{"id":116650,"date":"2026-01-29T12:36:05","date_gmt":"2026-01-29T12:36:05","guid":{"rendered":"https:\/\/www.europesays.com\/lv\/116650\/"},"modified":"2026-01-29T12:36:05","modified_gmt":"2026-01-29T12:36:05","slug":"krapnieku-biznesins-plaukst-un-zel-cilvekiem-izkrapti-vismaz-12-miljoni-eiro-jautajums-ir-ka-tas-joprojam-ir-iesejams","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lv\/116650\/","title":{"rendered":"Kr\u0101pnieku \u201cbiznesi\u0146\u0161\u201d plaukst un ze\u013c \u2013 cilv\u0113kiem izkr\u0101pti vismaz 12 miljoni eiro. Jaut\u0101jums ir, k\u0101 tas joproj\u0101m ir ies\u0113jams?!"},"content":{"rendered":"<p>    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/lv\/wp-content\/uploads\/2026\/01\/1769690165_854_pexels-karolina-grabowska-5717934-1-800x534.jpg\" alt=\"&#10;Ilustrat\u012bvs foto.&#10;\"\/><\/p>\n<p>Ilustrat\u012bvs foto.<\/p>\n<p>Foto: Pexels.com\n<\/p>\n<p>13:15, 29. janv\u0101ris 2026<\/p>\n<p>Latvijas \u010detru liel\u0101ko banku klientiem, pa\u0161iem apstiprinot maks\u0101jumus, pag\u0101ju\u0161aj\u0101 gad\u0101 izkr\u0101pti kopum\u0101 12,22 miljoni eiro, kas ir par 21,3% maz\u0101k nek\u0101 gadu iepriek\u0161, a\u0123ent\u016brai LETA pav\u0113st\u012bja Finan\u0161u nozares asoci\u0101cij\u0101 (FNA).<\/p>\n<p>        Las\u012bt\u0101kie<br \/>\n        <a data-imagesrc=\"{&quot;300&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2024\\\/07\\\/fi_c0miksaq-300x200.jpg&quot;,&quot;1024&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2024\\\/07\\\/fi_c0miksaq-1024x683.jpg&quot;,&quot;768&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2024\\\/07\\\/fi_c0miksaq-768x512.jpg&quot;,&quot;1536&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2024\\\/07\\\/fi_c0miksaq-1536x1024.jpg&quot;,&quot;2048&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2024\\\/07\\\/fi_c0miksaq-2048x1365.jpg&quot;,&quot;200&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2024\\\/07\\\/fi_c0miksaq-200x133.jpg&quot;,&quot;400&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2024\\\/07\\\/fi_c0miksaq-400x267.jpg&quot;,&quot;500&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2024\\\/07\\\/fi_c0miksaq-500x333.jpg&quot;,&quot;800&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2024\\\/07\\\/fi_c0miksaq-800x533.jpg&quot;,&quot;1000&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2024\\\/07\\\/fi_c0miksaq-1000x667.jpg&quot;,&quot;2560&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2024\\\/07\\\/fi_c0miksaq-scaled.jpg&quot;}\" data-focuspoint=\"&quot;&quot;\" data-p=\"2500900\" href=\"https:\/\/www.la.lv\/un-es-nejokoju-opozicionars-atklaj-negaiditu-versiju-par-putina-pecteci\" class=\"content-item lazy-load\" wp_automatic_readability=\"26\" rel=\"nofollow noopener\" target=\"_blank\"><\/p>\n<p>                                <img decoding=\"async\" src=\"\" alt=\"\" style=\"\" data-imageid=\"\"\/><\/p>\n<p>                                            \u201cUn es nejokoju!