{"id":13861,"date":"2025-10-06T09:51:06","date_gmt":"2025-10-06T09:51:06","guid":{"rendered":"https:\/\/www.europesays.com\/lv\/13861\/"},"modified":"2025-10-06T09:51:06","modified_gmt":"2025-10-06T09:51:06","slug":"majokli-kluvusi-divreiz-dargaki-dienas-bizness","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lv\/13861\/","title":{"rendered":"M\u0101jok\u013ci k\u013cuvu\u0161i divreiz d\u0101rg\u0101ki :: Dienas Bizness"},"content":{"rendered":"

Latvijas m\u0101jok\u013cu tirg\u016b aug ne tikai dar\u012bjumu skaits un summas, bet ar\u012b izsniegto hipotek\u0101ro kred\u012btu apjoms, inform\u0113 \u201cBigbank\u201d Latvijas fili\u0101l\u0113.<\/p>\n

Tiek prognoz\u0113ts, ka l\u012bdz 2040. gadam vair\u0101k nek\u0101 tre\u0161da\u013c\u0101 jeb 36 % Eiropas m\u0101jsaimniec\u012bbu dz\u012bvos tikai viena persona, bet Latvij\u0101 \u0161\u0101da situ\u0101cija b\u016bs rakstur\u012bga gandr\u012bz pusei m\u0101jsaimniec\u012bbu, atkl\u0101j starptautisk\u0101s tirgus izp\u0113tes komp\u0101nijas \u201cEuromonitor International\u201d 2024. gada p\u0113t\u012bjums. Tas var\u0113tu noz\u012bm\u0113t augo\u0161u piepras\u012bjumu p\u0113c kompakt\u0101kiem m\u0101jok\u013ciem, un par aizvien svar\u012bg\u0101ku krit\u0113riju pirc\u0113jiem k\u013c\u016bst ar\u012b ilgtsp\u0113ja un energoefektivit\u0101te.<\/p>\n

Eiropas Savien\u012bbas ekonomik\u0101 2025. gads bijis pietic\u012bgas izaugsmes gads, un nekustam\u0101 \u012bpa\u0161uma cenas turpin\u0101ja pieaugt. \u201cEiropas Centr\u0101l\u0101s bankas procentu likmju, \u201cEuribor\u201d krituma, k\u0101 ar\u012b atalgojuma pieauguma un nekustam\u0101 \u012bpa\u0161uma pied\u0101v\u0101juma tr\u016bkuma d\u0113\u013c m\u0101jok\u013cu cenas ir k\u0101pu\u0161as ar\u012b Latvij\u0101,\u201d skaidro \u201cBigbank\u201d Latvijas fili\u0101les vad\u012bt\u0101js Edgars Surgofts.<\/p>\n

Jaun\u0101kie nekustamo \u012bpa\u0161umu a\u0123ent\u016bras \u201cLatio\u201d un tirgus anal\u012btikas vietnes \u201cCenubanka.lv\u201d dati liecina, ka m\u0101jok\u013cu cenas Latvij\u0101 p\u0113d\u0113jos 15 gados pieaugu\u0161as aptuveni divarpus reizes, kam\u0113r Eiropas Savien\u012bb\u0101 \u2013 pusotru reizi. Neskatoties uz to, Latvij\u0101 m\u0101jok\u013cus izp\u0113rk \u0101tri, un \u0161\u0101 gada j\u016blij\u0101 m\u0101jok\u013ca p\u0101rdo\u0161anai par tirgus cenu bija nepiecie\u0161amas vid\u0113ji 55 dienas, kas ir zem\u0101kais r\u0101d\u012bt\u0101js kop\u0161 2022. gada rudens.<\/p>\n

J\u016blijs bija ar\u012b p\u0113d\u0113jos gados akt\u012bv\u0101kais m\u0113nesis p\u0113c jauno dar\u012bjumu skaita, atpaliekot vien no 2021. gada decembra un uzr\u0101dot 26 % pieaugumu sal\u012bdzin\u0101jum\u0101 ar 2024. gadu, liecina \u201cCenubanka.lv\u201d R\u012bgas dz\u012bvok\u013cu tirgus p\u0101rskats. Piepras\u012bjums galvenok\u0101rt koncentr\u0113jas dz\u012bvok\u013cos R\u012bg\u0101 un Pier\u012bg\u0101, jo \u012bpa\u0161i jaunajos projektos, ta\u010du to pied\u0101v\u0101jums nav pietiekams, l\u012bdz ar to cenas k\u0101pj.<\/p>\n

