Uzmaks\u0101t\u0101s stabiliem mon\u0113tu metrikas<\/p>\n
Lai gan 2025. gads tika pasludin\u0101ts par rekordgadu stabiliem mon\u0113tu izmanto\u0161an\u0101, pamatojoties uz blok\u0137\u0113des dar\u012bjumu datiem, jaunais McKinsey Financial Services zi\u0146ojums liecina, ka \u0161ie r\u0101d\u012bt\u0101ji ir iev\u0113rojami p\u0101rsp\u012bl\u0113ti. Lai gan blok\u0137\u0113d\u0113 fiks\u0113ts liels dar\u012bjumu apjoms, tikai neliela da\u013ca \u2013 aptuveni 1% no kop\u0113j\u0101 aptuveni 35 triljonu dol\u0101ru dar\u012bjumu apjoma \u2013 paties\u012bb\u0101 ir uzskat\u0101ma par re\u0101liem maks\u0101jumiem stabiliem mon\u0113t\u0101s.<\/p>\n
Zi\u0146ojums prognoz\u0113, ka 2025. gad\u0101 stabiliem mon\u0113tu maks\u0101jumu apjoms sasniegs 390 miljardus dol\u0101ru, ta\u010du sal\u012bdzin\u0101jum\u0101 ar glob\u0101lajiem maks\u0101jumiem tas veido tikai aptuveni 0,02%. Tas nor\u0101da, ka pla\u0161i izmantot\u0101s blok\u0137\u0113des transakciju metrikas ir maldino\u0161as, sniedzot nere\u0101listisku priek\u0161statu par stabiliem mon\u0113tu pie\u0146em\u0161anu.<\/p>\n
Regulatoriskais vides un tirgus dal\u012bbnieku darb\u012bba<\/p>\n
Neskatoties uz p\u0101rsp\u012bl\u0113tajiem skait\u013ciem, stabiliem mon\u0113tu sektors pieredz ar\u012b re\u0101lu izaugsmi. Likumdo\u0161anas izmai\u0146as, piem\u0113ram, GENIUS likums, ir nodro\u0161in\u0101ju\u0161as nepiecie\u0161amo regulat\u012bvo skaidr\u012bbu dol\u0101ram piesaist\u012btajiem kriptoakt\u012bviem. Lielie tehnolo\u0123iju uz\u0146\u0113mumi, piem\u0113ram, Stripe un Sony, ir izstr\u0101d\u0101ju\u0161i savus produktus un pakalpojumus, kas saist\u012bti ar stabiliem mon\u0113t\u0101m.<\/p>\n
Zi\u0146ojum\u0101 ar\u012b piemin\u0113ts, ka prezidents Tramps ir guvis iev\u0113rojamu pe\u013c\u0146u no kriptoval\u016btu sektora, lai gan ar vi\u0146u saist\u012btais stabiliem mon\u0113tas USD1 ir non\u0101cis korupcijas aps\u016bdz\u012bbu centr\u0101. L\u012bdz\u012bgi k\u0101 agr\u0101k \u0161\u012b gada Citi zi\u0146ojum\u0101, ar\u012b Volstr\u012btas veter\u0101ns Toms L\u012b sal\u012bdzin\u0101jis stabiliem mon\u0113tas ar \u201cChatGPT br\u012bdi kriptoval\u016bt\u0101s\u201d, nor\u0101dot uz to potenci\u0101lu.<\/p>\n
Dar\u012bjumu veidu anal\u012bze un re\u0123ion\u0101l\u0101s tendences<\/p>\n
Galven\u0101 stabiliem mon\u0113tu maks\u0101jumu aktivit\u0101te koncentr\u0113jas uz B2B maks\u0101jumiem un starptautiskajiem naudas p\u0101rvedumiem. McKinsey uzsver, ka aktivit\u0101tes, piem\u0113ram, l\u012bdzek\u013cu p\u0101rvieto\u0161ana starp kriptoval\u016btu bir\u017eu kontiem, viedkontraktu automatiz\u0113t\u0101s darb\u012bbas un tirdzniec\u012bba decentraliz\u0113taj\u0101s bir\u017e\u0101s, nedr\u012bkst\u0113tu tikt iek\u013cautas maks\u0101jumu m\u0113r\u012bjumos. Turkl\u0101t aptuveni 60% no \u0161\u012bs aktivit\u0101tes nov\u0113rota \u0100zij\u0101.<\/p>\n
P\u0101rsp\u012bl\u0113ti vai nepatiesi pie\u0146em\u0161anas r\u0101d\u012bt\u0101ji nav jauna par\u0101d\u012bba kriptoval\u016btu pasaul\u0113. Bie\u017ei vien tiek izmantoti dati par blok\u0137\u0113des aktivit\u0101tes pieaugumu, piem\u0113ram, saist\u012bb\u0101 ar decentraliz\u0113t\u0101s finan\u0161u (DeFi) lietotn\u0113m, lai rad\u012btu hiperboliz\u0113tus st\u0101stus. Ar\u012b r\u0101d\u012bt\u0101ji k\u0101 transakciju skaits sekund\u0113 gadiem ilgi ir tiku\u0161i uzp\u016bsti, bie\u017ei vien nenosakot tehnolo\u0123ijas re\u0101lo v\u0113rt\u012bbu.<\/p>\n
Re\u0101l\u0101 izaugsme un riski<\/p>\n
Neskatoties uz man\u0101majiem p\u0101rsp\u012bl\u0113jumiem, zi\u0146ojums apstiprina ar\u012b re\u0101lus izaugsmes sign\u0101lus. Stabiliem mon\u0113tu maks\u0101jumu apjoms 2025. gad\u0101 ir vair\u0101k nek\u0101 dubultojies sal\u012bdzin\u0101jum\u0101 ar iepriek\u0161\u0113jo gadu. Kop\u0113jais stabiliem mon\u0113tu pied\u0101v\u0101jums ir pieaudzis no maz\u0101k nek\u0101 30 miljardiem dol\u0101ru 2020. gad\u0101 l\u012bdz vair\u0101k nek\u0101 300 miljardiem dol\u0101ru pa\u0161laik. Ta\u010du ne visa \u0161\u012b izaugsme ir pozit\u012bva. Chainalysis zi\u0146ojums nor\u0101da, ka stabiliem mon\u0113tas veido liel\u0101ko da\u013cu neleg\u0101lo kriptop\u0101rvedumu, k\u0101 ar\u012b tiek zi\u0146ots par to akt\u012bvu izmanto\u0161anu re\u017e\u012bmos, kas pak\u013cauti starptautisk\u0101m sankcij\u0101m.<\/p>\n","protected":false},"excerpt":{"rendered":"Uzmaks\u0101t\u0101s stabiliem mon\u0113tu metrikas Lai gan 2025. gads tika pasludin\u0101ts par rekordgadu stabiliem mon\u0113tu izmanto\u0161an\u0101, pamatojoties uz blok\u0137\u0113des…\n","protected":false},"author":2,"featured_media":114052,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[77,5092,76,779,35,39,38,36,37,34,40,12324,3259,10458],"class_list":{"0":"post-115486","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bizness","8":"tag-bizness","9":"tag-blokkede","10":"tag-business","11":"tag-kriptovalutas","12":"tag-latvia","13":"tag-latvian","14":"tag-latviesu","15":"tag-latviesu-valoda","16":"tag-latviesuvaloda","17":"tag-latvija","18":"tag-lv","19":"tag-maksajumi","20":"tag-mckinsey","21":"tag-stabili-monetas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115971320876103215","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/115486","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=115486"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/115486\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/114052"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=115486"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=115486"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=115486"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}