\u201d Opozicion\u0101rs atkl\u0101j negaid\u012btu versiju par Putina p\u0113cteci\n                            <\/p>\n<p><\/a><a data-imagesrc=\"{&quot;300&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2026\\\/01\\\/pexels-laura-lumimaa-1119727985-20836989-300x200.jpg&quot;,&quot;1024&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2026\\\/01\\\/pexels-laura-lumimaa-1119727985-20836989-1024x683.jpg&quot;,&quot;1536&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2026\\\/01\\\/pexels-laura-lumimaa-1119727985-20836989-1536x1024.jpg&quot;,&quot;500&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2026\\\/01\\\/pexels-laura-lumimaa-1119727985-20836989-500x333.jpg&quot;,&quot;800&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2026\\\/01\\\/pexels-laura-lumimaa-1119727985-20836989-800x533.jpg&quot;,&quot;2560&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2026\\\/01\\\/pexels-laura-lumimaa-1119727985-20836989-scaled.jpg&quot;}\" data-focuspoint=\"&quot;&quot;\" data-p=\"2502146\" href=\"https:\/\/www.la.lv\/ziemas-mokas-ir-smagas-5-zodiaka-zimes-kas-aukstumu-necies-ne-acu-gala\" class=\"content-item lazy-load\" wp_automatic_readability=\"26.5\" rel=\"nofollow noopener\" target=\"_blank\"><\/p>\n<p>                                <img decoding=\"async\" src=\"\" alt=\"\" style=\"\" data-imageid=\"\"\/><\/p>\n<p>                                Kokteilis<\/p>\n<p>\n                                                Ziemas mokas ir smagas. 5 zodiaka z\u012bmes, kas aukstumu necie\u0161 ne acu gal\u0101\n                            <\/p>\n<p><\/a><a data-imagesrc=\"{&quot;300&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2019\\\/06\\\/attractive-beautiful-cheerful-15366191-300x200.jpg&quot;,&quot;768&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2019\\\/06\\\/attractive-beautiful-cheerful-15366191-768x512.jpg&quot;,&quot;200&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2019\\\/06\\\/attractive-beautiful-cheerful-15366191-200x133.jpg&quot;,&quot;400&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2019\\\/06\\\/attractive-beautiful-cheerful-15366191-400x267.jpg&quot;,&quot;500&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2019\\\/06\\\/attractive-beautiful-cheerful-15366191-500x333.jpg&quot;,&quot;800&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2019\\\/06\\\/attractive-beautiful-cheerful-15366191-800x533.jpg&quot;,&quot;900&quot;:&quot;https:\\\/\\\/lastatic.ams3.cdn.digitaloceanspaces.com\\\/2019\\\/06\\\/attractive-beautiful-cheerful-15366191.jpg&quot;}\" data-focuspoint=\"&quot;&quot;\" data-p=\"2501980\" href=\"https:\/\/www.la.lv\/janvari-dzimusos-vislabak-raksturo-vards-speks-bet-marta-lidzjutiba-luk-ko-par-jums-atklaj-jusu-dzimsanas-menesis\" class=\"content-item lazy-load\" wp_automatic_readability=\"27.5\" rel=\"nofollow noopener\" target=\"_blank\"><\/p>\n<p>                                <img decoding=\"async\" src=\"\" alt=\"\" style=\"\" data-imageid=\"\"\/><\/p>\n<p>                                Kokteilis<\/p>\n<p>\n                                                Janv\u0101r\u012b dzimu\u0161os vislab\u0101k raksturo v\u0101rds \u201csp\u0113ks\u201d, bet mart\u0101 \u2013 \u201cl\u012bdzj\u016bt\u012bba\u201d. L\u016bk, ko par jums atkl\u0101j j\u016bsu dzim\u0161anas m\u0113nesis\n                            <\/p>\n<p><\/a><br \/>\n        <a class=\"read-more\" href=\"https:\/\/www.la.lv\/top\" rel=\"nofollow noopener\" target=\"_blank\">Las\u012bt citas zi\u0146as<\/a><\/p>\n<p>P\u0113rn \u012bstenoti kopum\u0101 6667 kr\u0101p\u0161anas gad\u012bjumi, kas ir par 26,1% maz\u0101k nek\u0101 2024. gad\u0101, izkr\u0101ptajai summai veidojot 12 219 719 eiro.