{"id":30339,"date":"2025-10-24T20:07:04","date_gmt":"2025-10-24T20:07:04","guid":{"rendered":"https:\/\/www.europesays.com\/lv\/30339\/"},"modified":"2025-10-24T20:07:04","modified_gmt":"2025-10-24T20:07:04","slug":"mudina-aiznemties-vairakus-kreditus-ptac-bridina-par-pieaugoso-finansu-krapniecibas-gadijumu-skaitu","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lv\/30339\/","title":{"rendered":"“Mudina aiz\u0146emties vair\u0101kus kred\u012btus.” PTAC br\u012bdina par pieaugo\u0161o finan\u0161u kr\u0101pniec\u012bbas gad\u012bjumu skaitu"},"content":{"rendered":"

\u0160\u0101das darb\u012bbas var rad\u012bt nopietnas finansi\u0101las sekas un ilgtermi\u0146a saist\u012bbas, kuras pat\u0113r\u0113t\u0101jam b\u016bs j\u0101sedz pa\u0161am.<\/p>\n

PTAC<\/a> aicina pat\u0113r\u0113t\u0101jus b\u016bt \u012bpa\u0161i piesardz\u012bgiem un neiesaist\u012bties dar\u012bjumos, kuros tiek l\u016bgts aiz\u0146emties naudu citu personu v\u0101rd\u0101 vai neskaidriem m\u0113r\u0137iem, pat ja \u0161\u0101ds l\u016bgums n\u0101k no pazi\u0146\u0101m vai radiniekiem.<\/p>\n

Kr\u0101pnieki bie\u017ei izliekas par radiniekiem, draugiem vai iest\u0101\u017eu p\u0101rst\u0101vjiem. Zvana un sarunas laik\u0101 kr\u0101pnieki rada steidzam\u012bbas saj\u016btu un spiedienu uz pat\u0113r\u0113t\u0101ju nekav\u0113joties r\u012bkoties. T\u0101pat kr\u0101pnieki var izmantot viltus identit\u0101tes, viltotus dokumentus vai sazi\u0146as kan\u0101lus, lai rad\u012btu uztic\u012bbu, atz\u012bm\u0113 PTAC.<\/p>\n

Svar\u012bgi atcer\u0113ties, ka pat tad, ja kred\u012bts<\/a> ir \u0146emts kr\u0101pnieku pamudin\u0101ts, juridiski atbild\u012bba par t\u0101 atmaksu gulstas uz pat\u0113r\u0113t\u0101ju.<\/p>\n

PTAC atg\u0101dina, ka visiem kred\u012btdev\u0113jiem – gan bank\u0101m, gan nebanku aizdev\u0113jiem – ir pien\u0101kums r\u016bp\u012bgi izv\u0113rt\u0113t pat\u0113r\u0113t\u0101ja maks\u0101tsp\u0113ju.<\/p>\n

No piektdienas, 24. oktobra, st\u0101jas sp\u0113k\u0101 Ministru kabineta noteikumu groz\u012bjumi, kas paredz, ka turpm\u0101k kred\u012btu dev\u0113jiem dati par izsniegtajiem aizdevumiem kred\u012btinform\u0101cijas birojiem b\u016bs j\u0101iesniedz tr\u012bs darbdienu laik\u0101. Iepriek\u0161 inform\u0101cija bija j\u0101iesniedz desmit darbdienu laik\u0101.<\/p>\n

PTAC nor\u0101da, ka \u0161\u0101ds solis pal\u012bdz\u0113s nodro\u0161in\u0101t savlaic\u012bgu inform\u0101cijas apriti un samazin\u0101s iesp\u0113ju vienai personai \u012bs\u0101 termi\u0146\u0101 sa\u0146emt vair\u0101kus kred\u012btus. PTAC aicina kreditorus apmain\u012bties ar inform\u0101ciju p\u0113c iesp\u0113jas \u0101tr\u0101k, t\u0101d\u0113j\u0101di samazinot kred\u012btu izkr\u0101p\u0161anas iesp\u0113jas.<\/p>\n

Ja persona ir cietusi no kr\u0101p\u0161anas, PTAC iesaka sazin\u0101ties ar kreditoru un inform\u0113t par s\u0101ktu krimin\u0101lprocesu. Lai gan aizdev\u0113jam nav pien\u0101kuma pal\u012bdz\u0113t, kreditors var samazin\u0101t vai atcelt procentus vai pied\u0101v\u0101t jaunu maks\u0101jumu pl\u0101nu.<\/p>\n","protected":false},"excerpt":{"rendered":"\u0160\u0101das darb\u012bbas var rad\u012bt nopietnas finansi\u0101las sekas un ilgtermi\u0146a saist\u012bbas, kuras pat\u0113r\u0113t\u0101jam b\u016bs j\u0101sedz pa\u0161am. PTAC aicina pat\u0113r\u0113t\u0101jus…\n","protected":false},"author":2,"featured_media":30340,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[23,28,29,32,33,4045,22,7551,30,31,35,39,38,36,37,34,40,20,26,27,4211,24,25,21],"class_list":{"0":"post-30339","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-latvija","8":"tag-aktualitates","9":"tag-breaking-news","10":"tag-breakingnews","11":"tag-featured-news","12":"tag-featurednews","13":"tag-finanses","14":"tag-headlines","15":"tag-kredits","16":"tag-latest-news","17":"tag-latestnews","18":"tag-latvia","19":"tag-latvian","20":"tag-latviesu","21":"tag-latviesu-valoda","22":"tag-latviesuvaloda","23":"tag-latvija","24":"tag-lv","25":"tag-news","26":"tag-popularakas-zinas","27":"tag-popularakaszinas","28":"tag-ptac","29":"tag-top-stories","30":"tag-topstories","31":"tag-zinas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115430951711412708","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/30339","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=30339"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/30339\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/30340"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=30339"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=30339"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=30339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}