Swedbank pe\u013c\u0146a Latvij\u0101 2025. gada devi\u0146os m\u0113ne\u0161os bija 110 miljoni eiro (iepretim 180 miljoniem eiro p\u0113rn). Pe\u013c\u0146as samazin\u0101jumu veidoja procentu ien\u0101kumu samazin\u0101jums, kr\u012btoties Eiropas Centr\u0101l\u0101s bankas noteiktaj\u0101m procentu likm\u0113m. K\u0101 ar\u012b \u0161ogad ieviest\u0101 solidarit\u0101tes iemaksa, inform\u0113 banka.<\/p>\n
T\u012brie procentu ien\u0101kumi 2025. gada devi\u0146os m\u0113ne\u0161os, sal\u012bdzinot ar pag\u0101ju\u0161\u0101 gada pirmajiem devi\u0146iem m\u0113ne\u0161iem, ir samazin\u0101ju\u0161ies par 61 miljonu eiro. T\u012brie komisiju ien\u0101kumi saglab\u0101ju\u0161ies nemain\u012bgi.<\/p>\n
Kop\u0113jie bankas izdevumi \u0161\u012b gada devi\u0146os m\u0113ne\u0161os ir 122 miljoni eiro (115 miljoni eiro p\u0113rn). \u0160ogad kred\u012btuzkr\u0101jumi ir bez izmai\u0146\u0101m (p\u0113rn pirmajos devi\u0146os m\u0113ne\u0161os tika atbr\u012bvoti kred\u012btuzkr\u0101jumi 6 miljonu eiro apm\u0113r\u0101).<\/p>\n
Bankas kred\u012btportfe\u013ca apm\u0113rs, sal\u012bdzinot ar 2024. gada 3. ceturksni, ir pieaudzis par 550 miljoniem eiro. M\u0101jsaimniec\u012bbu kredit\u0113\u0161anas apjomi palielin\u0101ju\u0161ies par 250 miljoniem eiro, kam\u0113r uz\u0146\u0113mumu kred\u012btportfelis palielin\u0101jies par 300 miljoniem eiro.<\/p>\n
Noguld\u012bjumu portfelis, sal\u012bdzinot ar t\u0101du pa\u0161u periodu p\u0113rn, ir pieaudzis par teju 800 miljoniem eiro. M\u0101jsaimniec\u012bbu depoz\u012bti pieauga par teju 600 miljoniem eiro, kam\u0113r uz\u0146\u0113mumu depoz\u012bti – par 200 miljoniem eiro.<\/p>\n
\u201cLai ar\u012b ekonomisti kop\u0113j\u0101s Latvijas izaugsmes prognozes \u0161im gadam v\u0113rt\u0113 piesardz\u012bgi, pie\u0146emot, ka IKP \u0161ogad tom\u0113r augs l\u0113n\u0101k nek\u0101 iepriek\u0161 pl\u0101nots, m\u0113s \u0161obr\u012bd redzam kred\u012btportfe\u013ca r\u0101d\u012bt\u0101jos, ka kr\u012bto\u0161\u0101s procentu likmes un iepriek\u0161 atlikt\u0101s invest\u012bcijas raisa pieaugo\u0161u interesi par finans\u0113jumu gan priv\u0101tpersonu, gan uz\u0146\u0113mumu pus\u0113. Sevi\u0161\u0137i priec\u0113 uz\u0146\u0113mumu aktivit\u0101tes dinamika, jo l\u012bdz \u0161im ilgu laiku to raksturojusi liela piesardz\u012bba l\u0113mumos \u0101r\u0113j\u0101s nenoteikt\u012bbas, \u0123eopolitikas un citu apst\u0101k\u013cu d\u0113\u013c. Tie\u0161i uz\u0146\u0113mumu finans\u0113\u0161anas kontekst\u0101 finan\u0161u nozare ir atk\u0101rtoti aicin\u0101jusi vald\u012bbu n\u0101kam\u0101 gada valsts bud\u017eeta veido\u0161anas ietvaros nov\u0113rst \u0161\u0137\u0113r\u0161\u013cus kredit\u0113\u0161anas izaugsmei, ko ietekm\u0113 banku solidarit\u0101tes iemaksas,\u201d saka Lauris Mencis, Swedbank Latvija valdes priek\u0161s\u0113d\u0113t\u0101js.<\/p>\n
V\u0113rt\u0113jot Latvijas ekonomiku, t\u0101 gada pirmaj\u0101 pus\u0113 s\u0101ka atkopties, un 3. ceturksn\u012b izaugsme turpin\u0101j\u0101s vair\u0101k\u0101s nozar\u0113s \u2013 apstr\u0101des r\u016bpniec\u012bb\u0101, IKT, nekustamaj\u0101 \u012bpa\u0161um\u0101 un b\u016bvniec\u012bb\u0101. Iedz\u012bvot\u0101ju pirktsp\u0113ja turpin\u0101ja uzlaboties, un vasar\u0101 izaugsmi uzr\u0101d\u012bja ar\u012b mazumtirdzniec\u012bbas nozare. Procentu likmju kritums un ekonomikas sasparo\u0161an\u0101s turpin\u0101ja balst\u012bt kredit\u0113\u0161anu un m\u0101jok\u013cu tirgus aktivit\u0101ti.<\/p>\n
Priv\u0101tpersonu segment\u0101 saglab\u0101j\u0101s augsta iedz\u012bvot\u0101ju interese par m\u0101jok\u013cu ieg\u0101des, b\u016bvniec\u012bbas un remonta finans\u0113\u0161anas iesp\u0113j\u0101m. \u0160\u012b gada 9 m\u0113ne\u0161os Swedbank izsniegusi 358 miljonus eiro hipotek\u0101rajos kred\u012btos, kas ir par 60% vair\u0101k nek\u0101 \u0161aj\u0101 pa\u0161\u0101 period\u0101 p\u0113rn.<\/p>\n
