{"id":18550,"date":"2025-10-11T18:29:08","date_gmt":"2025-10-11T18:29:08","guid":{"rendered":"https:\/\/www.europesays.com\/lv\/18550\/"},"modified":"2025-10-11T18:29:08","modified_gmt":"2025-10-11T18:29:08","slug":"ka-sakt-ieguldit-signet-baltic-bond-fund-dienas-bizness","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lv\/18550\/","title":{"rendered":"K\u0101 S\u0101kt Ieguld\u012bt Signet Baltic Bond Fund? :: Dienas Bizness"},"content":{"rendered":"

Uz\u0146\u0113mumi aizvien bie\u017e\u0101k izv\u0113las piesaist\u012bt finans\u0113jumu biznesa att\u012bst\u012bbai ar oblig\u0101ciju emisiju pal\u012bdz\u012bbu, un investori mekl\u0113 iesp\u0113jas diversific\u0113t savus portfe\u013cus. \u0160aj\u0101 kontekst\u0101 Signet Bankas grupas ieguld\u012bjumu p\u0101rvaldes sabiedr\u012bba Signet Asset Management Latvia 2025. gad\u0101 izveidoja Signet Baltic Bond Fund<\/a> \u2013 pirmo atv\u0113rt\u0101 tipa uz\u0146\u0113mumu oblig\u0101ciju fondu Baltijas re\u0123ion\u0101. Fonda galvenais m\u0113r\u0137is ir pied\u0101v\u0101t ieguld\u012bt\u0101jiem g\u016bt labumu no sava re\u0123iona uz\u0146\u0113mumu finans\u0113\u0161anas, vienlaikus atbalstot gan pa\u0161m\u0101ju kapit\u0101la tirgus att\u012bst\u012bbu, gan Baltijas valstu tautsaimniec\u012bbu izaugsmi.<\/p>\n

Fonds sniedz iesp\u0113ju s\u0101kt ieguld\u012bt ar 100 EUR, un padara vienl\u012bdz pieejamu Baltijas oblig\u0101ciju tirgu k\u0101 ies\u0101c\u0113jiem, t\u0101 pieredz\u0113ju\u0161iem ieguld\u012bt\u0101jiem. Fond\u0101 tiek iek\u013cautas oblig\u0101cijas no perspekt\u012bviem Latvijas, Lietuvas un Igaunijas uz\u0146\u0113mumiem.<\/p>\n

Fonda strukt\u016bra un darb\u012bbas principi<\/p>\n

Saska\u0146\u0101 ar fonda dokumentiem vismaz 85% no akt\u012bviem tiek ieguld\u012bti Baltijas emitentu oblig\u0101cij\u0101s, kas noz\u012bm\u0113, ka fonds koncentr\u0113jas uz re\u0123ion\u0101lajiem uz\u0146\u0113mumiem \u2013 gan kred\u012btiest\u0101d\u0113m, gan ra\u017eo\u0161anas vai pakalpojumu nozares p\u0101rst\u0101vjiem, kuru galvenie biroji atrodas vai kuru v\u0113rtspap\u012bru emisija notiek Latvij\u0101, Lietuv\u0101 vai Igaunij\u0101. Pa\u0161laik 100% fonda akt\u012bvu ir orient\u0113ti uz Baltiju.<\/p>\n

