V\u0113l pirms da\u017eiem gadiem diskusijas par blok\u0137\u0113di un Web3 Latvijas publiskaj\u0101 telp\u0101 bie\u017ei vien aprobe\u017eoj\u0101s ar spekulat\u012bv\u0101m sarun\u0101m par kriptoval\u016btu cen\u0101m. \u0160odien, 2026. gada s\u0101kum\u0101, bilde ir fundament\u0101li main\u012bjusies. M\u0113s vairs nerun\u0101jam par “jaunaj\u0101m tehnolo\u0123ij\u0101m” n\u0101kotnes form\u0101 – dz\u012bvojam laik\u0101, kad finan\u0161u infrastrukt\u016bra tiek p\u0101rb\u016bv\u0113ta m\u016bsu acu priek\u0161\u0101. Pasaule \u0161obr\u012bd piedz\u012bvo divas milz\u012bgas tendences: stabil\u0101s kriptoval\u016btas (stablecoins) k\u013c\u016b\u0161anu par glob\u0101lu maks\u0101jumu standartu un re\u0101lu akt\u012bvu tokeniz\u0101ciju (Real World Assets – RWA).<\/p>\n
Latvijai \u0161obr\u012bd ir unik\u0101ls v\u0113sturisks logs – pateicoties Eiropas Savien\u012bbas MiCA (Markets in Crypto-Assets) regulai, vairs neesam \u201epel\u0113kaj\u0101 zon\u0101\u201d. M\u0113s esam tiesisk\u0101 un regul\u0113t\u0101 vid\u0113, kur Latvija var k\u013c\u016bt par re\u0123iona finan\u0161u tehnolo\u0123iju (fintech) galvaspils\u0113tu, ja vien r\u012bkosimies \u0101tri.<\/p>\n
Stabil\u0101s kriptoval\u016btas – no ni\u0161as instrumenta l\u012bdz glob\u0101lai maks\u0101jumu asinsritei<\/p>\n
2026.gad\u0101 stabil\u0101s kriptoval\u016btas – digit\u0101lie dol\u0101ri un eiro uz blok\u0137\u0113des – vairs nav tikai kripto tirgot\u0101ju r\u012bks. T\u0101s k\u013cuvu\u0161as par starptautisko maks\u0101jumu nor\u0113\u0137inu pamatu un izaicina ierasto SWIFT maks\u0101jumu sist\u0113mu. Kam\u0113r tradicion\u0101l\u0101s banku sist\u0113mas joproj\u0101m c\u012bn\u0101s ar “T+2” (divu dienu) nor\u0113\u0137inu cikliem un augst\u0101m komisij\u0101m par p\u0101rrobe\u017eu maks\u0101jumiem, steiblcoini nodro\u0161ina t\u016bl\u012bt\u0113jus nor\u0113\u0137inus par niec\u012bgu cenu. Tas ir \u012bpa\u0161i svar\u012bgi Latvijas uz\u0146\u0113m\u0113jiem, kuri l\u016bkojas jaunu eksporta tirgu virzien\u0101.<\/p>\n
Pasaule p\u0101riet uz “programm\u0113jamu naudu” un tas noz\u012bm\u0113, ka uz\u0146\u0113mumi var automatiz\u0113t maks\u0101jumus ar viedajiem l\u012bgumiem, negaidot bankas apstiprin\u0101jumu. Latvijas eksport\u0113t\u0101jiem tas noz\u012bm\u0113 lab\u0101ku naudas pl\u016bsmu un maz\u0101kas izmaksas. Ja Latvija b\u016bs valsts, kur\u0101 \u0161\u0101di uz\u0146\u0113mumi j\u016btas juridiski dro\u0161i un saprasti, m\u0113s piesaist\u012bsim nevis simtus, bet t\u016bksto\u0161us jaunu darba vietu.<\/p>\n
Akt\u012bvu tokeniz\u0101cija – likvidit\u0101te tur, kur t\u0101s nekad nav bijis<\/p>\n
Otra un, iesp\u0113jams, v\u0113l jaud\u012bg\u0101ka tendence ir re\u0101lu akt\u012bvu tokeniz\u0101cija (RWA). Tas noz\u012bm\u0113 uz blok\u0137\u0113des “uzlikt” jebko – nekustamo \u012bpa\u0161umu, valsts oblig\u0101cijas, me\u017eus vai pat uz\u0146\u0113mumu akcijas.<\/p>\n
K\u0101p\u0113c tas ir aktu\u0101li 2026. gad\u0101? Jo tas demokratiz\u0113 invest\u012bcijas. Ja agr\u0101k, lai invest\u0113tu liel\u0101 komerc\u012bpa\u0161um\u0101 R\u012bgas centr\u0101, bija vajadz\u012bgi miljoni, tad tagad caur tokeniz\u0101ciju to var\u0113tu izdar\u012bt jebkur\u0161 ar 100 eiro. Tas rad\u012btu milz\u012bgu kapit\u0101la piepl\u016bdumu ekonomikai, \u012bpa\u0161i \u0161ajos sare\u017e\u0123\u012btajos \u0123eopolitiskajos apst\u0101k\u013cos, kad tradicion\u0101lie investori r\u016bp\u012bg\u0101k apdom\u0101 savus ieguld\u012bjumus. Latvijas uz\u0146\u0113mumiem t\u0101 b\u016bs iesp\u0113ja piesaist\u012bt invest\u012bcijas no visas pasaules bez sare\u017e\u0123\u012btiem starpniekiem.<\/p>\n