Dati par\u0101da ar\u012b to, ka par nekustamo \u012bpa\u0161umu tiek maks\u0101tas aizvien liel\u0101kas summas. No \u0161\u0101 gada janv\u0101ra l\u012bdz j\u016bnijam kop\u0113j\u0101 m\u0101jok\u013cu dar\u012bjumu summa pieauga par 23 %, sasniedzot 800,5 miljonus eiro. Pieauga ar\u012b kop\u0113jais dar\u012bjumu skaits \u2013 tas k\u0101pis par 9,5 %, pirmaj\u0101 pusgad\u0101 nosl\u0113dzot aptuveni 13 250 dar\u012bjumu.<\/p>\n

Vienlaikus audzis ar\u012b atalgojums, un ar\u012b tas ietekm\u0113 m\u0101jok\u013cu cenas. 2025. gada pirmaj\u0101 pusgad\u0101 m\u0113ne\u0161a vid\u0113j\u0101 bruto alga par pilnas slodzes darbu pieauga par 8,2 %, sal\u012bdzinot ar iepriek\u0161\u0113j\u0101 gada attiec\u012bgo periodu, liecina ofici\u0101l\u0101s statistikas port\u0101l\u0101 publiskotie dati. Pieaugot iedz\u012bvot\u0101ju ien\u0101kumiem, piepras\u012bjums p\u0113c nekustam\u0101 \u012bpa\u0161uma palielin\u0101s. Vienlaikus cenu pieaugumu veicina ar\u012b b\u016bvniec\u012bbas izmaksu k\u0101pums.<\/p>\n

\u201cBigbank\u201d galvenais ekonomists Rauls Eametss jau iepriek\u0161 nor\u0101d\u012bjis<\/a> \u2013 ja Eiropas Centr\u0101l\u0101s bankas likmes nepalielin\u0101sies, cenas, visticam\u0101k, turpin\u0101s pieaugt, ta\u010du m\u0113reni.<\/p>\n

Procentu likmju kritums padar\u012bjis kred\u012btus pieejam\u0101kus, un banku kred\u012btportfe\u013ci turpina augt. Turkl\u0101t Latvijas Bankas dati r\u0101da, ka juridisko personu kred\u012btportfelis palielin\u0101s iev\u0113rojami strauj\u0101k nek\u0101 m\u0101jsaimniec\u012bbu. No janv\u0101ra l\u012bdz augustam priv\u0101tajiem un valsts uz\u0146\u0113mumiem izsniegto kred\u012btu apjoms pieaudzis par 12 %, un august\u0101 juridisk\u0101m person\u0101m kred\u012btos izsniegti kopum\u0101 6,97 miljardi eiro.<\/p>\n

\u201c\u201cBigbank\u201d gad\u012bjum\u0101 uz\u0146\u0113mumi visbie\u017e\u0101k izv\u0113las aizdevumus jaunu projektu att\u012bst\u012bbai. Tie paredz\u0113ti nekustam\u0101 \u012bpa\u0161uma celtniec\u012bbai vai rekonstrukcijai,\u201d skaidro Surgofts. \u201cBaltijas valst\u012bs \u201cBigbank\u201d 2025. gada pirmajos asto\u0146os m\u0113ne\u0161os uz\u0146\u0113mumiem pie\u0161\u0137\u012brusi aizdevumus vair\u0101k nek\u0101 500 miljonu eiro apm\u0113r\u0101, jau \u0161obr\u012bd p\u0101rsniedzot 2024. gada kop\u0113jo r\u0101d\u012bt\u0101ju.\u201d<\/p>\n

Tikm\u0113r atbilsto\u0161i Latvijas Bankas datiem kop\u0113jais Latvijas m\u0101jsaimniec\u012bbu kred\u012btportfelis pieaudzis m\u0113ren\u0101k \u2013 par 6 %, august\u0101 aizdevumos izsniedzot 6,62 miljardus eiro. \u012apa\u0161i strauj\u0161 pieaugums v\u0113rojams m\u0101jok\u013ca ieg\u0101des, rekonstrukcijas un remonta segment\u0101. Ja 2024. gada j\u016blij\u0101 m\u0101jsaimniec\u012bb\u0101m \u0161im nol\u016bkam izsniegti 71,86 miljoni eiro, tad \u0161\u0101 gada attiec\u012bgaj\u0101 period\u0101 jau 104,14 miljoni eiro \u2013 tas ir teju 45 % k\u0101pums gad\u0101.<\/p>\n