K\u0101 jau ierasts, ruden\u012b pieaug studentu interese par aiz\u0146em\u0161an\u0101s iesp\u0113j\u0101m augst\u0101k\u0101s izgl\u012bt\u012bbas ieg\u016b\u0161anai. \u0160ogad kopum\u0101 Swedbank ir sa\u0146emti jau 5 t\u016bksto\u0161i pieteikumu, bet Studiju un Stud\u0113jo\u0161\u0101 kred\u012btos banka pie\u0161\u0137\u012brusi 23 miljonus eiro, kas ir par 10% vair\u0101k nek\u0101 p\u0113rn \u0161aj\u0101 pa\u0161\u0101 period\u0101.<\/p>\n
3. ceturksn\u012b turpin\u0101j\u0101s akt\u012bva klientu uzrun\u0101\u0161ana par savam vecumam atbilsto\u0161a pensiju pl\u0101na izv\u0113li, un kop\u0161 p\u0113rn\u0101 gada j\u016blija aptuveni 51 t\u016bkstotis Swedbank klientu jau ir nomain\u012bju\u0161i pensiju pl\u0101nus uz savam vecumam atbilsto\u0161\u0101kiem. Turkl\u0101t kop\u0161 \u0161\u012b gada s\u0101kuma Swedbank pievienoju\u0161ies 19 000 jauni pensiju 2. l\u012bme\u0146a dal\u012bbnieki.<\/p>\n
Turpina pieaugt. 3.pensiju l\u012bme\u0146a uzkr\u0101jum\u0101 Swedbank p\u0101rvald\u012btais portfelis sasniedzis 500 miljonus eiro ar 200 000 dal\u012bbnieku.<\/p>\n
Uz\u0146\u0113mumiem izsniegtie kred\u012bti 3.ceturksn\u012b veido teju 300 miljonus eiro, procentu\u0101li liel\u0101kais pieaugums (sal\u012bdzin\u0101jum\u0101 ar iepriek\u0161\u0113jo ceturksni) bijis mazo un vid\u0113jo uz\u0146\u0113mumu segment\u0101, lai gan kopum\u0101 piepras\u012bjums p\u0113c finans\u0113juma bija nov\u0113rojams visos uz\u0146\u0113mumu segmentos. Kopum\u0101 3.ceturksn\u012b liel\u0101kais izsniegto kred\u012btu apjoms nozaru griezum\u0101 ir uz\u0146\u0113mumiem, kas darbojas ra\u017eo\u0161anas, vairumtirdzniec\u012bbas un nekustamo \u012bpa\u0161umu jom\u0101, vienlaikus mazo un vid\u0113jo uz\u0146\u0113mumu segment\u0101 t\u0101 ir lauksaimniec\u012bba un ra\u017eo\u0161ana, k\u0101 ar\u012b pakalpojumu sniedz\u0113ji.<\/p>\n
L\u012bdz ar Saeimas pie\u0146emtaj\u0101m izmai\u0146\u0101m Kred\u012btiest\u0101\u017eu likum\u0101, kas paredz Latvij\u0101 eso\u0161aj\u0101m sist\u0113miskaj\u0101m bank\u0101m nodro\u0161in\u0101t kl\u0101tienes pakalpojumu pieejam\u012bbu re\u0123ionos, Swedbank jau uzs\u0101kusi pilotprojektu klientu kl\u0101tienes apkalpo\u0161anai Madon\u0101. T\u0101pat norisin\u0101s darbs pie \u0161\u0101du kl\u0101tienes konsult\u0101ciju vietu atv\u0113r\u0161anas ar\u012b cit\u0101s Latvijas pils\u0113t\u0101s.<\/p>\n","protected":false},"excerpt":{"rendered":"Swedbank pe\u013c\u0146a Latvij\u0101 2025. gada devi\u0146os m\u0113ne\u0161os bija 110 miljoni eiro (iepretim 180 miljoniem eiro p\u0113rn). Pe\u013c\u0146as samazin\u0101jumu…\n","protected":false},"author":2,"featured_media":28814,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[869,77,870,76,867,35,39,38,36,37,34,871,868,40,21],"class_list":{"0":"post-28813","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bizness","8":"tag-biznesa-zinas","9":"tag-bizness","10":"tag-bizness-latvija","11":"tag-business","12":"tag-dienas-zinas","13":"tag-latvia","14":"tag-latvian","15":"tag-latviesu","16":"tag-latviesu-valoda","17":"tag-latviesuvaloda","18":"tag-latvija","19":"tag-latvijas-biznesa-zinas","20":"tag-latvijas-zinas","21":"tag-lv","22":"tag-zinas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115421962762394619","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/28813","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=28813"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/28813\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/28814"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=28813"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=28813"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=28813"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}