbu izskat\u012b\u0161anu \u0161aj\u0101 jom\u0101,&#8221; piebilst Latvijas Bankas prezidents.<\/p>\n<p>LETA jau v\u0113st\u012bja, ka Finan\u0161u ministrija rosina nebanku kredit\u0113t\u0101ju re\u0123istr\u0113\u0161anas, licenc\u0113\u0161anas un uzraudz\u012bbas funkciju no 2027. gada 1. janv\u0101ra nodot Latvijas Bankai.<\/p>\n<p>Ministrija rosina Latvijas Bankai nodot Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likum\u0101 min\u0113to kapit\u0101lsabiedr\u012bbu, kur\u0101m PTAC izsniedz licenci pat\u0113r\u0113t\u0101ju kredit\u0113\u0161anas pakalpojumu snieg\u0161anai, licenc\u0113\u0161anu un uzraudz\u012bbu, k\u0101 ar\u012b kred\u012bta starpnieku un kred\u012bta starpnieku p\u0101rst\u0101vju, kas pied\u0101v\u0101 pat\u0113r\u0113t\u0101jam kred\u012btu, kura atmaksa nodro\u0161in\u0101ta ar nekustam\u0101 \u012bpa\u0161uma hipot\u0113ku vai kura m\u0113r\u0137is ir ieg\u016bt vai saglab\u0101t ties\u012bbas uz nekustamo \u012bpa\u0161umu, re\u0123istr\u0113\u0161anu un uzraudz\u012bbu.<\/p>\n<p>Ministru kabineta (MK) protokoll\u0113mums paredz, ka Finan\u0161u ministrija sadarb\u012bb\u0101 ar Latvijas Banku, Ekonomikas ministriju (EM) un Tieslietu ministriju l\u012bdz 2026. gada 30. apr\u012blim j\u0101izstr\u0101d\u0101 un finan\u0161u ministram j\u0101iesniedz izskat\u012b\u0161anai MK s\u0113d\u0113 groz\u012bjumi normat\u012bvos, kas paredz min\u0113to funkciju nodo\u0161anu Latvijas Bankai no 2027. gada 1. janv\u0101ra.<\/p>\n<p>Vienlaikus &#8220;Fntech Latvija&#8221; asoci\u0101cijas vad\u012bt\u0101ja T\u012bna L\u016bse a\u0123ent\u016brai LETA nor\u0101d\u012bja, ka Finan\u0161u ministrijas rosin\u0101jums nozarei nerad\u012btu skaidru pievienoto v\u0113rt\u012bbu un rada b\u016btiskus jaut\u0101jumus par proporcionalit\u0101ti, ietekmi uz kredit\u0113\u0161anas pieejam\u012bbu un administrat\u012bvo slogu, \u012bpa\u0161i maz\u0101kiem tirgus dal\u012bbniekiem. Asoci\u0101cij\u0101 ar\u012b pauda, ka reformas virz\u012bba notiek ar konkur\u0113jo\u0161us biznesa mode\u013cus p\u0101rst\u0101vo\u0161u intere\u0161u iesaisti un nozarei nav skaidra reformas paties\u0101 motiv\u0101cija.<\/p>\n","protected":false},"excerpt":{"rendered":"Vi\u0146\u0161 uzsver, ka nebanku kredit\u0113t\u0101jiem Latvijas finan\u0161u sektor\u0101 nenoliedzami ir svar\u012bga vieta un daudzi \u0161\u012b sektora uz\u0146\u0113mumi dara&hellip;\n","protected":false},"author":2,"featured_media":108343,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[23,780,28,29,6575,32,33,4045,22,30,31,35,39,38,36,37,34,40,20,26,27,24,25,21],"class_list":{"0":"post-108342","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-latvija","8":"tag-aktualitates","9":"tag-bankas","10":"tag-breaking-news","11":"tag-breakingnews","12":"tag-ekonomikas-zinas","13":"tag-featured-news","14":"tag-featurednews","15":"tag-finanses","16":"tag-headlines","17":"tag-latest-news","18":"tag-latestnews","19":"tag-latvia","20":"tag-latvian","21":"tag-latviesu","22":"tag-latviesu-valoda","23":"tag-latviesuvaloda","24":"tag-latvija","25":"tag-lv","26":"tag-news","27":"tag-popularakas-zinas","28":"tag-popularakaszinas","29":"tag-top-stories","30":"tag-topstories","31":"tag-zinas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115920949937884909","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/108342","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=108342"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/108342\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/108343"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=108342"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=108342"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=108342"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}