\u201cBigbank\u201d Latvijas fili\u0101l\u0113 \u0161\u0101 gada septembr\u012b hipotek\u0101rajos kred\u012btos uz personu izsniegti vid\u0113ji 68 379 eiro, kas ir par 21,8 % vair\u0101k nek\u0101 august\u0101 un par 8,9 % vair\u0101k nek\u0101 \u0161ogad vid\u0113ji. Tas liecina par iedz\u012bvot\u0101ju gatav\u012bbu uz\u0146emties saist\u012bbas un ieguld\u012bt kvalitat\u012bva m\u0101jok\u013ca ieg\u0101d\u0113, nor\u0101da uz\u0146\u0113mum\u0101.<\/p>\n

\u201cBigbank\u201d turpina nostiprin\u0101t savu poz\u012bciju nekustam\u0101 \u012bpa\u0161uma kredit\u0113\u0161anas tirg\u016b, ne vien pied\u0101v\u0101jot finansi\u0101lu atbalstu, bet ar\u012b k\u013c\u016bstot par partneri \u201cBREL Forum 2025\u201d, kas norisin\u0101sies 16. oktobr\u012b R\u012bg\u0101, \u201cHanzas peron\u0101\u201d. Forums \u0161ogad notiks jau 14. reizi un ir k\u013cuvis par liel\u0101ko un noz\u012bm\u012bg\u0101ko Baltijas nekustam\u0101 \u012bpa\u0161uma nozares profesion\u0101\u013cu tik\u0161an\u0101s platformu.<\/p>\n

\u201cForum\u0101 pulc\u0113jam vair\u0101k nek\u0101 400 dal\u012bbnieku no Baltijas un cit\u0101m Eiropas valst\u012bm \u2013 investorus, uz\u0146\u0113m\u0113jus, ekspertus un nekustam\u0101 \u012bpa\u0161uma nozares n\u0101kotnes veidot\u0101jus, diskut\u0113jam par nozares n\u0101kotni, aktu\u0101lajiem ekonomikas un \u0123eopolitikas izaicin\u0101jumiem, ilgtsp\u0113jas un inov\u0101ciju noz\u012bmi nekustamo \u012bpa\u0161umu jom\u0101, k\u0101 ar\u012b invest\u012bciju piesaisti un sadarb\u012bbu ar valsts un pa\u0161vald\u012bbu instit\u016bcij\u0101m,\u201d st\u0101sta t\u0101 organizatore Anastasija Ru\u017ea.<\/p>\n

Vi\u0146a nor\u0101da, ka foruma misija ir nodro\u0161in\u0101t vidi, kur profesion\u0101\u013ci var satikties un veidot kontaktus, jo tie\u0161i ideju un zin\u0101\u0161anu apmai\u0146a rada jaunas sadarb\u012bbas, siner\u0123ijas un projektus. \u201cBREL forums ir vieta, kur tiek veidotas ne tikai siner\u0123ijas un risin\u0101jumi \u0161odienai, bet ar\u012b idejas, kas ietekm\u0113s Baltijas re\u0123iona att\u012bst\u012bbas virzienu ilgtermi\u0146\u0101,\u201d uzsver p\u0101rst\u0101ve.<\/p>\n","protected":false},"excerpt":{"rendered":"Latvijas m\u0101jok\u013cu tirg\u016b aug ne tikai dar\u012bjumu skaits un summas, bet ar\u012b izsniegto hipotek\u0101ro kred\u012btu apjoms, inform\u0113 \u201cBigbank\u201d…\n","protected":false},"author":2,"featured_media":13862,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[869,77,870,76,867,35,39,38,36,37,34,871,868,40,21],"class_list":{"0":"post-13861","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bizness","8":"tag-biznesa-zinas","9":"tag-bizness","10":"tag-bizness-latvija","11":"tag-business","12":"tag-dienas-zinas","13":"tag-latvia","14":"tag-latvian","15":"tag-latviesu","16":"tag-latviesu-valoda","17":"tag-latviesuvaloda","18":"tag-latvija","19":"tag-latvijas-biznesa-zinas","20":"tag-latvijas-zinas","21":"tag-lv","22":"tag-zinas"},"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/13861","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=13861"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/13861\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/13862"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=13861"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=13861"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=13861"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}