Vald\u012bba atbalsta uzraudz\u012bbas nodo\u0161anu Latvijas Bankai<\/p>\n
Ministru kabinets ir atbalst\u012bjis Finan\u0161u ministrijas (FM) priek\u0161likumu nodot pat\u0113r\u0113t\u0101ju jeb nebanku kredit\u0113t\u0101ju licenc\u0113\u0161anas un uzraudz\u012bbas funkcijas, k\u0101 ar\u012b pat\u0113r\u0113t\u0101ju ties\u012bbu un intere\u0161u aizsardz\u012bbu finan\u0161u pakalpojumu jom\u0101 centr\u0101lajai bankai \u2013 Latvijas Bankai. L\u0113mums tika pie\u0146emts, neskatoties uz opoz\u012bcij\u0101 eso\u0161\u0101s Za\u013co un zemnieku savien\u012bbas (ZZS) iebildumiem. \u0160\u012bs izmai\u0146as m\u0113r\u0137is ir ieviest vienotu un efekt\u012bv\u0101ku uzraudz\u012bbas modeli, mazin\u0101t administrat\u012bvo slogu un nov\u0113rst funkciju dubl\u0113\u0161anos starp uzraugo\u0161aj\u0101m instit\u016bcij\u0101m. K\u0101 zi\u0146o Latvijas Av\u012bze, \u0161is solis tiek saskat\u012bts k\u0101 veids, k\u0101 stiprin\u0101t publisko p\u0101rvaldi un uzlabot pat\u0113r\u0113t\u0101ju aizsardz\u012bbu.<\/p>\n
ZZS pau\u017e ba\u017eas par reformu<\/p>\n
Ekonomikas ministrs Viktors Valainis (ZZS) vald\u012bbas s\u0113d\u0113 pauda nost\u0101ju, ka Ekonomikas ministrija (EM) neatbalsta nebanku kredit\u0113\u0161anas uzraudz\u012bbas funkcijas nodo\u0161anu Latvijas Bankai. Vi\u0146\u0161 nor\u0101d\u012bja uz nebanku kredit\u0113\u0161anas sektora 16% pieaugumu p\u0113d\u0113j\u0101 gada laik\u0101 un izteica ba\u017eas, ka uzrauga mai\u0146a var\u0113tu kav\u0113t \u0161o att\u012bst\u012bbu, jo Latvijas Banka var\u0113tu noteikt stingr\u0101kas pras\u012bbas un palielin\u0101t dokumentu apjomu. Valainis ar\u012b uzsv\u0113ra, ka nav rast\u012bts bud\u017eeta defic\u012bts, ko \u0161\u012b reforma var\u0113tu rad\u012bt, un EM ieskat\u0101 FM nav pied\u0101v\u0101jusi tam risin\u0101jumu. Vi\u0146\u0161 piebilda, ka ZZS koal\u012bcij\u0101 nav p\u0101rsvara, t\u0101p\u0113c turpm\u0101ko reformas virz\u012bbu noteiks Saeima.<\/p>\n
M\u0113r\u0137i un ieguvumi<\/p>\n
Finan\u0161u ministrs Arvils A\u0161eradens skaidroja, ka reformas m\u0113r\u0137is ir izveidot vienotu, profesion\u0101lu un uz riskiem balst\u012btu uzraudz\u012bbas modeli, nov\u0113r\u0161ot funkciju p\u0101rkl\u0101\u0161anos un stiprinot kvalit\u0101ti. Vi\u0146\u0161 uzsv\u0113ra, ka \u0161\u0101ds solis ir ar\u012b atbilde uz starptautisk\u0101s organiz\u0101cijas “Moneyval” rekomend\u0101cij\u0101m, kas nor\u0101da uz nepiecie\u0161am\u012bbu nodro\u0161in\u0101t vienotu uzraudz\u012bbas praksi un efekt\u012bv\u0101ku resursu izmanto\u0161anu. A\u0161eradens prognoz\u0113, ka uzraudz\u012bbas nodo\u0161ana Latvijas Bankai noz\u012bm\u0113s kvalitat\u012bv\u0101k aizsarg\u0101tus pat\u0113r\u0113t\u0101jus, maz\u0101ku administrat\u012bvo slogu nozarei, gandr\u012bz piecas reizes zem\u0101ku valsts nodevu un profesion\u0101l\u0101ku uzraudz\u012bbu, kas ir ierasta prakse vairum\u0101 Eiropas Savien\u012bbas dal\u012bbvalstu. Pa\u0161laik kredit\u0113t\u0101jus Latvij\u0101 uzrauga tr\u012bs instit\u016bcijas: Latvijas Banka, Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas centrs (PTAC) un Valsts ie\u0146\u0113mumu dienests (VID), kas bie\u017ei vien rada paral\u0113las p\u0101rbaudes un at\u0161\u0137ir\u012bgas pras\u012bbas.<\/p>\n