K\u0101 jebkur\u0161 atv\u0113rtais ieguld\u012bjumu fonds tas nodro\u0161ina ieguld\u012bt\u0101jiem ikdienas likvidit\u0101ti, proti, ieguld\u012bjumu apliec\u012bbas var pirkt un p\u0101rdot katru darba dienu, un nav j\u0101maks\u0101 pirk\u0161anas vai p\u0101rdo\u0161anas komisija. Nol\u016bk\u0101 stimul\u0113t ieguld\u012bt\u0101jus g\u016bt liel\u0101ko labumu no fonda, ir ieviesta p\u0101rdo\u0161anas komisija 0,50 % apjom\u0101, ja ieguld\u012bjumu apliec\u012bbas tiek p\u0101rdotas \u0101tr\u0101k nek\u0101 gada laik\u0101. Vismaz gads ir nepiecie\u0161ams, lai fonda ieguld\u012bjumi sp\u0113tu sniegt savu noteikto atdevi, jo procenti no oblig\u0101cij\u0101m kr\u0101jas katru dienu, t\u0101d\u0113j\u0101di \u013caujot fondam l\u0113n\u0101m augt. Optim\u0101lais tur\u0113\u0161anas ilgums b\u016btu j\u0101sam\u0113ro ar fond\u0101 iek\u013cauto oblig\u0101ciju vid\u0113jo dur\u0101ciju (\u0161is skaitlis ir nor\u0101d\u012bts fonda faktu lap\u0101, kas tiek atjaunota katru m\u0113nesi). Nopeln\u012btie kuponu maks\u0101jumi no oblig\u0101cij\u0101m tiek atk\u0101rtoti ieguld\u012bti, t\u0101d\u0113j\u0101di veidojot salikto procentu efektu, kas veicina augst\u0101ku ilgtermi\u0146a kapit\u0101la pieaugumu, nek\u0101 atsevi\u0161\u0137i vienreiz\u0113ji ieguld\u012bjumi oblig\u0101cij\u0101s. \u0160is uzkr\u0101jo\u0161ais modelis ir iemesls, k\u0101p\u0113c ieteicamais ieguld\u012bjuma laiks ir vismaz tr\u012bs gadi.<\/p>\n

P\u0101rvald\u012b\u0161anas komisija ir 0,80 % gad\u0101, un tur\u0113t\u0101jbankas komisija 0,15 % gad\u0101 – \u0161\u012bs maksas jau ir ieskait\u012btas ieguld\u012bjumu apliec\u012bbas v\u0113rt\u012bb\u0101, t\u0101p\u0113c papildu izmaksas nav j\u0101sedz atsevi\u0161\u0137i.<\/p>\n

At\u0161\u0137ir\u012bb\u0101 no individu\u0101las oblig\u0101ciju pirk\u0161anas fonds nodro\u0161ina pla\u0161u diversifik\u0101ciju jau no pirm\u0101s ieguld\u012bjumu apliec\u012bbas. \u0160obr\u012bd, 2025. gada septembra beig\u0101s fond\u0101 ir 42 da\u017e\u0101das oblig\u0101cijas, tostarp t\u0101di emitenti k\u0101 Latvijas liel\u0101kie FinTech uz\u0146\u0113mumi, kas darb\u012bbu izv\u0113rsu\u0161i vis\u0101 pasaul\u0113 – Eleving Group un Sun Finance, sen\u0101kais oblig\u0101ciju emit\u0113t\u0101js Baltijas bir\u017e\u0101 DelfinGroup, Baltijas liel\u0101kais priv\u0101tais namu apsaimniekot\u0101js Civinity, un ambiciozais Latvijas kafijas un to autom\u0101tu izplat\u012bt\u0101js Coffee Address.<\/p>\n

K\u0101 praktiski s\u0101kt ieguld\u012bt Signet Baltic Bond Fund?<\/p>\n

Lai ieguld\u012btu v\u0113rts izp\u0113t\u012bt da\u017eus praktiskus so\u013cus:<\/p>\n

1. P\u0101rdom\u0101jiet, cik lielu summu varat ieguld\u012bt ilgtermi\u0146\u0101 un k\u0101da ir j\u016bsu tolerance pret cenu sv\u0101rst\u012bb\u0101m? \u0160im fondam apr\u0113\u0137in\u0101t\u0101 riska klase ir 2 no 7, kas v\u0113rt\u0113jam k\u0101 sam\u0113r\u0101 zema. Ta\u010du fonda ieguld\u012bjumu re\u0123iona specifika noz\u012bm\u0113, to ka oblig\u0101cijas, kur\u0101s fonds iegulda, katra atsevi\u0161\u0137i ir augsta riska ieguld\u012bjums, kam cita starp\u0101 piem\u012bt liels maks\u0101tnesp\u0113jas risks.<\/p>\n

2. Lai ieg\u0101d\u0101tos fonda apliec\u012bbas, jums b\u016bs nepiecie\u0161ams v\u0113rtspap\u012bru konts Signet Bank.<\/p>\n

3. Pirms pirkuma p\u0101rskatiet pamatinform\u0101cijas dokumentu un ikm\u0113ne\u0161a p\u0101rskatu, kas pieejami bankas m\u0101jaslap\u0101.<\/p>\n