Latvijas priek\u0161roc\u012bba – zemas izmaksas un elast\u012bgs regulators<\/p>\n
Jau \u0161obr\u012bd redzam, ka Latvijas Bankas izsniegt\u0101s pirm\u0101s MiCA licences piesaista glob\u0101lus sp\u0113l\u0113t\u0101jus. Uz\u0146\u0113mumi saskata Baltiju k\u0101 strat\u0113\u0123isku punktu. Latvijas galvenais trumpis ir konkur\u0113tsp\u0113j\u012bgas uzraudz\u012bbas maksas, pieejams regulators un pievilc\u012bga likumdo\u0161ana. Ta\u010du m\u0113s nedr\u012bkstam apst\u0101ties.<\/p>\n
Lietuva un Igaunija mums vienm\u0113r elpo pakaus\u012b. Lai Latvija b\u016btu ieguv\u0113ja, mums ir:<\/p>\n
J\u0101piel\u0101go likumdo\u0161ana RWA jom\u0101: Mums ir nepiecie\u0161ams skaidrs regul\u0113jums, k\u0101 nekustamais \u012bpa\u0161ums vai komerc\u0137\u012bla tiek juridiski sasaist\u012bta ar digit\u0101lo tokenu.<\/p>\n
J\u0101stiprina izgl\u012bt\u012bba: Mums vajag “Web3 talantu fondu”, lai m\u016bsu programm\u0113t\u0101ji un juristi b\u016btu lab\u0101kie re\u0123ion\u0101.<\/p>\n
J\u0101b\u016bt drosm\u012bgiem: Valsts p\u0101rvaldei un uz\u0146\u0113m\u0113jiem j\u0101s\u0101k praktiski izmantot steiblcoinus un blok\u0137\u0113di savos procesos, r\u0101dot piem\u0113ru jauno tehnolo\u0123iju ievie\u0161an\u0101. Viena no pirmaj\u0101m pozit\u012bvaj\u0101m iniciat\u012bv\u0101m var\u0113tu b\u016bt iesp\u0113ja uz\u0146\u0113mumiem maks\u0101t nodok\u013cus kriptoval\u016bt\u0101 – l\u012bdz\u012bgi k\u0101 pa\u0161laik uz\u0146\u0113muma pamatkapit\u0101lu Latvij\u0101 var apmaks\u0101t kriptoval\u016bt\u0101.<\/p>\n
Pa\u0161laik esam krustcel\u0113s – varam b\u016bt tikai pat\u0113r\u0113t\u0101ji un pas\u012bvi v\u0113rot\u0101ji, vai ar\u012b tom\u0113r tie, kas izstr\u0101d\u0101 standartus n\u0101kamajai finan\u0161u \u0113rai. 2026. gad\u0101 “Web3” vairs nav eksperiments – t\u0101 ir ekonomisk\u0101 realit\u0101te. Latvijai ir j\u0101k\u013c\u016bst par valsti, kur\u0101 top n\u0101kotnes vienrad\u017ei, un mums ir visi nepiecie\u0161amie priek\u0161noteikumi. Tikai j\u0101beidz baid\u012bties un j\u0101s\u0101k r\u012bkoties.<\/p>\n","protected":false},"excerpt":{"rendered":"V\u0113l pirms da\u017eiem gadiem diskusijas par blok\u0137\u0113di un Web3 Latvijas publiskaj\u0101 telp\u0101 bie\u017ei vien aprobe\u017eoj\u0101s ar spekulat\u012bv\u0101m sarun\u0101m…\n","protected":false},"author":2,"featured_media":115903,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[869,77,870,76,867,35,39,38,36,37,34,871,868,40,21],"class_list":{"0":"post-115902","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bizness","8":"tag-biznesa-zinas","9":"tag-bizness","10":"tag-bizness-latvija","11":"tag-business","12":"tag-dienas-zinas","13":"tag-latvia","14":"tag-latvian","15":"tag-latviesu","16":"tag-latviesu-valoda","17":"tag-latviesuvaloda","18":"tag-latvija","19":"tag-latvijas-biznesa-zinas","20":"tag-latvijas-zinas","21":"tag-lv","22":"tag-zinas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115973381434861100","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/115902","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=115902"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/115902\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/115903"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=115902"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=115902"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=115902"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}