{"id":286158,"date":"2026-09-04T22:43:20","date_gmt":"2026-09-04T22:43:20","guid":{"rendered":"https:\/\/www.europesays.com\/lv\/286158\/"},"modified":"2026-09-04T22:43:20","modified_gmt":"2026-09-04T22:43:20","slug":"kiberdrosiba-finansu-nozare-ka-pasargat-naudu-un-personas-datus-digitalaja-vide-ogrenet","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lv\/286158\/","title":{"rendered":"Kiberdro\u0161\u012bba finan\u0161u nozar\u0113: k\u0101 pasarg\u0101t naudu un personas datus digit\u0101laj\u0101 vid\u0113 – OGRENET"},"content":{"rendered":"

Ar\u012b vienk\u0101r\u0161a darb\u012bba, piem\u0113ram, v\u0113lme\u00a0atv\u0113rt kontu<\/a> internet\u0101, noz\u012bm\u0113, ka lietot\u0101jam j\u0101dom\u0101 par savu personas datu aizsardz\u012bbu, izmantot\u0101s ier\u012bces dro\u0161\u012bbu un inform\u0101cijas avotu uzticam\u012bbu. Jo vair\u0101k finan\u0161u dar\u012bjumu notiek digit\u0101li, jo svar\u012bg\u0101k ir saprast, k\u0101 darbojas izplat\u012bt\u0101kie kr\u0101p\u0161anas pa\u0146\u0113mieni un k\u0101 no tiem izvair\u012bties.<\/p>\n

K\u0101p\u0113c finan\u0161u nozare ir \u012bpa\u0161i pievilc\u012bgs m\u0113r\u0137is?<\/p>\n

Finan\u0161u iest\u0101\u017eu r\u012bc\u012bb\u0101 atrodas inform\u0101cija, kurai ir augsta v\u0113rt\u012bba. Tie ir ne tikai klientu v\u0101rdi un kontaktinform\u0101cija, bet ar\u012b kontu dati, maks\u0101jumu inform\u0101cija, identit\u0101tes dokumenti un citi sensit\u012bvi dati. Uzbruc\u0113ju interese nav v\u0113rsta tikai uz liel\u0101m organiz\u0101cij\u0101m – par kr\u0101p\u0161anas upuri var k\u013c\u016bt ar\u012b priv\u0101tpersona, kuras kont\u0101 atrodas sal\u012bdzino\u0161i neliela naudas summa.<\/p>\n

Kiberdraudi finan\u0161u sektor\u0101 var izpausties da\u017e\u0101dos veidos. Viens no izplat\u012bt\u0101kajiem ir pik\u0161\u0137er\u0113\u0161ana, kad cilv\u0113kam tiek nos\u016bt\u012bta zi\u0146a vai e-pasts, kas izskat\u0101s p\u0113c uzticama pakalpojuma sniedz\u0113ja pazi\u0146ojuma. Taj\u0101 var b\u016bt aicin\u0101jums nekav\u0113joties apstiprin\u0101t maks\u0101jumu, atjaunot piek\u013cuvi kontam vai ievad\u012bt personas datus. Steidzam\u012bbas saj\u016bta nav nejau\u0161a – t\u0101 mudina cilv\u0113ku r\u012bkoties \u0101tri un p\u0101r\u0101k daudz nedom\u0101t.<\/p>\n

Uzman\u012bba ir viena no lab\u0101kaj\u0101m aizsardz\u012bbas metod\u0113m<\/p>\n

Lai izvair\u012btos no kr\u0101p\u0161anas, nav nepiecie\u0161amas \u012bpa\u0161as tehnisk\u0101s zin\u0101\u0161anas. Daudzos gad\u012bjumos pietiek ar ieradumu p\u0101rbaud\u012bt sa\u0146emto inform\u0101ciju pirms jebk\u0101das darb\u012bbas veik\u0161anas.<\/p>\n