4. Minim\u0101l\u0101 ieguld\u012bjuma summa ir 100 EUR. Fondam nav pirk\u0161anas komisijas. Turpm\u0101kajiem ieguld\u012bjumiem nav ierobe\u017eojumu, ta\u010du ieteicams b\u016btu pietur\u0113ties pie katra ieguld\u012bjuma vismaz 100 EUR apm\u0113r\u0101.<\/p>\n

5. Lai izvair\u012btos no 0,50 % p\u0101rdo\u0161anas komisijas un baud\u012btu salikto procentu efektu, ieteicams fonda da\u013cas tur\u0113t vismaz vienu gadu, ide\u0101l\u0101 gad\u012bjum\u0101 tr\u012bs gadus.<\/p>\n

Iev\u0113rojot \u0161os so\u013cus, pat ies\u0101c\u0113js var sal\u012bdzino\u0161i vienk\u0101r\u0161i k\u013c\u016bt par fonda dal\u012bbnieku. Tom\u0113r vienm\u0113r ir ieteicams konsult\u0113ties ar finan\u0161u nozares speci\u0101listu, jo katra investora situ\u0101cija at\u0161\u0137iras.<\/p>\n

Riski un praktiski padomi<\/p>\n

Lai gan Signet Baltic Bond Fund tiek klasific\u0113ts k\u0101 zema riska, oblig\u0101cijas nav piln\u012bb\u0101 br\u012bvas no riskiem. Viens no svar\u012bg\u0101kajiem faktoriem ir procentu likmju sv\u0101rst\u012bbas. Ja procentu likmes tirg\u016b pieaug, oblig\u0101ciju cenas var samazin\u0101ties, kas \u012bstermi\u0146\u0101 ietekm\u0113s fonda vien\u012bbu v\u0113rt\u012bbu.<\/p>\n

Otrs risks ir emitentu kred\u012btsp\u0113ja \u2013 fonds diversific\u0113 ieguld\u012bjumus daudzos uz\u0146\u0113mumos, tom\u0113r uz\u0146\u0113mumu finan\u0161u st\u0101voklis un nozar\u0113s notieko\u0161ais ietekm\u0113 kuponu maks\u0101jumus un oblig\u0101ciju v\u0113rt\u012bbu.<\/p>\n

Ilgtermi\u0146a investors, kur\u0161 pl\u0101no naudu tur\u0113t vair\u0101kus gadus, var mazin\u0101t \u0161os riskus.<\/p>\n

Fonda m\u0113r\u0137is ir dot stabilu, prognoz\u0113jamu ienes\u012bgumu un vienlaikus sniegt ieguld\u012bjumu viet\u0113j\u0101s ekonomikas att\u012bst\u012bb\u0101. Apl\u016bkojot v\u0113sturiski sasniegto ienes\u012bgumu (l\u012bdz\u012bgs ienes\u012bgums n\u0101kotn\u0113, nav garant\u0113ts) un diversific\u0113to portfeli, Signet Baltic Bond Fund var b\u016bt piem\u0113rots risin\u0101jums investoriem, kas mekl\u0113 dro\u0161\u0101ku alternat\u012bvu sv\u0101rst\u012bgajiem akciju tirgiem.<\/p>\n","protected":false},"excerpt":{"rendered":"Uz\u0146\u0113mumi aizvien bie\u017e\u0101k izv\u0113las piesaist\u012bt finans\u0113jumu biznesa att\u012bst\u012bbai ar oblig\u0101ciju emisiju pal\u012bdz\u012bbu, un investori mekl\u0113 iesp\u0113jas diversific\u0113t savus…\n","protected":false},"author":2,"featured_media":18551,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[869,77,870,76,867,35,39,38,36,37,34,871,868,40,21],"class_list":{"0":"post-18550","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bizness","8":"tag-biznesa-zinas","9":"tag-bizness","10":"tag-bizness-latvija","11":"tag-business","12":"tag-dienas-zinas","13":"tag-latvia","14":"tag-latvian","15":"tag-latviesu","16":"tag-latviesu-valoda","17":"tag-latviesuvaloda","18":"tag-latvija","19":"tag-latvijas-biznesa-zinas","20":"tag-latvijas-zinas","21":"tag-lv","22":"tag-zinas"},"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/18550","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=18550"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/18550\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/18551"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=18550"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=18550"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=18550"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}