Ar m\u0113r\u0137i aktiviz\u0113t hipotek\u0101ro kredit\u0113\u0161anu Latvijas re\u0123ionos, \u0161\u0101 gada 29. oktobr\u012b ir uzs\u0101kta jauna valsts atbalsta programma \u201cM\u0101jok\u013cu ieg\u0101des aizdevumi re\u0123ionos\u201d.<\/p>\n
Programmas aizdevumi b\u016bs pieejami tikai m\u0101jok\u013ca ieg\u0101dei \u0101rpus R\u012bgas un Pier\u012bgas teritorij\u0101m un aizdevuma maksim\u0101l\u0101 summa b\u016bs l\u012bdz 74 t\u016bksto\u0161iem eiro.<\/p>\n
Ekonomikas ministrijas un Att\u012bst\u012bbas finan\u0161u instit\u016bcijas ALTUM programma izveidota, lai mazin\u0101tu \u0123eogr\u0101fiskos \u0161\u0137\u0113r\u0161\u013cus m\u0101jok\u013cu ieg\u0101dei re\u0123ionos, kur l\u012bdz \u0161im hipotek\u0101r\u0101 kredit\u0113\u0161ana bijusi ierobe\u017eota. Programma darbosies l\u012bdz 2029. gada 31. decembrim un t\u0101s apjoms ir l\u012bdz 105 miljoniem eiro. Pieteikumus aizdevuma sa\u0146em\u0161anai iedz\u012bvot\u0101ji var iesniegt s\u0101kot no 29. oktobra ALTUM klientu apkalpo\u0161anas port\u0101l\u0101 mans.altum.lv.<\/p>\n
Ekonomikas ministrs Viktors Valainis: \u201cAr jauno programmu m\u0113s nov\u0113r\u0161am tirgus nepiln\u012bbu \u2013 situ\u0101ciju, kad priv\u0101tais finans\u0113jums re\u0123ionos bie\u017ei vien nav pieejams vai pieejams nepietiekam\u0101 apjom\u0101. Daudzviet iedz\u012bvot\u0101ji pat ar stabilu ien\u0101kumu l\u012bmeni nevar sa\u0146emt hipotek\u0101ro kred\u012btu m\u0101jok\u013ca ieg\u0101dei \u0101rpus R\u012bgas un Pier\u012bgas, banku skat\u012bjum\u0101 \u2013 p\u0101r\u0101k augstu risku d\u0113\u013c. \u0160\u012b programma dos re\u0101lu iesp\u0113ju iedz\u012bvot\u0101jiem, kas v\u0113las dz\u012bvot un ieg\u0101d\u0101ties m\u0101jokli re\u0123ion\u0101, to \u012bstenot neatkar\u012bgi no t\u0101, vai t\u0101 ir \u0123imene, jauns speci\u0101lists vai cilv\u0113ks, kur\u0161 v\u0113las atgriezties vai p\u0101rcelties no galvaspils\u0113tas. T\u0101 ir noz\u012bm\u012bga da\u013ca no pla\u0161\u0101ka valsts m\u0113r\u0137a \u2013 att\u012bst\u012bt re\u0123ionus, l\u012bdzsvarot ekonomisko izaugsmi un stiprin\u0101t viet\u0113jo kopienu dz\u012bvotsp\u0113ju vis\u0101 Latvij\u0101.\u201d<\/p>\n
Reinis B\u0113rzi\u0146\u0161, ALTUM valdes priek\u0161s\u0113d\u0113t\u0101js: \u201cProgrammas nol\u016bks nav aizvietot banku kredit\u0113\u0161anu, bet gan papla\u0161in\u0101t t\u0101s \u0123eogr\u0101fiju re\u0123ionos, kur komercbanku aktivit\u0101te l\u012bdz \u0161im bijusi zem\u0101ka tirgus apjoma un augst\u0101ku risku d\u0113\u013c. ALTUM \u0161aj\u0101 programm\u0101 uz\u0146emsies augst\u0101ku risku, radot precedentus n\u0101kotnes dar\u012bjumiem un veidojot tirgus praksi, kas n\u0101kotn\u0113 \u013caus akt\u012bv\u0101k iesaist\u012bties ar\u012b komercbank\u0101m. Prognoz\u0113jam, ka programmas darb\u012bbas pirmaj\u0101 gad\u0101 t\u0101s iesp\u0113jas izmantos l\u012bdz 2000 iedz\u012bvot\u0101ju.\u201d<\/p>\n
