SWIFT spertis drosm\u012bgu soli digit\u0101laj\u0101 laikmet\u0101: izveidota sava blok\u0137\u0113des platforma<\/p>\n
Finan\u0161u pasaul\u0113, kur\u0101 inov\u0101cijas notiek ar neticamu \u0101trumu, SWIFT, glob\u0101lais finan\u0161u zi\u0146ojumapmai\u0146as t\u012bkls, kas savieno vair\u0101k nek\u0101 11 500 banku 200 valst\u012bs, ir pazi\u0146ojis par v\u0113sturisku pav\u0113rsienu. Pag\u0101ju\u0161aj\u0101 ned\u0113\u013c\u0101 tika apstiprin\u0101ta SWIFT izstr\u0101d\u0101t\u0101 pa\u0161a blok\u0137\u0113des platforma \u2013 kop\u012bgs re\u0123istrs (shared ledger). \u0160is solis iez\u012bm\u0113 fundament\u0101lu p\u0101rmai\u0146u virzienu, organiz\u0101cijai no zi\u0146ojumu p\u0101rs\u016bt\u012bt\u0101ja k\u013c\u016bstot par akt\u012bvu digit\u0101lo finan\u0161u dar\u012bjumu dal\u012bbnieci.<\/p>\n
Jauna \u0113ra digit\u0101lajos finan\u0161u dar\u012bjumos<\/p>\n
Jaun\u0101 blok\u0137\u0113des platforma \u013caus bank\u0101m veikt nor\u0113\u0137inus 24\/7 re\u017e\u012bm\u0101, izmantojot gan st\u0113b\u013cko\u012bnus, gan tokeniz\u0113tas v\u0113rt\u012bbas, kas sp\u0113j \u0161\u0137\u0113rsot da\u017e\u0101das blok\u0137\u0113des. Tas ir milz\u012bgs solis uz priek\u0161u tradicion\u0101laj\u0101m finan\u0161u sist\u0113m\u0101m, cen\u0161oties integr\u0113t blok\u0137\u0113des tehnolo\u0123ijas priek\u0161roc\u012bbas. \u0160obr\u012bd projekt\u0101 jau iesaist\u012bju\u0161\u0101s vair\u0101k nek\u0101 30 vado\u0161\u0101s finan\u0161u instit\u016bcijas, tostarp t\u0101di giganti k\u0101 JPMorgan, HSBC, Bank of America un Deutsche Bank. Tehnolo\u0123iskais partneris ir Consensys, ko dibin\u0101jis viens no Ethereum l\u012bdzrad\u012bt\u0101jiem, D\u017eozefs L\u016bbins. K\u0101 nor\u0101da CoinDesk un Genesis Trading anal\u012bti\u0137is Noels E\u010disons, \u0161\u012b iniciat\u012bva ir \u201cliel\u0101kais att\u012bst\u012bbas solis\u201d, kas maina SWIFT biznesa modeli, lai \u201cc\u012bn\u012btos pret dezintermedi\u0101ciju\u201d, ko ienes blok\u0137\u0113de. Ja agr\u0101k SWIFT p\u0101rs\u016bt\u012bja tikai zi\u0146ojumus, tad tagad \u201cuz blok\u0137\u0113des zi\u0146ojums un nodo\u0161ana ir viena un t\u0101 pati\u201d.<\/p>\n
Ilgtermi\u0146a v\u012bzija un aktu\u0101l\u0101 nepiecie\u0161am\u012bba<\/p>\n
SWIFT jau kop\u0161 2017. gada akt\u012bvi eksperiment\u0113 ar blok\u0137\u0113des risin\u0101jumiem, veicot pilotprojektus ar t\u0101diem partneriem k\u0101 Chainlink, Clearstream, SETL, k\u0101 ar\u012b ar valstu centr\u0101laj\u0101m digit\u0101laj\u0101m val\u016bt\u0101m (CBDC). Pa\u0161reiz\u0113j\u0101 br\u012bd\u012b \u0161\u012b iniciat\u012bva ir \u012bpa\u0161i noz\u012bm\u012bga, jo tokeniz\u0101cija strauji att\u012bst\u0101s, un bankas akt\u012bvi mekl\u0113 dro\u0161us un savietojamus veidus, k\u0101 ieiet digit\u0101lo akt\u012bvu ekosist\u0113m\u0101. Neseniem notikumiem, piem\u0113ram, vado\u0161o Eiropas banku apvieno\u0161an\u0101s, lai izlaistu savu st\u0113b\u013cko\u012bnu, un Visa pazi\u0146ojumam par maks\u0101jumu veik\u0161anu kriptoval\u016bt\u0101s, pievienojas ar\u012b SWIFT solis. K\u0101 uzsver B\u0101rrijs O\u2019Salivans, OpenPayd banku pakalpojumu direktors, \u201ctirgus virz\u0101s \u0101tr\u0101k nek\u0101 jebkad agr\u0101k, un st\u0113b\u013cko\u012bni jau tiek izmantoti glob\u0101lajos nor\u0113\u0137inos. Bankas vienk\u0101r\u0161i nevar to ignor\u0113t.\u201d SWIFT iesaiste iev\u0113rojami vienk\u0101r\u0161os tehnisko integr\u0101ciju bank\u0101m un pa\u0101trin\u0101s digit\u0101lo akt\u012bvu ievie\u0161anu tradicion\u0101laj\u0101 finan\u0161u sist\u0113m\u0101.<\/p>\n