P\u0101rejas periods un turpm\u0101kie so\u013ci<\/p>\n
Lai nodro\u0161in\u0101tu raitu un prognoz\u0113jamu p\u0101reju uz jauno uzraudz\u012bbas modeli, paredz\u0113ts noteikt p\u0101rejas periodu l\u012bdz 2028. gada 1. janv\u0101rim. Laika posm\u0101 no 2027. gada Latvijas Banka veiks uzraudz\u012bbas funkcijas, piem\u0113rojot PTAC izstr\u0101d\u0101t\u0101s vadl\u012bnijas. Piln\u012bb\u0101 nebanku pat\u0113r\u0113t\u0101ju kredit\u0113t\u0101ju uzraudz\u012bba p\u0101ries Latvijas Bankas kompetenc\u0113 no 2028. gada. Finan\u0161u ministrija pl\u0101no tuv\u0101kaj\u0101 laik\u0101 iesniegt Saeim\u0101 nepiecie\u0161amos groz\u012bjumus normat\u012bvajos aktos, lai ieviestu \u0161\u012bs izmai\u0146as.<\/p>\n
Nozares un ekspertu viedok\u013ci<\/p>\n
Diskusij\u0101s ar finan\u0161u tehnolo\u0123iju nozares p\u0101rst\u0101vjiem, “Fintech Latvija” asoci\u0101ciju un Latvijas Banku tika pan\u0101kta konceptu\u0101la vieno\u0161an\u0101s par pak\u0101penisku funkcijas nodo\u0161anu. “Fintech Latvija” gan ir izteikusi ba\u017eas, ka informat\u012bvais zi\u0146ojums rada daudz risku, bet nesniedz pietiekamas atbildes par ieguvumiem. T\u0101pat ir izskan\u0113jis viedoklis, ka reforma var\u0113tu palielin\u0101t birokr\u0101tiju un rad\u012bt papildu izmaksas valstij un komersantiem.<\/p>\n","protected":false},"excerpt":{"rendered":"Vald\u012bba atbalsta uzraudz\u012bbas nodo\u0161anu Latvijas Bankai Ministru kabinets ir atbalst\u012bjis Finan\u0161u ministrijas (FM) priek\u0161likumu nodot pat\u0113r\u0113t\u0101ju jeb nebanku…\n","protected":false},"author":2,"featured_media":171341,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[12],"tags":[23,28,29,32,33,438,22,30,31,35,39,38,36,37,34,46,40,20,26460,26,27,24,25,26051,21,666],"class_list":["post-171340","post","type-post","status-publish","format-standard","has-post-thumbnail","category-latvija","tag-aktualitates","tag-breaking-news","tag-breakingnews","tag-featured-news","tag-featurednews","tag-finansu-ministrija","tag-headlines","tag-latest-news","tag-latestnews","tag-latvia","tag-latvian","tag-latviesu","tag-latviesu-valoda","tag-latviesuvaloda","tag-latvija","tag-latvijas-banka","tag-lv","tag-news","tag-pateretaju-kreditesana","tag-popularakas-zinas","tag-popularakaszinas","tag-top-stories","tag-topstories","tag-uzraudziba","tag-zinas","tag-zzs"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/116348383607754356","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/171340","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=171340"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/171340\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/171341"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=171340"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=171340"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=171340"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}