<\/p>\n<p>Tostarp konstat\u0113ti 3498 telefonkr\u0101p\u0161anas gad\u012bjumi, izkr\u0101pjot 6 540 911 eiro. T\u0101pat konstat\u0113ti 2530 invest\u012bciju kr\u0101p\u0161anas gad\u012bjumi, izkr\u0101pjot 4 841 823 eiro, un 639 cita veida kr\u0101p\u0161anas gad\u012bjumu, izkr\u0101pjot 836 985 eiro.<\/p>\n<p>    CITI \u0160OBR\u012aD LASA<\/p>\n<p>Vienlaikus p\u0113rn nov\u0113rsti 18 464 kr\u0101p\u0161anas gad\u012bjumi par kopum\u0101 14 031 342 eiro. Sal\u012bdzinot ar attiec\u012bgo periodu 2024. gad\u0101, \u0161ogad izdevies no izkr\u0101p\u0161anas pasarg\u0101t par 15,5% vair\u0101k.<\/p>\n<p>Tostarp p\u0113rn ir izdevies nov\u0113rst 5170 telefonkr\u0101p\u0161anas m\u0113\u0123in\u0101jumus par 6 550 799 eiro, 12 212 invest\u012bciju kr\u0101p\u0161anas m\u0113\u0123in\u0101jumus par 6 515 377 eiro un 1082 citus kr\u0101p\u0161anas gad\u012bjumus par 965 166 eiro.<\/p>\n<p>FNA Kr\u0101p\u0161anas ierobe\u017eo\u0161anas darba grupas vad\u012bt\u0101js, \u201cSEB bankas\u201d Dro\u0161\u012bbas p\u0101rvaldes vad\u012bt\u0101js M\u0101rcis Pelcis ceturtdien \u017eurn\u0101listiem uzsv\u0113ra, ka 2025. gads bija pirmais, kad izdevies \u201cnosarg\u0101t\u201d vair\u0101k iedz\u012bvot\u0101ju l\u012bdzek\u013cu, nek\u0101 ticis izkr\u0101pts.<\/p>\n<p>Vi\u0146\u0161 piebilda, ka izkr\u0101pt\u0101s naudas summas joproj\u0101m ir milz\u012bgas. Kr\u0101pniec\u012bb\u0101 domin\u0113 telefonkr\u0101p\u0161ana un invest\u012bciju kr\u0101p\u0161ana, turkl\u0101t kr\u0101pnieki piel\u0101gojas aktu\u0101lajai situ\u0101cijai, lai izdom\u0101tu jaunus veidus, k\u0101 iedz\u012bvot\u0101jiem izkr\u0101pt naudu.<\/p>\n<p>Bank\u0101m izdodas nov\u0113rst apm\u0113ram 86% invest\u012bciju kr\u0101p\u0161anas m\u0113\u0123in\u0101jumu un apm\u0113ram 60% telefonkr\u0101p\u0161anas m\u0113\u0123in\u0101jumu. Pelcis skaidroja, ka invest\u012bciju kr\u0101p\u0161ana bank\u0101m ir viegl\u0101k identific\u0113jama, savuk\u0101rt telefonkr\u0101p\u0161an\u0101 bie\u017ei ir iesaist\u012bta skaidra nauda.<\/p>\n<p>Pelcis st\u0101st\u012bja, ka p\u0113rn kr\u0101p\u0161an\u0101 aktu\u0101li bija ne\u012bsti valsts iest\u0101\u017eu pazi\u0146ojumi, numuru vilto\u0161ana, dzi\u013cviltojumi, kas izmanto sabiedr\u012bb\u0101 atpaz\u012bstamus cilv\u0113kus. T\u0101pat pag\u0101ju\u0161\u0101 gad\u0101 k\u0101 kr\u0101p\u0161anas metodes par\u0101d\u012bju\u0161\u0101s \u201cslepen\u0101s oper\u0101cijas\u201d, kur\u0101s it k\u0101 iesaista iedz\u012bvot\u0101ju, rezult\u0101t\u0101 izkr\u0101pjot gan m\u0101jvietu, gan naudu.