“Swedbank” pe\u013c\u0146a Latvij\u0101 \u0161ogad devi\u0146os m\u0113ne\u0161os bija 110 miljoni eiro, kas gan ir par 70 miljoniem eiro jeb 39% maz\u0101k nek\u0101 2024. gada attiec\u012bgaj\u0101 period\u0101, a\u0123ent\u016brai LETA pav\u0113st\u012bja “Swedbank” mediju attiec\u012bbu vad\u012bt\u0101js J\u0101nis Krops.<\/p>\n
Vi\u0146\u0161 nor\u0101da, ka pe\u013c\u0146as samazin\u0101jumu veidoja procentu ien\u0101kumu samazin\u0101jums, kr\u012btoties Eiropas Centr\u0101l\u0101s bankas noteiktaj\u0101m procentu likm\u0113m, k\u0101 ar\u012b \u0161ogad ieviest\u0101 solidarit\u0101tes iemaksa.<\/p>\n
Savuk\u0101rt kred\u012btuzkr\u0101jumi \u0161ogad devi\u0146os m\u0113ne\u0161os bija bez izmai\u0146\u0101m, kam\u0113r p\u0113rn devi\u0146os m\u0113ne\u0161os tika atbr\u012bvoti kred\u012btuzkr\u0101jumi se\u0161u miljonu eiro apm\u0113r\u0101.<\/p>\n
Vienlaikus bankas m\u0101jaslap\u0101 publiskotais finan\u0161u p\u0101rskats liecina, ka 2024. gada devi\u0146os m\u0113ne\u0161os “Swedbank” grupas pe\u013c\u0146a Latvij\u0101 bija 99,72 miljoni eiro, kas ir par 41,8% maz\u0101k nek\u0101 2024. gada devi\u0146os m\u0113ne\u0161os, bet pa\u0161as “Swedbank” pe\u013c\u0146a sarukusi par 37,9% un bija 106,204 miljoni eiro.<\/p>\n
“Swedbank” grupas akt\u012bvi 2024. gada septembra beig\u0101s bija 10,782 miljardi eiro, kas ir par 1,3% jeb 135,516 miljoniem eiro vair\u0101k nek\u0101 2024. gada beig\u0101s, kad bankas grupas akt\u012bvi bija 10,647 miljardi eiro.<\/p>\n
\u0160ogad septembra beig\u0101s “Swedbank” grupa kred\u012btos bija izsniegusi 7,057 miljardus eiro, kas ir par 14,3% vair\u0101k nek\u0101 pag\u0101ju\u0161\u0101 gada beig\u0101s, bet noguld\u012bjumos bija piesaist\u012bti 9,44 miljardi eiro, kas sal\u012bdzin\u0101jum\u0101 ar pag\u0101ju\u0161\u0101 gada beig\u0101m ir pieaugums par 2,5%.<\/p>\n
Krops inform\u0113, ka kop\u0113jie bankas izdevumi \u0161ogad devi\u0146os m\u0113ne\u0161os bija 122 miljonu eiro apm\u0113r\u0101, bet p\u0113rn attiec\u012bgaj\u0101 period\u0101 – 115 miljonu eiro apm\u0113r\u0101. T\u012brie procentu ien\u0101kumi 2025. gada devi\u0146os m\u0113ne\u0161os, sal\u012bdzinot ar pag\u0101ju\u0161\u0101 gada devi\u0146iem m\u0113ne\u0161iem, samazin\u0101j\u0101s par 61 miljonu eiro, bet t\u012brie komisiju ien\u0101kumi saglab\u0101j\u0101s nemain\u012bgi.<\/p>\n
Vi\u0146\u0161 ar\u012b atz\u012bm\u0113, ka bankas kred\u012btportfe\u013ca apm\u0113rs sal\u012bdzin\u0101jum\u0101 ar pag\u0101ju\u0161\u0101 gada tre\u0161o ceturksni palielin\u0101jies par 550 miljoniem eiro, tostarp m\u0101jsaimniec\u012bbu kredit\u0113\u0161anas apm\u0113ri augu\u0161i par 250 miljoniem eiro, bet uz\u0146\u0113mumu kred\u012btportfelis palielin\u0101jies par 300 miljoniem eiro. Taj\u0101 pa\u0161\u0101 laik\u0101 noguld\u012bjumu portfelis, sal\u012bdzinot ar t\u0101du pa\u0161u periodu p\u0113rn, ir pieaudzis par gandr\u012bz 800 miljoniem eiro, tostarp m\u0101jsaimniec\u012bbu depoz\u012bti augu\u0161i par gandr\u012bz 600 miljoniem eiro, kam\u0113r uz\u0146\u0113mumu depoz\u012bti – par 200 miljoniem eiro.<\/p>\n