Potenci\u0101ls un izaicin\u0101jumi<\/p>\n
Deivids Duongs, Coinbase institucion\u0101l\u0101s izp\u0113tes vad\u012bt\u0101js, nod\u0113v\u0113jis SWIFT iniciat\u012bvu par \u201c\u016bdens\u0161\u0137irtni\u201d starp tradicion\u0101laj\u0101m finans\u0113m un kriptoval\u016btu nozari. Vi\u0146\u0161 prognoz\u0113, ka kop\u0113j\u0101 infrastrukt\u016bra samazin\u0101s izmaksas, standartiz\u0113s procesus un pa\u0101trin\u0101s glob\u0101l\u0101 t\u012bkla izveidi tokeniz\u0113tiem akt\u012bviem. Tom\u0113r, k\u0101 jau tas bie\u017ei notiek ar jauniem un liela m\u0113roga projektiem, past\u0101v ar\u012b \u0161aubas. Da\u017ei eksperti ap\u0161auba SWIFT neitralit\u0101ti, \u0146emot v\u0113r\u0101 t\u0101s iesaisti ASV un ES sankciju politik\u0101, kas jau rad\u012bjusi neuztic\u012bbu no atsevi\u0161\u0137u valstu puses. Turkl\u0101t, pat ja jaun\u0101 sist\u0113ma b\u016bs veiksm\u012bga, t\u0101, visticam\u0101k, nerad\u012bs piln\u012bgu fragment\u0101cijas izzu\u0161anu \u2013 priv\u0101tie st\u0113b\u013cko\u012bni, CBDC un re\u0123ion\u0101lie risin\u0101jumi turpin\u0101s past\u0101v\u0113t paral\u0113li.<\/p>\n
N\u0101kotnes perspekt\u012bvas<\/p>\n
\u012astermi\u0146\u0101 SWIFT sagaida pak\u0101penisku banku pievieno\u0161anos platformai, tikl\u012bdz tiks ieviesti skaidri regul\u0113jo\u0161i noteikumi. Ta\u010du ilgtermi\u0146\u0101 organiz\u0101cijas m\u0113r\u0137is ir izveidot univers\u0101lu standartu digit\u0101lajiem nor\u0113\u0137iniem, kas var\u0113tu b\u016btiski main\u012bt pasaules finan\u0161u sist\u0113mas arhitekt\u016bru. \u0160is ir pagrieziena punkts, kas var\u0113tu noz\u012bm\u0113t jaunas finan\u0161u n\u0101kotnes s\u0101kumu.<\/p>\n","protected":false},"excerpt":{"rendered":"SWIFT spertis drosm\u012bgu soli digit\u0101laj\u0101 laikmet\u0101: izveidota sava blok\u0137\u0113des platforma Finan\u0161u pasaul\u0113, kur\u0101 inov\u0101cijas notiek ar neticamu \u0101trumu,…\n","protected":false},"author":2,"featured_media":14529,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[77,5092,76,2266,1834,35,39,38,36,37,34,40,5093,5091],"class_list":{"0":"post-14528","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bizness","8":"tag-bizness","9":"tag-blokkede","10":"tag-business","11":"tag-digitalie-aktivi","12":"tag-finansu-tehnologijas","13":"tag-latvia","14":"tag-latvian","15":"tag-latviesu","16":"tag-latviesu-valoda","17":"tag-latviesuvaloda","18":"tag-latvija","19":"tag-lv","20":"tag-steblkoini","21":"tag-swift"},"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/14528","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=14528"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/14528\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/14529"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=14528"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=14528"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=14528"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}