Ja zi\u0146\u0101 tiek pras\u012bts ievad\u012bt paroli, personas kodu vai maks\u0101jumu kartes datus, vispirms j\u0101noskaidro, vai \u0161\u0101ds piepras\u012bjums patie\u0161\u0101m ir pamatots. Nedr\u012bkst akli pa\u013cauties uz zi\u0146ojum\u0101 nor\u0101d\u012bto saiti. Dro\u0161\u0101k ir pa\u0161am atv\u0113rt attiec\u012bg\u0101 pakalpojuma ofici\u0101lo t\u012bmek\u013ca vietni vai lietotni un p\u0101rbaud\u012bt, vai tur tie\u0161\u0101m ir nepiecie\u0161ams veikt k\u0101du darb\u012bbu.<\/p>\n

Ja cilv\u0113ks p\u0113k\u0161\u0146i sa\u0146em inform\u0101ciju par maks\u0101jumu, ko nav veicis, vai par m\u0113\u0123in\u0101jumu piek\u013c\u016bt kontam, nevajadz\u0113tu \u0161o zi\u0146u ignor\u0113t. \u0100tra reakcija da\u017ek\u0101rt \u013cauj aptur\u0113t kr\u0101pniecisku dar\u012bjumu v\u0113l pirms nauda ir neatgriezeniski zaud\u0113ta.<\/p>\n

Paroles un piek\u013cuves dati<\/p>\n

V\u0101ja parole var k\u013c\u016bt par vienu no vienk\u0101r\u0161\u0101kajiem ce\u013ciem, k\u0101 uzbruc\u0113js ieg\u016bst piek\u013cuvi lietot\u0101ja kontiem. \u012apa\u0161i riskanti ir izmantot vienu un to pa\u0161u paroli vair\u0101k\u0101s vietn\u0113s. Ja k\u0101d\u0101 no t\u0101m notiek datu nopl\u016bde, noziedznieki ieg\u016bto paroli var m\u0113\u0123in\u0101t izmantot ar\u012b citos pakalpojumos.<\/p>\n

Ieteicams veidot pietiekami garas un katram pakalpojumam at\u0161\u0137ir\u012bgas paroles. Noder\u012bga ir ar\u012b daudzfaktoru autentifik\u0101cija, kas piek\u013cuvei pievieno v\u0113l vienu dro\u0161\u012bbas sl\u0101ni. Pat tad, ja parole ir non\u0101kusi sve\u0161u personu r\u012bc\u012bb\u0101, papildu p\u0101rbaude var b\u016btiski apgr\u016btin\u0101t nesankcion\u0113tu piek\u013cuvi.<\/p>\n

Svar\u012bgi ir ar\u012b nekad neizpaust piek\u013cuves kodus citai personai. Pat, ja saruna \u0161\u0137iet p\u0101rliecino\u0161a un otr\u0101 pus\u0113 eso\u0161ais cilv\u0113ks uzdodas par speci\u0101listu, konfidenci\u0101la inform\u0101cija ir j\u0101glab\u0101 pie sevis.<\/p>\n

Dro\u0161a ier\u012bce noz\u012bm\u0113 dro\u0161\u0101kus finan\u0161u dar\u012bjumus<\/p>\n

Kiberdro\u0161\u012bba s\u0101kas ne tikai ar kontu, bet ar\u012b ar ier\u012bci, kur\u0101 tas tiek izmantots. Datoram un viedt\u0101lrunim regul\u0101ri j\u0101instal\u0113 oper\u0113t\u0101jsist\u0113mas un lietot\u0146u atjaunin\u0101jumi. Tie bie\u017ei nov\u0113r\u0161 iepriek\u0161 atkl\u0101tas dro\u0161\u012bbas nepiln\u012bbas, kuras cit\u0101di var izmantot \u013caunprogrammat\u016bra.<\/p>\n

J\u0101b\u016bt piesardz\u012bgiem ar\u012b ar publiskajiem bezvadu t\u012bkliem. Ja nepiecie\u0161ams veikt svar\u012bgu finan\u0161u darb\u012bbu, lab\u0101k izmantot uzticamu interneta savienojumu, nevis nejau\u0161i izv\u0113l\u0113tu t\u012bklu kafejn\u012bc\u0101, lidost\u0101 vai cit\u0101 publisk\u0101 viet\u0101. Nevajadz\u0113tu instal\u0113t lietotnes no nezin\u0101miem avotiem vai atv\u0113rt aizdom\u012bgus failus, kas sa\u0146emti negaid\u012bt\u0101 zi\u0146ojum\u0101.<\/p>\n

