{"id":31741,"date":"2025-10-26T18:13:09","date_gmt":"2025-10-26T18:13:09","guid":{"rendered":"https:\/\/www.europesays.com\/lv\/31741\/"},"modified":"2025-10-26T18:13:09","modified_gmt":"2025-10-26T18:13:09","slug":"pusgada-laika-finansu-drosibas-spilvens-samazinajies-tresdalai-iedzivotaju","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lv\/31741\/","title":{"rendered":"Pusgada laik\u0101 finan\u0161u &#8220;dro\u0161\u012bbas spilvens&#8221; samazin\u0101jies tre\u0161da\u013cai iedz\u012bvot\u0101ju"},"content":{"rendered":"<p>Finan\u0161u uzkr\u0101jums, kas \u013cautu segt ikdienas izdevumus vismaz vienu m\u0113nesi, \u0161obr\u012bd ir gandr\u012bz pusei Latvijas iedz\u012bvot\u0101ju. Turkl\u0101t katrs tre\u0161ais no tiem, kuriem uzkr\u0101jums ir, p\u0113d\u0113jo se\u0161u m\u0113ne\u0161u laik\u0101 bija spiests to s\u0101kt izmantot, liecina &#8216;SEB bankas&#8221; veikt\u0101s aptaujas dati.<\/p>\n<p>Tikm\u0113r p\u0101r\u0113jiem finan\u0161u &#8220;dro\u0161\u012bbas spilvens&#8221; vai nu visp\u0101r nav (31 %), vai ar to pietiks ne ilg\u0101k k\u0101 vienam m\u0113nesim (21 %).<\/p>\n<p class=\"western\">V\u012brie\u0161i nedaudz bie\u017e\u0101k nek\u0101 sievietes izj\u016bt liel\u0101ku finansi\u0101lo stabilit\u0101ti \u2013 finan\u0161u uzkr\u0101jums ir 53 % v\u012brie\u0161u un 44 % sievie\u0161u. Vienlaic\u012bgi sievietes bie\u017e\u0101k atz\u012bst, ka vi\u0146\u0101m visp\u0101r nav uzkr\u0101juma \u2013 34 % pret 28 %.<\/p>\n<p class=\"western\">Bez uzkr\u0101juma bie\u017e\u0101k ir jaunie\u0161i l\u012bdz 29 gadu vecumam (37 %) un iedz\u012bvot\u0101ji vecum\u0101 no 40 l\u012bdz 49 gadiem (34 %). Savuk\u0101rt finansi\u0101li visdro\u0161\u0101k j\u016btas respondenti vecum\u0101 no 60 l\u012bdz 74 gadiem \u2013 \u0161aj\u0101 grup\u0101 gandr\u012bz 60 % nor\u0101da, ka vi\u0146iem ir uzkr\u0101jums vismaz vienam m\u0113nesim, bet tikai 27 % atz\u012bst, ka uzkr\u0101juma nav.<\/p>\n<p class=\"western\">&#8220;Uzkr\u0101juma veido\u0161ana nenoz\u012bm\u0113 uzreiz atlikt lielas summas vai b\u016btiski main\u012bt savu ikdienu. Galvenais ir apzin\u0101ties nepiecie\u0161am\u012bbu \u2013 sa\u0146emot algu, vispirms samaks\u0101t sev, kr\u0101t ar konkr\u0113tu m\u0113r\u0137i un atlikt kaut nelielu summu, bet regul\u0101ri. Vienk\u0101r\u0161\u0101kais risin\u0101jums ir autom\u0101tiskais maks\u0101jums uz kr\u0101jkontu. Pat 10 vai 20 eiro m\u0113nes\u012b, kas tiek konsekventi atlikti, var k\u013c\u016bt par pamatu finan\u0161u &#8220;dro\u0161\u012bbas spilvenam&#8221;. Neman\u0101mi papildin\u0101t uzkr\u0101jumu pal\u012bdz ar\u012b digit\u0101l\u0101 kr\u0101jkase, kur\u0101 nauda uzkr\u0101jas katru reizi, kad maks\u0101jat ar karti. Ja uzkr\u0101jumam ir konkr\u0113ts m\u0113r\u0137is \u2013 piem\u0113ram, tr\u012bs m\u0113ne\u0161u izdevumu seg\u0161ana vai sap\u0146u ce\u013cojums \u2013 tas padara \u0161o procesu j\u0113gpilnu un motiv\u0113jo\u0161u,&#8221; saka &#8220;SEB bankas&#8221; finan\u0161u prat\u012bbas mentore Linda \u0160ablinska.<\/p>\n<p>Lasiet ar\u012b<\/p>\n<p><a href=\"https:\/\/www.delfi.lv\/bizness\/37264250\/biznesa_vide\/120089877\/kuru-profesiju-darbinieki-sobrid-visvairak-pieprasiti-un-kadu-algu-sola-popularakajas-vakances\" class=\"headline__image-link\" itemprop=\"url\" rel=\"nofollow noopener\" target=\"_blank\"><img decoding=\"async\" loading=\"lazy\" itemprop=\"image\" src=\"https:\/\/www.europesays.com\/lv\/wp-content\/uploads\/2025\/10\/1bb32e8c-24fe-4226-931a-55859dd800ae.jpg\" alt=\"Kuru profesiju darbinieki \u0161obr\u012bd visvair\u0101k piepras\u012bti, un k\u0101du algu sola popul\u0101r\u0101kaj\u0101s vakanc\u0113s\" title=\"Kuru profesiju darbinieki \u0161obr\u012bd visvair\u0101k piepras\u012bti, un k\u0101du algu sola popul\u0101r\u0101kaj\u0101s vakanc\u0113s\" class=\"headline__image img-fluid w-100\"\/><\/a><\/p>\n<p class=\"western\">P\u0113d\u0113jo se\u0161u m\u0113ne\u0161u laik\u0101 palielin\u0101t uzkr\u0101jumu ir izdevies vien katram piektajam (21 %) no tiem, kuri visp\u0101r to veido. Savuk\u0101rt vair\u0101k nek\u0101 tre\u0161da\u013cai (36 %) bija nepiecie\u0161am\u012bba uzkr\u0101jumu izmantot, l\u012bdz ar to finan\u0161u &#8220;dro\u0161\u012bbas spilvens&#8221; k\u013cuva pl\u0101n\u0101ks.