“Lai ar\u012b ekonomisti kop\u0113j\u0101s Latvijas izaugsmes prognozes \u0161im gadam v\u0113rt\u0113 piesardz\u012bgi, pie\u0146emot, ka iek\u0161zemes kopprodukts (IKP) \u0161ogad tom\u0113r augs l\u0113n\u0101k, nek\u0101 iepriek\u0161 pl\u0101nots, m\u0113s \u0161obr\u012bd redzam kred\u012btportfe\u013ca r\u0101d\u012bt\u0101jos, ka kr\u012bto\u0161\u0101s procentu likmes un iepriek\u0161 atlikt\u0101s invest\u012bcijas raisa pieaugo\u0161u interesi par finans\u0113jumu gan priv\u0101tpersonu, gan uz\u0146\u0113mumu pus\u0113,” nor\u0101da “Swedbank” valdes priek\u0161s\u0113d\u0113t\u0101js Lauris Mencis.<\/p>\n
Vi\u0146\u0161 ar\u012b atz\u012bm\u0113, ka \u012bpa\u0161i priec\u0113 uz\u0146\u0113mumu aktivit\u0101tes dinamika, jo l\u012bdz \u0161im ilgu laiku to raksturoja liela piesardz\u012bba l\u0113mumos \u0101r\u0113j\u0101s nenoteikt\u012bbas, \u0123eopolitikas un citu apst\u0101k\u013cu d\u0113\u013c. “Tie\u0161i uz\u0146\u0113mumu finans\u0113\u0161anas kontekst\u0101 finan\u0161u nozare ir atk\u0101rtoti aicin\u0101jusi vald\u012bbu n\u0101kam\u0101 gada valsts bud\u017eeta veido\u0161anas ietvaros nov\u0113rst \u0161\u0137\u0113r\u0161\u013cus kredit\u0113\u0161anas izaugsmei, ko ietekm\u0113 banku solidarit\u0101tes iemaksas,” piebilst Mencis.<\/p>\n
Bank\u0101 nor\u0101da, ka Latvijas ekonomika gada pirmaj\u0101 pus\u0113 s\u0101ka atkopties, un \u0161ogad tre\u0161aj\u0101 ceturksn\u012b izaugsme turpin\u0101j\u0101s vair\u0101k\u0101s nozar\u0113s – apstr\u0101des r\u016bpniec\u012bb\u0101, inform\u0101cijas un komunik\u0101cijas tehnolo\u0123ij\u0101s (IKT), nekustamaj\u0101 \u012bpa\u0161um\u0101 un b\u016bvniec\u012bb\u0101. Iedz\u012bvot\u0101ju pirktsp\u0113ja turpin\u0101ja uzlaboties, un vasar\u0101 izaugsmi uzr\u0101d\u012bja ar\u012b mazumtirdzniec\u012bbas nozare. Procentu likmju kritums un ekonomikas sasparo\u0161an\u0101s turpin\u0101ja balst\u012bt kredit\u0113\u0161anu un m\u0101jok\u013cu tirgus aktivit\u0101ti.<\/p>\n
“Swedbank” min, ka priv\u0101tpersonu segment\u0101 saglab\u0101j\u0101s augsta iedz\u012bvot\u0101ju interese par aizdevumiem m\u0101jok\u013cu ieg\u0101dei, b\u016bvniec\u012bbai un remontam. \u0160ogad devi\u0146os m\u0113ne\u0161os “Swedbank” izsniegusi 358 miljonus eiro hipotek\u0101rajos kred\u012btos, kas ir par 60% vair\u0101k nek\u0101 \u0161aj\u0101 period\u0101 p\u0113rn. K\u0101 jau ierasts, ruden\u012b pieaug studentu interese par aiz\u0146em\u0161an\u0101s iesp\u0113j\u0101m augst\u0101k\u0101s izgl\u012bt\u012bbas ieg\u016b\u0161anai. \u0160ogad “Swedbank” ir sa\u0146emti 5000 pieteikumu, bet studiju un stud\u0113jo\u0161\u0101 kred\u012btos banka pie\u0161\u0137\u012brusi 23 miljonus eiro, kas ir par 10% vair\u0101k nek\u0101 p\u0113rn \u0161aj\u0101 period\u0101.<\/p>\n