Cilv\u0113ka loma finan\u0161u dro\u0161\u012bb\u0101<\/p>\n

Tehnolo\u0123ijas var pal\u012bdz\u0113t atkl\u0101t aizdom\u012bgus dar\u012bjumus un blo\u0137\u0113t da\u017e\u0101dus uzbrukumus, tom\u0113r ar\u012b pats lietot\u0101js ir b\u016btiska dro\u0161\u012bbas sist\u0113mas da\u013ca. Vismodern\u0101kie aizsardz\u012bbas risin\u0101jumi ne vienm\u0113r pal\u012bdz\u0113s, ja cilv\u0113ks pats kr\u0101pniekam nodod piek\u013cuves kodu vai apstiprina dar\u012bjumu, ko nav veicis.<\/p>\n

Ja pied\u0101v\u0101jums \u0161\u0137iet p\u0101r\u0101k izdev\u012bgs, zi\u0146a rada nepamatotu steidzam\u012bbu vai sarunas biedrs cen\u0161as pan\u0101kt, lai l\u0113mums tiktu pie\u0146emts nekav\u0113joties, ir v\u0113rts apst\u0101ties un visu p\u0101rbaud\u012bt v\u0113lreiz. Kr\u0101pnieki bie\u017ei izmanto nevis sare\u017e\u0123\u012btas tehnolo\u0123ijas, bet gan cilv\u0113ku emocijas – bailes, zi\u0146k\u0101ri, satraukumu vai v\u0113lmi \u0101tri ieg\u016bt k\u0101du labumu.<\/p>\n

Dro\u0161\u012bba s\u0101kas ar ikdienas paradumiem<\/p>\n

Finan\u0161u kiberdro\u0161\u012bba <\/a>nav viens konkr\u0113ts pas\u0101kums, ko var veikt vienreiz un p\u0113c tam par to aizmirst. T\u0101 ir ikdienas paradumu kopums. Dro\u0161as paroles, atjaunin\u0101tas ier\u012bces, piesardz\u012bba ar sait\u0113m un zi\u0146ojumiem, daudzfaktoru autentifik\u0101cija un regul\u0101ra konta aktivit\u0101\u0161u p\u0101rbaude kop\u0101 veido daudz stipr\u0101ku aizsardz\u012bbu.<\/p>\n

Digit\u0101lie finan\u0161u pakalpojumi turpin\u0101s att\u012bst\u012bties, un l\u012bdz ar tiem main\u012bsies ar\u012b kr\u0101pnieku izmantot\u0101s metodes. T\u0101d\u0113\u013c svar\u012bg\u0101kais ir nevis baid\u012bties no tehnolo\u0123ij\u0101m, bet gan iem\u0101c\u012bties t\u0101s izmantot apdom\u012bgi. Da\u017eas papildu sekundes, lai p\u0101rbaud\u012btu sa\u0146emto zi\u0146u vai maks\u0101juma inform\u0101ciju, var pasarg\u0101t no iev\u0113rojamiem zaud\u0113jumiem.<\/p>\n

Kiberdro\u0161\u012bba galu gal\u0101 nav tikai tehnisks jaut\u0101jums. T\u0101 ir atbild\u012bga attieksme pret savu naudu, personas datiem un digit\u0101lo identit\u0101ti. Jo uzman\u012bg\u0101ks ir pats lietot\u0101js, jo gr\u016bt\u0101k k\u013c\u016bst izmantot vi\u0146a neuzman\u012bbu.<\/p>\n","protected":false},"excerpt":{"rendered":"Ar\u012b vienk\u0101r\u0161a darb\u012bba, piem\u0113ram, v\u0113lme\u00a0atv\u0113rt kontu internet\u0101, noz\u012bm\u0113, ka lietot\u0101jam j\u0101dom\u0101 par savu personas datu aizsardz\u012bbu, izmantot\u0101s ier\u012bces…\n","protected":false},"author":2,"featured_media":286159,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[16],"tags":[77,76,35,39,38,36,37,34,40],"class_list":["post-286158","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bizness","tag-bizness","tag-business","tag-latvia","tag-latvian","tag-latviesu","tag-latviesu-valoda","tag-latviesuvaloda","tag-latvija","tag-lv"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/117215193044569377","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/286158","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=286158"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/286158\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/286159"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=286158"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=286158"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=286158"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}