Programma \u201cM\u0101jok\u013cu ieg\u0101des aizdevumi re\u0123ionos\u201d pied\u0101v\u0101s aizdevumus apjom\u0101 l\u012bdz 74 000 eiro ar termi\u0146u l\u012bdz 30 gadiem. Pirm\u0101 iemaksa b\u016bs l\u012bdz 5 % no dar\u012bjuma summas, un to iesp\u0113jams segt ar\u012b ar ALTUM subs\u012bdiju \u201cBalsts\u201d, kas pieejama daudzb\u0113rnu \u0123imen\u0113m un \u0123imen\u0113m, kur\u0101s aug b\u0113rni ar invalidit\u0101ti. Par aizdevuma nodro\u0161in\u0101jumu var kalpot ieg\u0101d\u0101tais nekustamais \u012bpa\u0161ums, un finans\u0113juma apjoms var sasniegt l\u012bdz 100 % no \u012bpa\u0161uma v\u0113rt\u012bbas.<\/p>\n
Reinis B\u0113rzi\u0146\u0161, ALTUM valdes priek\u0161s\u0113d\u0113t\u0101js: \u201cALTUM \u012bstenos atbild\u012bgu kredit\u0113\u0161anu \u2013 programmas m\u0113r\u0137is ir pal\u012bdz\u0113t cilv\u0113kiem ieg\u0101d\u0101ties m\u0101jokli re\u0123ionos, vienlaikus r\u016bp\u012bgi izv\u0113rt\u0113jot aiz\u0146\u0113m\u0113ju sp\u0113ju atmaks\u0101t aizdevumu, ko nosaka ar\u012b Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas centra pras\u012bbas. ALTUM nodro\u0161in\u0101s ar\u012b vair\u0101kus praktiskus atvieglojumus \u2013 programmas darb\u012bbas pirmaj\u0101 gad\u0101 aizdevumi tiks izsniegti bez komisijas maksas un aizdevumiem pirmajos 12 m\u0113ne\u0161os tiks piem\u0113rota pievienot\u0101 likme 0% + 6 m\u0113ne\u0161u EURIBOR. Komisijas maksas un likmes atvieglojumi tiks piem\u0113roti pieteikumiem, kas iesniegti l\u012bdzi 2026. gada 30. oktobrim, savuk\u0101rt viens nekustam\u0101 \u012bpa\u0161uma v\u0113rt\u0113jums, piesakoties ALTUM aizdevumam, b\u016bs bez maksas vis\u0101 programmas darb\u012bbas laik\u0101\u201d.<\/p>\n
Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas centra licenci ALTUM sa\u0146\u0113ma \u0161\u0101gada 4. august\u0101.<\/p>\n","protected":false},"excerpt":{"rendered":"Ar m\u0113r\u0137i aktiviz\u0113t hipotek\u0101ro kredit\u0113\u0161anu Latvijas re\u0123ionos, \u0161\u0101 gada 29. oktobr\u012b ir uzs\u0101kta jauna valsts atbalsta programma \u201cM\u0101jok\u013cu…\n","protected":false},"author":2,"featured_media":34280,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[23,869,77,870,28,29,867,32,33,22,30,31,35,39,38,36,37,34,871,868,40,20,26,27,24,25,21],"class_list":{"0":"post-34279","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-aktualitates","8":"tag-aktualitates","9":"tag-biznesa-zinas","10":"tag-bizness","11":"tag-bizness-latvija","12":"tag-breaking-news","13":"tag-breakingnews","14":"tag-dienas-zinas","15":"tag-featured-news","16":"tag-featurednews","17":"tag-headlines","18":"tag-latest-news","19":"tag-latestnews","20":"tag-latvia","21":"tag-latvian","22":"tag-latviesu","23":"tag-latviesu-valoda","24":"tag-latviesuvaloda","25":"tag-latvija","26":"tag-latvijas-biznesa-zinas","27":"tag-latvijas-zinas","28":"tag-lv","29":"tag-news","30":"tag-popularakas-zinas","31":"tag-popularakaszinas","32":"tag-top-stories","33":"tag-topstories","34":"tag-zinas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115457407435451426","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/34279","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=34279"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/34279\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/34280"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=34279"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=34279"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=34279"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}