<\/p>\n<p>FNA p\u0101rst\u0101vis uzsv\u0113ra, ka asoci\u0101cija daudz darbojas, lai run\u0101tu ar politikas veidot\u0101jiem situ\u0101cijas risin\u0101\u0161anai. \u201cBanku sektors nav vien\u012bgais, kuram j\u0101uz\u0146emas atbild\u012bba. Pirms tam ir \u012bszi\u0146a, telefona zvans, epasts. Banka ir tikai pa\u0161\u0101s beig\u0101s \u0161aj\u0101 \u0137\u0113d\u012bt\u0113, un atdevei j\u0101b\u016bt no vis\u0101m iesaist\u012btaj\u0101m pus\u0113m,\u201d teica Pelcis, piebilstot, ka aktu\u0101l\u0101ka k\u013cuvusi banku un elektronisko sakaru operatoru sadarb\u012bba.<\/p>\n<p>Savuk\u0101rt Latvijas Bankas Licenc\u0113\u0161anas un sankciju p\u0101rvaldes galvenais juriskonsults Ingus Valti\u0146\u0161 st\u0101st\u012bja, ka Latvij\u0101, sal\u012bdzinot ar cit\u0101m Eiropas valst\u012bm, situ\u0101cija ir \u201c\u013coti laba\u201d. Pie\u0146emams r\u0101d\u012bt\u0101js skait\u0101s, ja procentu\u0101li valst\u012b banku p\u0101rskait\u012bjumos izkr\u0101pt\u0101 summa veido 0,001% no visiem p\u0101rskait\u012bjumiem. Latvij\u0101 \u0161is r\u0101d\u012bt\u0101js 2024. gad\u0101 bija maz\u0101ks nek\u0101 0,001%, kam\u0113r Igaunij\u0101 tas bija 0,003%, bet Lietuv\u0101 \u2013 0,005%.<\/p>\n<p>Jau zi\u0146ots, ka 2024. gad\u0101 kopum\u0101 9025 kr\u0101p\u0161anas gad\u012bjumos tika izkr\u0101pti 15,53 miljoni eiro, bet nov\u0113rsti 17 314 kr\u0101p\u0161anas gad\u012bjumi par kopum\u0101 12,2 miljoniem eiro.<\/p>\n<p>Latvij\u0101 liel\u0101k\u0101 banka p\u0113c akt\u012bvu apm\u0113ra ir \u201cSwedbank\u201d, seko \u201cSEB banka\u201d, banka \u201cCitadele\u201d un \u201cLuminor Bank\u201d fili\u0101le Latvij\u0101.<\/p>\n<p>T\u0113mas<\/p>\n<p>    SAIST\u012aTIE RAKSTI<\/p>\n","protected":false},"excerpt":{"rendered":"Ilustrat\u012bvs foto. Foto: Pexels.com 13:15, 29. janv\u0101ris 2026 Latvijas \u010detru liel\u0101ko banku klientiem, pa\u0161iem apstiprinot maks\u0101jumus, pag\u0101ju\u0161aj\u0101 gad\u0101&hellip;\n","protected":false},"author":2,"featured_media":98125,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[23,28,29,32,33,22,30,31,35,39,38,36,37,34,40,20,26,27,24,25,21],"class_list":{"0":"post-116650","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-latvija","8":"tag-aktualitates","9":"tag-breaking-news","10":"tag-breakingnews","11":"tag-featured-news","12":"tag-featurednews","13":"tag-headlines","14":"tag-latest-news","15":"tag-latestnews","16":"tag-latvia","17":"tag-latvian","18":"tag-latviesu","19":"tag-latviesu-valoda","20":"tag-latviesuvaloda","21":"tag-latvija","22":"tag-lv","23":"tag-news","24":"tag-popularakas-zinas","25":"tag-popularakaszinas","26":"tag-top-stories","27":"tag-topstories","28":"tag-zinas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115978422435485302","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/116650","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=116650"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/116650\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/98125"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=116650"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=116650"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=116650"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}