<\/p>\n<p class=\"western\">V\u0113l 42 % aptauj\u0101to nor\u0101da, ka vi\u0146u uzkr\u0101jums palika nemain\u012bgs \u2013 tas noz\u012bm\u0113, ka pat tad, ja da\u013ca no uzkr\u0101juma tika izmantota, piem\u0113ram, vasaras atva\u013cin\u0101jumam, t\u0101 tika atjaunota.<\/p>\n<p class=\"western\">Sievietes bie\u017e\u0101k nek\u0101 v\u012brie\u0161i bija spiestas izmantot uzkr\u0101jumu, savuk\u0101rt v\u012brie\u0161i bie\u017e\u0101k nor\u0101da, ka vi\u0146iem izdevies uzkr\u0101jumu palielin\u0101t.<\/p>\n<p class=\"western\">P\u0113c \u0160ablinskas v\u0101rdiem, laiku pa laikam izmantot da\u013cu no uzkr\u0101juma ir piln\u012bgi norm\u0101li \u2013 tie\u0161i tam uzkr\u0101jums ir dom\u0101ts. T\u0101 ir iesp\u0113ja segt neparedz\u0113tus vai tie\u0161i otr\u0101di \u2013 pl\u0101notus izdevumus. Tom\u0113r svar\u012bgi p\u0113c tam uzkr\u0101jumu atjaunot l\u012bdz l\u012bmenim, kas \u013cauj justies finansi\u0101li dro\u0161i.<\/p>\n<p class=\"western\">Iedz\u012bvot\u0101ju aptauju p\u0113c &#8220;SEB bankas&#8221; pas\u016bt\u012bjuma 2025. gada oktobr\u012b veica uz\u0146\u0113mums &#8220;Norstat&#8221;. Taj\u0101 piedal\u012bj\u0101s 1000 respondenti vecuma no 18 l\u012bdz 74 gadiem.<\/p>\n<p class=\"m-0\">Seko &#8220;Delfi&#8221; ar\u012b  <a target=\"_blank\" href=\"https:\/\/www.instagram.com\/delfi.lv\/\" rel=\"nofollow noopener\">Instagram<\/a>  un <a target=\"_blank\" href=\"https:\/\/www.youtube.com\/channel\/UCw5foWtcJvAbUm64rv7jwUQ\" rel=\"nofollow noopener\">YouTube<\/a>  profil\u0101 \u2013 pievienojies, lai uzzin\u0101tu svar\u012bg\u0101ko un interesant\u0101ko pirmais!<\/p>\n<p>Publik\u0101cijas saturs vai t\u0101s jebk\u0101da apjoma da\u013ca ir aizsarg\u0101ts autorties\u012bbu objekts Autorties\u012bbu likuma izpratn\u0113, un t\u0101 izmanto\u0161ana bez izdev\u0113ja at\u013caujas ir aizliegta. Vair\u0101k lasi  <a target=\"_blank\" href=\"https:\/\/www.delfi.lv\/noteikumi#autortiesibas\" rel=\"nofollow noopener\">\u0161eit<\/a><script async src=\"\/\/www.instagram.com\/embed.js\"><\/script><\/p>\n","protected":false},"excerpt":{"rendered":"Finan\u0161u uzkr\u0101jums, kas \u013cautu segt ikdienas izdevumus vismaz vienu m\u0113nesi, \u0161obr\u012bd ir gandr\u012bz pusei Latvijas iedz\u012bvot\u0101ju. Turkl\u0101t katrs&hellip;\n","protected":false},"author":2,"featured_media":31742,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[23,28,29,32,33,22,30,31,35,39,38,36,37,34,40,20,26,27,9545,24,25,21],"class_list":{"0":"post-31741","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-latvija","8":"tag-aktualitates","9":"tag-breaking-news","10":"tag-breakingnews","11":"tag-featured-news","12":"tag-featurednews","13":"tag-headlines","14":"tag-latest-news","15":"tag-latestnews","16":"tag-latvia","17":"tag-latvian","18":"tag-latviesu","19":"tag-latviesu-valoda","20":"tag-latviesuvaloda","21":"tag-latvija","22":"tag-lv","23":"tag-news","24":"tag-popularakas-zinas","25":"tag-popularakaszinas","26":"tag-privatas-finanses","27":"tag-top-stories","28":"tag-topstories","29":"tag-zinas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115441828058575136","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/31741","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=31741"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/31741\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/31742"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=31741"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=31741"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=31741"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}