Bank\u0101 ar\u012b inform\u0113, ka uz\u0146\u0113mumiem izsniegtie kred\u012bti \u0161ogad tre\u0161aj\u0101 ceturksn\u012b veidoja gandr\u012bz 300 miljonus eiro. Procentu\u0101li liel\u0101kais pieaugums sal\u012bdzin\u0101jum\u0101 ar iepriek\u0161\u0113jo ceturksni bija mazo un vid\u0113jo uz\u0146\u0113mumu segment\u0101, lai gan kopum\u0101 piepras\u012bjums p\u0113c aizdevumiem bija nov\u0113rojams visos uz\u0146\u0113mumu segmentos. Kopum\u0101 tre\u0161aj\u0101 ceturksn\u012b liel\u0101kais izsniegto kred\u012btu apm\u0113rs starp nozar\u0113m bija uz\u0146\u0113mumiem, kas darbojas ra\u017eo\u0161anas, vairumtirdzniec\u012bbas un nekustamo \u012bpa\u0161umu jom\u0101, bet mazo un vid\u0113jo uz\u0146\u0113mumu segment\u0101 – lauksaimniec\u012bb\u0101 un ra\u017eo\u0161an\u0101, k\u0101 ar\u012b pakalpojumos.<\/p>\n
L\u012bdz ar Saeimas pie\u0146emtaj\u0101m izmai\u0146\u0101m Kred\u012btiest\u0101\u017eu likum\u0101, kas paredz Latvij\u0101 eso\u0161aj\u0101m sist\u0113miskaj\u0101m bank\u0101m nodro\u0161in\u0101t kl\u0101tienes pakalpojumu pieejam\u012bbu re\u0123ionos, “Swedbank” ir s\u0101kusi pilotprojektu klientu kl\u0101tienes apkalpo\u0161anai Madon\u0101. T\u0101pat tiek str\u0101d\u0101ts pie \u0161\u0101du kl\u0101tienes konsult\u0101ciju vietu atv\u0113r\u0161anas cit\u0101s Latvijas pils\u0113t\u0101s.<\/p>\n
2024. gada devi\u0146os m\u0113ne\u0161os “Swedbank” grupa Latvij\u0101 str\u0101d\u0101ja ar pe\u013c\u0146u 171,277 miljonu eiro apm\u0113r\u0101, bet pa\u0161as “Swedbank” pe\u013c\u0146a bija 170,961 miljons eiro.<\/p>\n
P\u0113c akt\u012bvu apm\u0113ra “Swedbank” ir liel\u0101k\u0101 banka Latvij\u0101.<\/p>\n","protected":false},"excerpt":{"rendered":"“Swedbank” pe\u013c\u0146a Latvij\u0101 \u0161ogad devi\u0146os m\u0113ne\u0161os bija 110 miljoni eiro, kas gan ir par 70 miljoniem eiro jeb…\n","protected":false},"author":2,"featured_media":29767,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[129,6204,853,77,76,35,39,38,36,37,34,40,854,6205,855,6206],"class_list":{"0":"post-29766","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bizness","8":"tag-__typenameadvicekeyword","9":"tag-id631","10":"tag-id955","11":"tag-bizness","12":"tag-business","13":"tag-latvia","14":"tag-latvian","15":"tag-latviesu","16":"tag-latviesu-valoda","17":"tag-latviesuvaloda","18":"tag-latvija","19":"tag-lv","20":"tag-slugbizness","21":"tag-slugswedbank","22":"tag-titlebizness","23":"tag-titleswedbank"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115427892527488509","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/29766","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=29766"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/29766\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/29767"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=29766"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=29766"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=29766"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}