Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas centrs (PTAC) br\u012bdina pat\u0113r\u0113t\u0101jus par pieaugo\u0161u finan\u0161u kr\u0101pniec\u012bbas gad\u012bjumu skaitu, kuros kr\u0101pnieki, izmantojot viltus ieganstus un psiholo\u0123isku manipul\u0101ciju, pamudina pat\u0113r\u0113t\u0101jus aiz\u0146emties vair\u0101kus kred\u012btus. \u0160\u0101das darb\u012bbas var rad\u012bt nopietnas finansi\u0101las sekas un ilgtermi\u0146a saist\u012bbas, kuras pat\u0113r\u0113t\u0101jam b\u016bs j\u0101sedz pa\u0161am.<\/p>\n
\u0145emot v\u0113r\u0101 kr\u0101pnieku<\/a> izmantoto meto\u017eu aizvien liel\u0101ku izsmalcin\u0101t\u012bbu, PTAC aicina pat\u0113r\u0113t\u0101jus b\u016bt \u012bpa\u0161i piesardz\u012bgiem un nek\u0101d\u0101 gad\u012bjum\u0101 neiesaist\u012bties dar\u012bjumos, kuros tiek l\u016bgts aiz\u0146emties naudu citu personu v\u0101rd\u0101 vai neskaidriem m\u0113r\u0137iem \u2014 pat ja \u0161\u0101ds l\u016bgums n\u0101k no pazi\u0146\u0101m vai radiniekiem.<\/p><\/blockquote>\n
PTAC jau iepriek\u0161 ir rosin\u0101jis izmai\u0146as normat\u012bvaj\u0101 regul\u0113jum\u0101, lai no 10 uz 3 dien\u0101m samazin\u0101tu laika periodu, kad kredit\u0113t\u0101ji zi\u0146o kred\u012btinform\u0101cijas birojiem par pat\u0113r\u0113t\u0101jiem izsniegtajiem kred\u012btiem. Neskatoties uz iepriek\u0161 sa\u0146emtiem banku sektora iebildumiem, kop\u012bgiem sp\u0113kiem PTAC ir pan\u0101cis, ka \u0161odien, 24.10.2025. sp\u0113k\u0101 st\u0101jas Ministru Kabineta noteikumu groz\u012bjumi, kur termi\u0146\u0161 tiek samazin\u0101ts uz 3 darbdien\u0101m. \u0160\u0101ds solis pal\u012bdz\u0113s nodro\u0161in\u0101t savlaic\u012bgu inform\u0101cijas apriti un samazin\u0101s iesp\u0113ju vienai personai \u012bs\u0101 termi\u0146\u0101 sa\u0146emt neskait\u0101mus kred\u012btus. PTAC aicina kreditorus apmain\u012bties ar inform\u0101ciju p\u0113c iesp\u0113jas \u0101tr\u0101k, t\u0101dej\u0101di samazinot kred\u012btu izkr\u0101p\u0161anas iesp\u0113jas.<\/p>\n
T\u0101pat PTAC atg\u0101dina, ka visiem kred\u012btdev\u0113jiem \u2014 gan bank\u0101m, gan nebanku aizdev\u0113jiem \u2014 ir pien\u0101kums r\u016bp\u012bgi izv\u0113rt\u0113t pat\u0113r\u0113t\u0101ja maks\u0101tsp\u0113ju. <\/p>\n
K\u0101 atpaz\u012bt kr\u0101pnieciskus aicin\u0101jumus?<\/p>\n
1. Kr\u0101pnieki bie\u017ei izliekas par radiniekiem, draugiem vai pat iest\u0101\u017eu p\u0101rst\u0101vjiem.<\/p>\n
2. Zvana un sarunas laik\u0101 rada steidzam\u012bbas saj\u016btu un spiedienu uz pat\u0113r\u0113t\u0101ju nekav\u0113joties r\u012bkoties. <\/p>\n
3. Vi\u0146i var izmantot viltus identit\u0101tes, viltotus dokumentus vai sazi\u0146as kan\u0101lus, lai rad\u012btu uztic\u012bbu. <\/p>\n
4. Ja rodas \u0161aubas, PTAC aicina nekav\u0113joties p\u0101rtraukt sazi\u0146u ar aizdom\u012bg\u0101m person\u0101m.<\/p>\n
Svar\u012bgi atcer\u0113ties, ka pat tad, ja kred\u012bts ir \u0146emts kr\u0101pnieku pamudin\u0101ts, juridiski atbild\u012bba par t\u0101 atmaksu gulstas uz pat\u0113r\u0113t\u0101ju. PTAC aicina pat\u0113r\u0113t\u0101jus b\u016bt piesardz\u012bgiem un ne\u013cauties spiedienam vai manipul\u0101cij\u0101m.<\/p>\n
Ja esat k\u013cuvis par kr\u0101p\u0161anas upuri, j\u0101v\u0113r\u0161as Valsts policij\u0101. Ja j\u016bs atz\u012bs par cietu\u0161o, var\u0113siet pras\u012bt kompens\u0101ciju par zaud\u0113jumiem no personas, kura r\u012bkojusies prettiesiski.<\/p>\n
Ja esat cietis no kr\u0101p\u0161anas, jums joproj\u0101m ir j\u0101maks\u0101 par\u0101ds, jo juridiski esat aiz\u0146\u0113m\u0113js. PTAC iesaka sazin\u0101ties ar aizdev\u0113ju (kreditoru) un past\u0101st\u012bt par uzs\u0101kto krimin\u0101lprocesu. Lai gan aizdev\u0113jam nav pien\u0101kuma pal\u012bdz\u0113t, vi\u0146\u0161 bie\u017ei vien n\u0101k pret\u012b – var samazin\u0101t vai atcelt procentus vai pied\u0101v\u0101t jaunu maks\u0101jumu pl\u0101nu.<\/p>\n
PTAC aicina sadarboties ar gan kreditoriem, gan Valsts policiju, lai pal\u012bdz\u0113tu atkl\u0101t noziegumu. Inform\u0101ciju, kas var\u0113tu noder\u0113t izmekl\u0113\u0161an\u0101, ieteicams saglab\u0101t dator\u0101 vai telefon\u0101.<\/p>\n
Ja pat\u0113r\u0113t\u0101jam rodas aizdomas par nepietiekamu maks\u0101tsp\u0113jas izv\u0113rt\u0113\u0161anu vai iesp\u0113jamu kr\u0101pniec\u012bbu, aicinam sazin\u0101ties ar PTAC, neatkar\u012bgi no t\u0101, vai kred\u012bts ir \u0146emts banku vai nebanku sektor\u0101.<\/p>\n
\t\t\t\t\t\tinfo<\/p>\n
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